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Financial literacy of secondary school students.
Havlena, Ondřej ; Prokop, Jiří (advisor) ; Mojžíšová, Jarmila (referee)
Name: Ondřej Havlena Work leader: Doc. PhDr. Jiří Prokop Ph.D. Topic: Financial literacy of secondary school students. Abstract This thesis will be divided into two parts. In the theoretical part I will focus on the principles, definition of concepts and explanation of the functioning of the financial market. The theoretical part will also focus on the interpretation of the phenomenon of financial literacy and will show the basic range of tools that can facilitate the acquisition of basic financial literacy methods and techniques by today's young generation. Furthermore, I will discuss the integration of financial literacy into school curricula. In the second, practical part of the bachelor thesis, I will develop a quantitative financial literacy questionnaire for secondary school students to determine their level of financial literacy. I will conduct the questionnaire survey in selected schools, a grammar school, an industrial school and a vocational secondary school. Finally, I will analyze and evaluate the results of this research and possibly propose possible theories on how the situation could be improved. Key words: Finance, Financial Literacy, Student, High School, Research
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Determinants of economic security building block of well-being of university students
Jindřich, Jan ; Kočí, Jana (advisor) ; Syřiště, Ivo (referee)
This bachelor thesis is dedicated to the topic of a comprehensive examination of the relationship between economic security and the well-being of university students. The aim of the thesis is to determine how financial stability, financial literacy, and other economic factors affect psychological and physical well-being. Everything is placed in the context of the current economic and social conditions, which are constantly changing. Global and geopolitical events that have influenced the view on well-being as such in recent years and forced the population to reconsider priorities and the way of perceiving security and overall well-being are mentioned aswell. The theoretical part of the thesis addresses individual concepts and current trends in well-being, for example, the PERMA+4 model, which expands well-being to include economic security. Everything is set in the context of influencing overall well-being in connection with financial literacy and financial stability. Subsequently, the theoretical part discusses factors that affect economic security, such as proper management of financial resources, financial literacy, or investments. This section also provides an assessment of the risks and pitfalls of financial market tools and brief guides for achieving better economic security, from a general...
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Auction Portal with Non-banking Loans in The Czech Republic
Hadač, Marek ; Pochyla, Martin (referee) ; Heralecký, Tomáš (advisor)
This thesis delas with the business plan of the internet auction portal with non banking loans. The main aim of the thesis is on the base of financial plan and financial alalysis design functional system which would be realizable in practise. In theoretical part I deal with internet auctions and also legislation of consumers contracts and loans. In practical part comparing the loan market and proposal of business solution.
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Finanční a digitální gramotnost generace Z
Weiss, David
This bachelor's thesis focuses on the financial and digital literacy of Genera-tion Z in the Czech Republic. The main objective of this thesis is to identify the level of financial and digital literacy of the representatives of Generation Z. The level of financial and digital literacy was determined using a classification scale. Research questions were also set and evaluated to get a more accurate understanding of the current status and to understand where Generation Z stands in terms of financial and digital literacy. A survey was used to meet the objective of this thesis. The questions from the survey were then individually reviewed and evaluated. The scores for both financial and digital literacy were equal to approximately 4 out of a possible 8 points, indicating a predominantly average, i.e., neither high nor low, level of financial and digital literacy for Generation Z. The results of the survey showed that men and those with higher educational attainment performed better.
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Finanční gramotnost mládeže v ČR
Adamcová, Iveta
My bachelor thesis is aimed at financial literacy of youth in the Czech Republic, comparison of the results obtained with research results and proposing innovations in the education of pupils and students. The theoretical part includes an explanation of the concept of financial literacy, an introduction to financial education in Czech schools, causes and consequences of financial illiteracy and a study of financial literacy levels in the Czech Republic and abroad. The practical part consists of the results of a questionnaire survey and then suggestions for increasing financial literacy.
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Finanční gramotnost studentů ekonomických a neekonomických studijních programů vysokých škol
Gracová, Eva
The bachelor thesis focuses on the assessment of the level of financial literacy of students studying economic and non-economic programmes at universities. Using a questionnaire survey, the thesis investigated the differences in the level of financial literacy among students. The thesis identifies the key factors influencing financial literacy and uses the concepts of behavioral economics to understand the reasons behind financial decisions. The thesis also examines whether students are considering saving for retirement. The results of the investigation reveal different levels of knowledge between the two groups of students. The paper concludes by suggesting recommendations for the management of banking institutions with regard to increasing the financial literacy of young people.
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Creation of worksheets for teaching financial mathematics at lower and upper secondary levels
Dolák, Tomáš ; Novotná, Jarmila (advisor) ; Janda, David (referee)
In this thesis, I focus on the creation and application of worksheets for teaching financial mathematics in primary and secondary schools. Not only do these worksheets enhance students' knowledge of financial mathematics, but they also bolster their financial literacy. Furthermore, these tools can be employed to practice a range of skills such as programming, algorithm design, information retrieval, group discussions, and independent problem-solving. A key feature of these worksheets is their structure, which follows the Cornell Notes system. This system emphasizes formulating questions, taking notes, and creating indi- vidual summaries. Additionally, I have incorporated a student-centered self-assessment system into the worksheets, enabling students to track their achievement of the goals set by the worksheets. The main objective of this work is to create worksheets for teaching, and then test these worksheets in the classroom. Another aim is to analyze the students' solutions and propose potential approaches to individual tasks that teachers can implement in their lessons. After the students completed the worksheets, I analyzed their solutions and sub- sequently conducted a questionnaire survey among the pupils to gather further infor- mation. This survey either supported or contradicted my...
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Finanční gramotnost na základních školách
Klán, Vojtěch
The present bachelor thesis deals with the study of financial literacy among secondary school students in the Visegrad Four countries. Firstly, an analysis of domestic and foreign sources of the issue has been carried out, summarizing the individual curricula of the selected countries and defining the basic concepts. Based on the findings, an online questionnaire was compiled and sent to selected schools in each country. The questionnaire is composed of 20 questions representing the different issue areas and was translated into the official language for the countries. A content analysis of the strategic documents was also carried out. The data obtained was then statistically evaluated in the attached graphs. The conclusion of the paper is devoted to the results and possibilities to raise the level of financial literacy. It was found that the pupils' knowledge of financial services is not in line with the national curricula. Finally, several recommendations are presented to deepen knowledge and make learning more effective.
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Finanční gramotnost žáků SŠ
Horáková, Lucie
The bachelor's thesis is devoted to the topic of financial literacy of secondary school students. It consists of a theoretical and a practical part. The theoretical part is processed based on the study of professional publications, strategic documents and professional articles. Describes financial literacy, division, standards and methodological recommendations for teaching. It also deals with the structure, history and principles of financial education. It also focuses on extracurricular entities to raise awareness in the world of finance. The practical part verifies the level of theoretical knowledge of students in the last years of secondary school and gymnasium using a didactic test.
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