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Customer Lifetime Value - Application to Banking Sector
Lajksnerová, Zuzana ; Krištoufek, Ladislav (advisor) ; Baxa, Jaromír (referee)
Master Thesis: Customer Lifetime Value - Application to Banking Sector Author: Zuzana Lajksnerová Abstract This thesis deals with the calculation of the customer life value for clients of second largest Czech commercial banks - Československá obchodní banka a.s.. The aim is to estimate the revenue each individual brings to the bank within the first year, two, four since creating a profile but also during the whole time he or she remains in their customer base. The first, theoretical part contains of structured overview of the modeling approach from available literature. In the second part, we develop two different models, which are subsequently applied on client data of 2.7 million ČSOB customers. The prediction takes into account both revenues from each product and probability that customer will use this product. For estimation of the two models we use several different econometric methods, thus linear regression, bootstrap, probit and multinomial logit. The results show that demographic data such as age and gender, as well as product related variables, greatly inuence the final level of value of customer. It is also shown that higher potential earnings are associated with men, people of working age and loyal customers.
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Price of the works in terms of investor
Chalupová, Hana ; Comorek,, Martin (referee) ; Marková, Leonora (advisor)
The aim of this bachelor thesis is to built the optimal price of the works in terms of investor. The compilation of construction cost of a family house considering the charges resulting from its usage. Two functional segments from the budget were chosen for creating an alternative solution including the costs assessment and the life cycle costs. Finally, the optimal variant of materials was chosen and the price was compiled.
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Suggestions for Improvement in Long - Termed Material Property Economy
Skálová, Hana ; Malušek, Bohuslav (referee) ; Mikulec, Luděk (advisor)
This thesis is focused on analysis of production facilities utilization and maintenance in the company RAMET C.H.M. a.s. located in Kunovice. In this thesis, there is performed the analysis of present property condition, machinery and equipment used within radar antenna production. Within property maintenance, there are introduced planned and unplanned processes of servicing activities and machine and equipment repair. In a part of proposal for solution, there are recommended processes for keeping up production capabilities based on extensive analysis of size property influence on production volume. The method for reliability estimation of production chain is described for the antenna production, related to limiting production capability and costs to maintain service availability of production facilities.
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Comparison of Prices for External Works on a Land Parcel in a Functional Unit with a Family House Determined via the Cost Method and in a Simplified Manner at a Chosen Location in Brno
Říha, Milan ; Lorencová, Marie (referee) ; Superatová, Alena (advisor)
The aim of the thesis is to assess the influence of the exterior finish works on the total price of a house. The total price of the house consists of the interior price valuated by the cost method and the price of the exterior finishes which were valuated with the help of two methods: the cost method and the simplified method based on the Property Valuation Act. The valuation also covers several periods of time: a new building and 11-, 25-, 50-, 75- and 100-years-old buildings. The thesis focuses on the lifetime of individual parts of the exterior finishes—especially the time after which it is necessary to replace or reconstruct a part. A significant focus was placed on the percents listed in the Act and their correspondence to the actual state. The thesis also deals with the various methods of valuation and their appropriateness in each case. It also mentions the influence of other factors on the price of an estate (the use of different exterior finishes, or a selection of a building location) but these factors were not examined in detail.
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Evaluation of Construction Project from aspect of Whole Life Costs
Foitlová, Lucie ; Holá, Michaela (referee) ; Hromádka, Vít (advisor)
The theoretical part deals at the beginning with evaluation of effectiveness of the project, as well as with the information about individual stages of the life cycle of the building, wear and tear of the buildings, lifetime of the elements and whole life costs of the building that are of particular interest to the investor. In conclusion, there are mentioned wastes and emissions. The thesis is completed by a case study of the family house where the whole life costs of the building life cycle are solved.
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Determining the best cutting tool for reaming the piston hole in Bosch Diesel company
Rauscher, Tomáš ; Jaroš, Aleš (referee) ; Fiala, Zdeněk (advisor)
The main goal of this diploma thesis is to increase cost savings on cutting tools, which are used to ream piston hole inside the housing of CP3 diesel pump made by Bosch Diesel s. r. o. Diploma thesis is divided into a theoretical description of the issue, which is initial knowledge for machining tests, and experimental part, whose task it is to find a suitable reamer for this technological operation. Cost savings will be achieved by selecting suitable tool instead of the serial tool that has been used so far.
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Exploring the influence of pressure on the life of lead acid batteries for hybrid electric vehicles
Pospíchal, Martin ; Tošer, Pavel (referee) ; Bača, Petr (advisor)
The lead-acid batteries used in hybrid electronic vehicles HEV operate in high-rate mode in a state of partial charge PSoC. It occurs when the degradation mechanisms related to irreversible sulphation and negative electrodes are a limiting factor in the life of lead-acid batteries. The electrode system was applied to experimental pressure cells of different sizes. Exp. cells were subjected to measurement and evaluation of potential negative electrode, a negative active mass resistance, contact resistance of transition collector - the active mass with the evaluation and measurement of pressure fluctuations within four PSoC runs.
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Application of PVD coatings for milling
Matuška, Martin ; Sedlák, Josef (referee) ; Píška, Miroslav (advisor)
This dissertation treats of the influence of PVD coats to a change of tool lifetime. The theoretical part of the dissertation describes the adjustment of tools before the process of coating. Following part describes the specific properties of deposited layers of the coating and its measuring. There is also the enumeration and specification of selected ways of depositing PVD coats and brief description of its advantages and disadvantages. Second part of the dissertation is focused on an experiment with measuring of the tool force loading and its change depending to the tool wear. There are compared four short four-edged milling cutters with a coat and as well without it. Those tools were made of high speed steel by the conventional way and also by the powder metallurgy. Milling operation was done by down and up milling technique. The evaluation of the experimental results for powder metallurgy tools confirmed that these tools are advantageous compared to the standard high speed steel tools.
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Vibration of rolling bearing
Otoupalík, Jan ; Ripel, Tomáš (referee) ; Krejsa, Jiří (advisor)
The thesis deals with vibrations caused by geometric defect and fatigue damage of rolling element bearing. Hardware for vibration measurement is tested on 25 new pieces of NJ 304. Second part of the thesis examines if measuring of bearing vibration can help to detect a geometric defect. Geometric defects are detected according to a spectrum of vibration but the results are not absolutely exact. The possibility to detect geometric defects by measuring vibration has not been proven. The end of project tests diagnostic methods for rolling element bearings. The bearing defect was simulated to demonstrate bearing failure frequencies, envelope method and vibration spectrum.
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Influence of Residual Stress on Lifetime Prediction of Polymer Pipelines
Poduška, Jan ; Nezbedová, Eva (referee) ; Malíková, Lucie (referee) ; Hutař, Pavel (advisor)
The lifetime of plastic pipes for water supply and other applications is demanded to exceed at least 50 years. Such a long lifetime is difficult to prove by standard testing methods like the hydrostatic pres-sure test. However, it is possible to calculate an estimation of the lifetime, as the most frequently oc-curring mechanism of failure of plastic pipes is the creep crack propagation and subsequent failure. The method is based on describing the crack propagation by parameters of the linear-elastic fracture mechanics. An important part of this method is a finite element simulation of crack propagation in a pipe loaded by various types of loads. Residual stress, a side product of solidification after extrusion, is one of these loads. This thesis begins with an introductory part and literature review of the relevant topics – most of all the typical material properties of the pipe materials, mechanisms of failure, methods of residual stress determination suitable for plastic pipes and their results, methods of testing the materials and calculating lifetime. After the introduction, the problems to be solved are defined. The description of the residual stress state in the wall of various plastic pipes is the main topic. Both tangential (hoop) and axial residual stress in pipes of different dimensions and materials are determined using a combination of experiments and numerical simulations. Also, a simplified method of tangential residual stress is designed that can provide a sufficiently precise description of the tangential resid-ual stress state and is not difficult to carry out. A method to include the residual stress in the lifetime calculations and its influence on the lifetime is also dealt with. Apart from residual stress, the influence of soil loads in case of a buried pipe is studied. The residual stress can also influence the experimental determination of crack growth rate. If the CRB (cracked round bar) test is used to measure the crack growth rate, the crack can propagate asymmetrically due to the presence of residual stress in the specimens, which affects the results. Based on a finite element simulation of crack propagation in a CRB specimen, the severity of the influence is assessed.
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