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Educating about financial literacy at primary schools
Šrumová, Lenka ; Tichá, Milena (advisor) ; Stracený, Josef (referee)
This master's thesis focuses on the teaching of financial literacy at lower secondary schools in the Czech Republic. The main goal was to characterize and evaluate a selection of internet based programs that specialize in financial literacy in order to gain insight on how the users view the issue at hand and how they interact with these programs. The thesis employs a qualitative research method. The first section is devoted to the theoretical introduction to finance, its definition, characteristics and the components of financial literacy. A special focus was also put on the development of financial literacy in the Czech Republic and the main documents in which it is grounded. The need for implementation of financial literacy into secondary schools' curriculums was based on surveys about the level of financial literacy among students and public. The practical part of this thesis consists of two closely interrelated sections. Firstly, it outlines and examines three different online programs created to help teachers design their financial literacy courses more effectively. Secondly, the thesis presents a methodological research using structured interviews with open questions and concludes by demonstrating the results. KEYWORDS Financial education, school education, education, financial literacy,...
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The development of financial literacy of the youth leaving children's home
Kačabová, Alžběta ; Valenta, Josef (advisor) ; Lorenzová, Jitka (referee)
This thesis is focused on education of financial literacy of children living in children's homes. It is based on current state of education politics in the fields of financial literacy, the contents of educational programmes and qualitative research of real current state of education of financial literacy in children's homes. The research itself will be made via structured interviews with children from children's homes. The research is focused on discovering the level of financial literacy of older children (15 - 18 years old) permanently living in children's homes, searching for possibilities of improvement of education of financial literacy in children's homes and therefore increasing prevention of social exclusion of young people leaving children's homes due to over-owing which is usually caused by low level of financial literacy. Key words Financial literacy, a client of a children's home, over-owing, social exclusion, the standards of financial literacy, educational politics, educational programs, economizing on financial resources.
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Financial literacy and its inclusion in the curriculum of practical primary schools
Löffelmannová, Anna ; Kloboučková, Jaroslava (advisor) ; Tůmová, Veronika (referee)
The theoretical part of the diploma work defines intellectual disabilities, as well as the possibilities of counselling and educating of pupils with mental disabilities. Further, the thesis discusses education and re-education of pupils with diagnosed mental retardation. It outlines the inclusion of financial literacy into the curricular documents intended for pupils with a mental disability across educational areas with emphasis on mathematics. The thesis introduces materials and their parameters suitable for the inclusion of financial literacy at practical primary schools. The practical part covers experimental education of individual thematic topics of financial literacy at practical primary schools. The carried out initial diagnostics of pupils at a selected practical primary school focused on percentages, simple interest and a family budget. This diagnostics had a general character, as was also verified. Furthermore, the thesis presents a detailed record from own executed teaching with regard to four monitored pupils, including their casuistry. After the completion of the teaching, its success was assessed. The work can be used not only by teachers at practical primary schools but also at ordinary primary schools, because it contains a series of graded tasks that lead to the development of...
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Financial Mathematics in High Schools
Chrstoš, Tomáš ; Novotná, Jarmila (advisor) ; Tůmová, Veronika (referee)
The thesis is dealing with the current state of teaching financial literacy and financial mathematics at high schools. The purpose of this thesis is to sum up information about documents that are source for teaching of financial literacy and to inform about current state of its teaching at high schools. Theoretical part concerns with involving of financial mathematics in framework education programme. This part also shows what subjects are involving financial mathematics. Practical part is dedicated to research, which had been realised at selected high school - Technical high school of food technologies, which follows "Food analysis" and "Environmental ecology" FEP. Level of students in financial mathematics is detected though the questionnaire carried out at the chosen school. Using a questionnaire and test. It compares levels of students, who were educated in financial literacy and financial mathematics, and those who weren't. Powered by TCPDF (www.tcpdf.org)
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Financial education at low secondary schools in the Czech Republic
Stárková, Pavla ; Dvořáková, Michaela (advisor) ; Tichá, Milena (referee)
This thesis presents the concept of developing financial literacy education for pupils of low secondary schools and corresponding years of multi-annual grammar schools enshrined in the existing curriculum documents. Thesis seeks answers to the question of whether the teaching of financial literacy within the specified range has the sufficient support in civics textbooks and textbooks specialized on financial literacy, while exploring the opportunities for educating teachers, who, in majority, have not met with this theme during their university studies. In-depth interviews with second grade pupils in the period before the start of systematic financial education, whose analysis fills the sekond part of the thesis, should diagnose the level of understanding and structure of their own ideas on selected economic terms. Comparison of findings about the structure of pupils understanding of content and methods of work available teaching materials should help identify potential bottlenecks or suggest appropriate procedures to financial education program for pupils better adapt. Keywords: Financial literacy, financial education, low secondary school, textbooks, children's understanding.
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Economic Literacy of Headmaster
Blažková, Vlasta ; Trojan, Václav (advisor) ; Krutská, Dagmar (referee)
This diploma thesis deals with examining the economic literacy of a headmaster. The topic has been chosen because of the belief that a good financial management is important for the development of a school. Another reason for the choice is the fact that there is virtually no set of unambiguously defined responsibilities and no set of suggested knowledge in the economic area which would provide guidance for headmaster in his work. The aim of the theoretical part is to find the necessary information, to define the key terms and to place the economics of the school management into the legislative framework. The practical (research) part examines the actual state of knowledge and the activity of headmasters in the financial management of the school. The difficulty, the risk of financial management in relation to other managerial activities and the comparability of different types and sizes of schools are also examined here. The outcome of this thesis is to give the definition and the content of the economic and financial literacy of a headmaster. It is also to determine the level of the financial literacy of the interviewed headmasters. KEYWORDS: Headmaster, economic literacy, financial literacy, decision-making authority, responsibilities of the headmaster, delegation of responsibilities, financial...
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Use of selected geometry problems from the world of finance in upper secondary mathematics education
Kocourková, Zuzana ; Novotná, Jarmila (advisor) ; Tůmová, Veronika (referee)
The topic of the thesis is the use of selected tasks, which I created in my bachelor thesis, in the mathematics teaching at grammar schools. These are problematic word problems from geometry curriculum with financial themes. The aim of the thesis is to find out the role of the word problems in pupils' motivation in teaching. The theoretical part describes the issue of motivation and pupil motivation for learning. I also deal with problem of word problems, their definition and typology. The practical part is focused on experiment with aim to find out the use of selected tasks in the mathe- matics teaching at grammar school. In the experiment, I primarily examined whether the tasks motivated pupils , how successful they were in solving and the influence of financial themes in selected tasks on the pupil's emotional state or his success in solving the task. I processed statistical data quantitatively and qualitatively. To collect statistical data, I used a questionnaire and observation. The evaluation of the experiment includes statistics on pupils' motivation to solve the tasks and pupils' success in solving the task. According to research results, pupils were motivated by the tasks. The difficulty of the tasks is proportional to the level of mathe- matical abilities of pupils at grammar school. The...
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Rationality of the Debtor
Procházka, Ivan ; Tuček, Milan (advisor) ; Kuchař, Pavel (referee)
This work deals with the indebtedness of consumers. It examines the causes of the debotrs themselves. Based on a secondary analysis of past research in the area of financial literacy, consumer behavior, statistical data, but also of qualitative research in the form of case study seeks to answer the question why the debtor becomes the debtor, the extent to which the indebtedness and indebtedness viewed as rational behavior but also if the debtor is accompanied by rational reasoning or irrational behavior. It concludes that the debtor can not be considered entirely rational. Applied policy then the issue of over-indebtedness problem takes into account the irrational assumptions by the debtor only marginally and does not reflect as one of its main causes.
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Development of financial literacy
Stárková, Zuzana ; Krahulcová, Beáta (advisor) ; Zelinková, Olga (referee)
STÁRKOVÁ, Zuzana, Development of financial literacy, Prague, 2012. Zuzana Stárková - Charles University in Prague - Husitská teologická fakulta. Supervisor, Prof. PhDr. Beáta Krahulcová, CSc. Main topic of the diploma thesis is financial literacy, more specifically the risk of its consequences. First part of the thesis deals with definition of financial literacy, its causes and consequences. Next chapters are devoted to monetary literacy, ignorance of which causes many problems in the area of credits, loans and subsequently may lead to indebtedness. This part of the text defines important key words, whose knowledge in essential for using of banking services and products Last chapters of the theoretical part introduce the Consumer Protection Act and the issues of seizures and insolvency. Main objective of the practical part of the thesis is to carry out a research among university students in order to summarize the level of their awareness, knowledge and experience in the financial area.
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