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The comparison of development of a capital adequacy in chosen banks during the period of crisis in years 1997 and 2008.
Brázdil, Jan ; Dvořák, Petr (advisor)
This Bachelors thesis tries to introduce one of the most important indicator in banking sector -- capital adequacy. Text is aimed for a progress of a capital adequacy in chosen banks within Czech banking system during the period of crisis in years 1997 and 2008. Also it compares the steps taken by the banks in order to minimize negative impact of the crisis. Conclusion if steps in question were right or wrong is left for the reader. Analysis results from commonly known and available data and the assessment comes from the expected knowledge of a third class student of an University of Economics.
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Financial planning at bank counters.
Sameš, Petr ; Zámečník, Petr (advisor) ; Smrčka, Luboš (referee)
The aim of this work is through a fictitious purchase ("Mystery shopping") to assess the quality of financial counseling, commercial banks provide free of charge at the counters of their branches. In order to carry out a proper research it was necessary to create a fictitious client with specific financial situation and future goals. As an outcome, the client should be provided with a plan comprehensively tackling his financial situation. Individual financial plans are evaluated according to predetermined parameters of quality. A comparison of completed financial plans with what the banks publicly present is included in the thesis.
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Difficulties of banks in the Czech Republic in the years1993-2003
Mikšová, Lucie ; Jílek, Josef (advisor) ; Vebrová, Ludmila (referee)
At the end of the 20th century and at the beginning of the 21st century, most banks in the Czech Republic got into trouble. Some banks overcome this problems, but others have to cease their activities and lost their banking license. Difficulties of banks varied from case to case, but there were some common attributes. The first objective of this work is to find these common attributes. The second objective of this work is to identify "culprits" who were most involved in the difficulties of banks in the Czech Republic in the years 1993-2003. Method of incomplete induction will be used in this work. First of all, from all banks, which had difficulties in the years 1993-2003, I selected a sample of ten banks. Then for each bank I will detect the main causes of its problems. Subsequently, through a comparative method, I will determine the most frequent causes of the problems of banks in the years 1993-2003. To each cause I will assign a group of persons or institutions that contributed to its emergence. Finally, according to frequency of institutions and groups, I will identify the main "culprits", who were most involved in the difficulties of banks in the years 1993-2003. This work will be based primarily on the sources available in the library of University of Economics, the Library of the Czech National Bank and specialized literature, which deals with this issue.
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Analysis of causes of the financial crisis
Machoň, David ; Dvořák, Petr (advisor) ; Witzany, Jiří (referee)
This thesis is about causes of the current financial crisis and it has four parts. 1st - description of evolution of the US housing market; 2nd - US mortgage market and the originate-to-distribute model; 3rd - evolution of the crisis and its spread into other markets and countries; 4th - proposals of main changes in the regulation and supervision in order to prevent similar crisis to happen
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The importance of ethical codes in banking
Pavlíček, Tomáš ; Schlossberger, Otakar (advisor)
Annotation This work deals with the importance of ethical codes in banking nowadays. The first part is devoted to description of situation in Czech banking. The chapter includes the theoretical characterization of particular codes and their practicable use in practise. The second chapter describes the situation in Ireland in the similar way. The final part carries on comparison of both systems and reflects their mutual advantages and disadvantages.
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Licencování bank a autorizační povinnosti bank v rámci regulace a dohledu bank
Masná, Kateřina ; Bakulová, Stanislava (advisor)
Tato bakalářská práce vymezuje bankovní licenci a podmínky vstupu do bankovního odvětví jako efektivní nástroj regulace a dohledu bank. Hlavním cílem je analýza současné právní úpravy udělování bankovních licencí (včetně principu jednotné bankovní licence), odnímání bankovních licencí a autorizačních povinností bank v České republice. V kontextu s ekonomickou situací na bankovním trhu je v této práci rozebrán historický vývoj legislativních změn ve výše zmíněných oblastech bankovnictví od roku 1990 do roku 2007.
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The World Bank - beginning, organization and critique
Doležal, Jiří ; Durčáková, Jaroslava (advisor) ; Papoušková, Radka (referee)
This thesis is focused on The World Bank, it's beginning, organisation and analysis of critique. This thesis begins with reasons for foundation, historical aspects and problems. This involved the world stage before Second World War and the beginning of the IBRD. The thesis continues with a frame look at the organization, projects, finance and the World Bank position. The study shows the righteousnees of critique, analyse it and interpret it. The remainder of the thesis is concerned about the decision power in the bank and it's consequences.
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Postavení Světové banky v globálním světě a zhodnocení její pomoci dvěma konkrétním zemím - Mali a Kamerunu
Pivoňková, Jana ; Halás, Vladimír (advisor) ; Šveňková, Alena (referee)
Podstatou této práce je posouzení role Světové banky v rozvojových zemích a zhodnocení konkrétního projektu směřujícího do Mali a Kamerunu. Podstatná část práce je věnována programům Světové banky a nástrojům, které tato instituce používá k dosažení svých cílů. Cílem této práce je představit Světovou banku jako takovou a zároveň zhodnotit její činnost. Přínosem této práce by mělo být posouzení role Světové banky ve dvou konkrétních zemích ? co vlastně dokázala a zda byla její činnost úspěšná či nikoli. Tato práce usiluje o to, nedívat se na Světovou banku jen pozitivně, ale poukázat i na její chyby a nedostatky. Zvláštní pozornost je věnována problému byrokracie ve Světové bance.
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Comparison of european banks profitability
Šebor, Jan ; Dvořák, Petr (advisor) ; Tuček, Miroslav (referee)
The aim of this paper is to determine, whether the conclusions reached by some authors about the influence of the development of the financial system, bank size and taxation on bank profitability are also applicable to the European banking sector. This thesis is divided into 4 thematic parts. The first part tries to summarize the recent events that have had influence on the European banking sector as well as on the whole world and sum up their possible impact on bank profitability. A lot of attention is paid to the events of 2007 and 2008. The second and third subsection describes the basic theory, on which the thesis is build on. The balance and income statement is analysed in short as well. Further, an insight into the profitability ratios is given, because the comparison of these ratios is the centre of this paper. The forth, methodological, subsection and the fifth as well are focusing on the process contiguous our comparison. The data selection process and the influences on it are described in this section. The section also includes the fundamental base and hypotheses. The profitability comparison can be found in the next three subsections. The banks are not looked at as individual institutions, but there are concentrated into bigger units, based on country of residence and size. The last section deals with the influence of taxation on bank's profitability. The conclusion is dedicated to a summary of all the findings that were discovered during the previous sections.
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