|
|
Zadlužení domácností v ČR aktuální údaje a trendy
ŠUSTR, Zdeněk
The topic of the thesis is the household debt in the Czech Republic - current data and trends. The main objective of this thesis is the analysis of debt, especially in the years 2011 - 2016. The thesis deals with other influences that affect the debt. Another part is the comparison of household debt with other EU member states. The issue of debt is first defined theoretically in several aspects, namely economic, legal and social. Another part of the text is devoted to the analysis of debt itself between 2011 and 2016, the financial situation of households, their savings or the development of average gross wages. Data were used from the statistical systems of the CZSO, the CNB and EUROSTAT. The final part of the thesis focuses on one of the main reasons for debt, which is consumerism.
|
|
|
Back to the future. Etnographic research of Local Exchange Trading System in Toulouse
Lédlová, Eva ; Novák, Arnošt (advisor) ; Kala, Lukáš (referee)
The present diploma thesis deals with the phenomenon of Local Exchange Trading Systems (LETS). Using the method of ethnographic research, the author sought a holistic description during her six-month participation in a LETS group in Toulouse. Drawing upon theoretical literature, she discusses the local forms of exchange, debt, the relationship to money and to the virtual currency. The findings show that such a system can change the perception of debt and the relation to money. The most common reasons for involvement are the need to establish social contacts, while the most pressing problem appears to be the lack of interest of young people in this phenomenon. Keywords LETS, ethnographic research, exchange, gift, debt, individualization, Toulouse
|
|
|
Capital structure analysis of companies in Czech republic in terms of country of ownership
Grigoryan, Ani ; Škerlíková, Tatiana (advisor) ; Petriashvili, Aleksandre (referee)
The main aim of this bachelor thesis is the analysis of the capital structute in terms of country of ownership. The foundation of the analysis is the sample of companies which are devided into two groups. While in the first group there are 100 companies with foreign ownership, the second group contains 100 companies with czech ownership. The main focus of the analysis is an examination of debt indicators, structure of own and foreign capital and other factors which affect the capital structure are being examined. Results of the analysis showed, that despite differences in some indicators, no essentian differences in capital structure were observed.
|
|
|
The ifluence of the capital structure on the company valuation
Mihailova, Iulia ; Hrdý, Milan (advisor) ; Holečková, Jaroslava (referee)
This thesis investigates the relation between capital structure and company value. The theoretical part of the thesis discusses different approaches to finding the optimal and most efficient capital structure for the company. Even though a broad theoretical basis related to the topic of capital structure exists, quantifying the theoretical background can lead to a variety of problems. Until now, no clear approach to optimizing the capital structure has been identified. In the practical part of the thesis, theoretical knowledge is applied on a real company COOP Jednota in Jindřichuv Hradec and an optimal capital structure is proposed.
|
|
|
Relationship between Performance and Capital Structure: Empirical Study of Czech Manufacturing Companies
Vopat, Daniel ; Pertold-Gebicka, Barbara (advisor) ; Novák, Jiří (referee)
The thesis examines the relationship between performance (measured by return on assets, return on equity and profit margin) and capital structure (measured by indebtedness) in Czech manufacturing companies and how this relationship has changed with respect to the world financial crisis. In order to address the issue of heterogeneous sectors present in manufacturing industry and to provide a universally applicable conclusion, the key variables were transformed according to the percentile rank within a given manufacturing sector in a given year. The general conclusion is that the examined relationship is not the same for all levels of indebtedness. The relationship is positive until it reaches a certain level of indebtedness and above this threshold the relationship is negative. This threshold differs across different industry sectors, time and with the usage of different performance measures. The only exception is a model using time period before the financial crisis and profit margin as a performance measure, which predicts the relationship to be negative for all levels of indebtedness. Regarding the development of the examined relationship over time, the optimal indebtedness decreased during and after the financial crisis when the performance was measured by return on assets or return on equity....
|
|
|
Structure and causes of indebtedness of individuals citizens in the Czech Republic
Dardová, Sylvie ; Angelovská, Olga (advisor) ; Vlčková, Kamila (referee)
This diploma thesis is devoted to the issue of indebtedness of natural person citizens of the Czech Republic and the follow up solution proposal, which aim is eliminate this problem. Selected theories of human capital and the consumerist society best describe theoretical concept debt issues. Consequently, this chapter is followed by the application of state policy instruments, which can mostly be sort of legislative action, educational activities and information and communication tools. They are a very important component, since all the measures breathe life. An important component of this thesis is to research, which was carried out in several directions, taking could then occur between individual variables to verify hypotheses. The extension of knowledge in the field of theory and research led me to the various proposals on how to solve the problem. In summary, it is a modification of the entire lending process and the subsequent recovery, which would in case of implementation of indebtedness persons decreased while satisfying yield "creditable" lenders. Powered by TCPDF (www.tcpdf.org)
|
|
|
Collecting fees for the removal and other disposal of communal waste
Řeháček, Martin ; Vondráčková, Pavlína (advisor) ; Kohajda, Michael (referee)
The aim of the thesis is to describe effective legislation that regulates collecting fees for removal and other disposal of municipal waste organised by municipalities. There are used also various socioeconomic approaches and the thesis seeks for the best solution how to collect the fees for the service. The study is mainly focused on Municipal Fees Act and its regulations because they cause most of problems in practice. Author's opinion is that such a regulation is completely wrong. According to the author of the thesis, there were found features of The Tragedy of the Commons theory in the regulations which means in practice that the whole system is going to either collapse or cost even more money to be kept. The next negative of the legislation is the possibility to circumvent paying the fees. Then, it was proved in the study that the main principle which is the legislation built on, does not work in practice. The principle is that costs paid for the removal and other disposal of municipal waste are supposed to be equivalent to a number of inhabitants living in a town. Because of an absolute personal principle, it was also described in the thesis that minors become debtors when they turn 18 because of their irresponsible parents who do not pay the fees for them. It was recognized in the thesis...
|
|
| |
|
|
Financial Mathematics in Czech Textbooks from the Marchets's Reform
Melcer, Martin
Title: Financial Mathematics in Czech textbooks from the Marchet's Reform Author: Martin Melcer Department: Department of Mathematics Education Supervisor: doc. RNDr. Martina Bečvářová, Ph.D. Abstract: The PhD thesis presents a comprehensive view of the development and the position of financial mathematics in Czech textbooks and collections particularly those used in high schools with consideration of the political situation in our country. The analysed period from 1908, i.e. from the Marchet's Reform, to the present is divided into five principal stages. In each stage textbooks covering financial mathematics instruction in all types of secondary schools are chosen. This shows the level and extent of the presentation, the complexity of the given tasks and problems and the way in which they are integrated into the textbooks or the syllabus, more precisely. At first the basic general characteristics of the textbooks are presented followed by a detailed description of partial topics of study which are then analysed thoroughly and mutually compared. The conclusions of the PhD thesis reflect the current situation of financial mathematics instruction and offer ways leading to the improvement in the level of financial literacy of our citizens. Keywords: financial mathematics, principal, interest, debt, annuity,...
|
|
|
Indebtedness and local self-government
Jirouš, Vlastimil ; Marková, Hana (advisor) ; Boháč, Radim (referee)
Title: Indebtedness and local self-government The author: Bc. Vlastimil Jirouš The author of the thesis deals with the debt of local governments, ie municipalities and regions, and regulation of indebtedness. Regulation of indebtedness divided into control debt "ex ante", which helps prevent over-indebtedness, and "ex post" regulation, which establishes the procedure for dealing with over-indebtedness of local governments Debts of local governments in the Czech Republic is gradually increasing. Even though most of the debts are debts of large cities are most at risk of over-indebtedness of municipalities with less than 1,000 inhabitants. The main cause of increasing indebtedness of local governments are investing in infrastructure. Most local governments debt consists of obligations of the loan agreements. The most common creditors are then banks . The author analyzes the suitability of regulating local government debt in terms of content and in terms of constitutional law. Notes that this regulation is to some extent necessary and constitutional point of view also possible. The current legal regulation of borrowing ex ante in the Czech Republic is characterized as partial information and case report. Development of indebtedness of municipalities and counties are on state legislation virtually...
|
guest ::
