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EU merger and and dominating position policy: Forming of Visegrad countries banking sectors by cross-border mergers and acquisitions
Hartmann, Ivo ; Němcová, Ingeborg (advisor) ; Šaroch, Stanislav (referee)
An unprecedented process of financial consolidation has taken place in the European Banking Sector over the past 20 years, which in the Visegrad countries was combined with economic transformation. As such, analysis of mergers and acquisitions is made with a view to the importace of the recent economic transformation and scope for further economic development and the Thesis is introduced by an analysis of the banking transformation in the Visegrad countries. Afterwards follows a theoretical part describing and analysing European legislation concerning banking mergers and acquisitions, incentives for them, factors, that support and hamper them, and the synergy following banking consolidation and its impact for supervisory bodies. Finally, building on the abovemetioned theoretical knowledge and premises, we apply them to the economic and banking environment of the Visegrad countries, i.e. we analyse the impact of the European cross-border mergers and acquisitions law on structural indicators of the banking sectors in the Visegrad countries.
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Bankovní krize ve střední a východní Evropě: Nová kreditní perspektiva
Pospíšil, Martin ; Hnilica, Jiří (advisor) ; Špička, Jindřich (referee)
In the recession times of the last two years, it is of a good interest to test the behaviour of commercial banks. In this thesis, I link the Stiglitz-Greenwald theory of credit rationing with microeconomic Central and Eastern Europe banking group data over years 2007 and 2009. For the deeper understanding of the credit side of the banking system it is however necessary to analyse banks from a more detailed perspective. Therefore, a significant part of the thesis is focused on the financial analysis of commercial banks' balance sheets. This analysis then allows finding the reasons why and when did the banks change their behaviour, their approach to clients, businesses when supplying credits. I also analyse various steps that the banks took to deal with the financial crisis. While the crisis started as primarily financial, it was due to the information asymmetry/uncertainty (when banks could not screen and understand their clients properly) that this crisis turned into an economic one. The thesis is divided into two subparts. The first one describes the Greenwald-Stliglitz monetary paradigm and analyses it with respect to Czech microeconomic data. The second part extends this analysis and focuses on the balance sheet development and credit behaviour of five biggest banking groups in the CEE. The result of this thesis can help to understand banks' approach to their clients, the monetary transmission mechanism, and the behaviour of the banking system in general.
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Problems of on-line banking systems integration using SOA principles
Koten, Jiří ; Pour, Jan (advisor) ; Kořínek, Zdeněk (referee)
This diploma thesis adresses on-line banking systems integration using SOA principles. The objective of this work is to define difficulties of integration and offer and analyze their possible solutions. Integration problems mostly pertain to the areas of service design and management, from both the service design and service run-time point of view. The work tries to combine SOA theoretical principles and author's work experience. The diploma thesis is divided into several chapters. First two chapters establish theoretical framework of the thesis and concentrate on describing the banking sector environment and defining banking IS characteristics impacting system integration endeavours. Moreover they try to define SOA and analyze banking SOA specifics. Next chapter describes actual IS architecture of the enterprise, whose problems will be analyzed in the practical part of the diploma thesis. Main part of the work goes into defining particular SOA integration issues. Every issue is analyzed and possible solutions are then offered with emphasis of impact on IS architecture. Main asset of the diploma thesis should be author's extensive work experience with systems integration using SOA principles.
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Business Activity Monitoring
Frühauf, Michal ; Řepa, Václav (advisor) ; Pálka, Jan (referee)
Main focus of the thesis lies in the corporate management decision support deploying and using IT / ICT. Specific technology described is Business Activity Monitoring. The contribution of the work lies primarily in two planes. The first plane is to create as far as the most comprehensive view of the BAM. The findings are collected from different directions and areas. The first direction of research is focused on the development of Business Intelligence and description of BAM as a trend of BI, including the stages of development and projections into the future. The second direction focuses primarily on a detailed circumscribe of BAM. Its definition, deployment assumptions, basic models, the way how business can benefit from BAM usage. The third guideline shows the classification of BAM surrounded by the other / similar technologies and business solutions -- BI and BSM, and the search key differences. The second level of the work is to support the AML implementation in a specific environment of banks using BAM. This is a practical demonstration of the possibility of using BAM in practice. Basic design solution lies in the analysis of risks arising from the law and the current state of the solution. By mapping of banking processes and searching for points of risk it is then possible to deploy these risks BAM tools for their management. Motion of support lies mainly in conceptual terms.
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Possibilities of CPM solution in banking sector
Janata, Pavel ; Pour, Jan (advisor) ; Matuštík, Ondřej (referee)
This thesis addresses issues of measuring and managing the performance of commercial bank institutions by means of a system called Corporate Performance Management (CPM). The theoretical part of this work is devoted to introduction of banking industry and methods of performance measurement in commercial banks. It introduces a general concept and key components of CPM supported by Business Intelligence technology. In the practical part of this work there is introduced the design of two concrete CPM solutions which are being currently built in banks -- KPI processing and interest margin calculation. The main thesis contribution to the existing literature is a creation of complex material about relevant aspects of implementation CPM solutions in data warehouses of commercial banks and creation the conceptual design of a concrete solution.
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Banking system in Ukraine
Vykhoreva, Iana ; Tuček, Miroslav (advisor) ; Witzany, Jiří (referee)
This thesis is about banking system in Ukraine.The aim of the work is to describe the present state of commercial and central banking. The key part of the thesis concentrates on financial crisis that is now in Ukraine.This part describe the influence of crisis on other fields of ukrainian economic.
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Location Behaviour of Companies in Banking Sector
Najman, Jiří ; Damborský, Milan (advisor) ; Čadil, Jan (referee)
The main aim of this thesis is to find regularities and patterns of banking branches distribution in particular regions. In the first part of the work there is a detailed overview of location behaviour of the selected banks in the Czech regions and districts. The second part represents simple process of finding ideal location for future bank branches establishing. This process is also applied to case studies, which are part of this thesis as well. The results show that geographical distribution of selected banks corresponds to the urban system of the Czech Republic. The capital city of Prague proved to be exceptional considering urban structure of the Czech republic. The analysis shows quite high differences in bank branches distribution in Czech districts. Very high concentration in relation to number of inhabitants was recorded in border districts of Plzeňský region and Jihočeský region. On the other hand, Most district and Ústí nad Labem district still offer high potential for bank branches expansion. We can expect continuing of bank branches expansion, because branches still have irreplaceable position regarding bank operations and creating new bank accounts.
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