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Financing Options for Housing in the Czech Republic
Benešová, Lucie ; Uhrová, Blanka (referee) ; Ptáček, Roman (advisor)
This diploma thesis deals with the financing options of housing in the Czech Republic with the focus on building society saving accounts and mortgage loans. At first, it explains the basic parameters of these products. Then, the second part is aimed at the possibilities of credit products offered on the market. Finally, the third part shows the representative example of a family and it suggests a possible way to finance their own housing on the basis of assessment of major advantages and disadvantages of credit types.
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Creation of Electronic System of Payment
Kořenek, Jan ; Kořenek, Martin (referee) ; Kříž, Jiří (advisor)
Due to recent events of financial crisis there have been reported increase in debates about stable and safe financial environment. The aim of the Bachelor thesis is to create a system of payments, which would be able to operate independently, having strictly covered deposits. The thesis will cover basic design, description of used technologies and whole mechanism behind the system which provides the requested stability.
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Comparison of Selected Deposit Products for Individuals
Dušek, David ; Benešová, Lucie (referee) ; Rejnuš, Oldřich (advisor)
The bachelor thesis is focused on the comparison of deposit products for students and its current situation in the Czech Republic. At first, the bachelor thesis explains the basic terms related to the field of bank products. The analysis and subsequent comparison of selected bank products are carried out using the ranking method and then the scoring method. The results of the analysis and comparison are used for selecting the best option. The last part gives recommendations to the management of Czech banks on how to attract more students as their clients on the basis of survey.
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Changes during the housing finance
Špandel, Jan ; Hrabincová, Dagmar (referee) ; Dohnal, Radek (advisor)
The bachelor thesis describes the different forms of housing financing and analyzes the refinancing possibilities of a mortgage loan after the fixation of the interest rate on a model example. Attention is focused mainly on mortgage loans, building savings loans, including mezzanine loans and other possible combinations.
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Alternative Chanels of Distribution in Modern Retail Banking
Janečková, Petra ; Vytopilová, Renata (referee) ; Zeman, Václav (advisor)
The master’s thesis deals with the acquisition of mBank customers through alternative distribution channels and their subsequent analysis. The work consists of the preparation and execution of marketing actions in order to expand portfolio of clients with business accounts. The last part of the work is dedicated to proposal of customer relationship management system, through which could lead to deepening relationships with customers.
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Comparison of Banking Point of Sale and Branches in Volksbank CZ
Doležalová, Jana ; Santariusová, Halina (referee) ; Zeman, Václav (advisor)
Thesis is concerned with a comparison of the classic branches of Volksbank and of the new sales points located in shopping centres - so called Volksbank Shops. The thesis compares the sales points, their employees and offered products. The productivity of the sales points is compared using the number of clients, accounts, and loans. In this way the creditworthiness of clients is compared. The conclusion of the thesis contains improvements suggestions for the bank and for its clients.
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Possibilities of Financing House-building in Czech Republic
Harda, Marek ; Rompotl, Jaroslav (referee) ; Zeman, Václav (advisor)
Thesis "Possibilities of Financing House-building in Czech Republic" analyses developers' apartment building projects in Czech Republic. It is divided into three parts: the first part deals with academic definition of developer's project and related legal aspects, the second part consists of analysis of two already realized developers' projects and in the third part there are solution proposals in the current situation of apartment building with respect to possible grants from public or European funds.
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Suggestion of Housing Financing in the Czech Republic
Nykodýmová, Veronika ; Nykodým, Libor (referee) ; Škapa, Stanislav (advisor)
This work provides a detailed research on the present condition of the residential realty market and possibilities of housing financing. Explanation of basic terms on the major fields of housing financing is covered in the theoretical part. The practical part is focused on analysis of the present condition connected with the above mentioned topic. In addition, a model situation of housing financing is included in the thesis. Both the lease and the purchase of housing are compared.
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