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Analysis of mortgage market of Czech Republic and Russia
Alopina, Anna ; Radová, Jarmila (advisor) ; Teplý, Petr (referee)
This thesis is focused on evolution of mortgage market of Czech Republic and Russia and development of macroeconomic factors. The theoretical part of this thesis describes the status and importance of mortgage loans as a part of the bank loan products. Another part is dedicated to get acquaint readers with the types of mortgage loans, the credit process and the influence of macroeconomic factors on the mortgage market. The practical part is devoted to analyzing the evolution of the mortgage market in Czech Republic and Russia in terms of macroeconomic factors. In the end, there is a short characteristic of the current situation on the mortgage market in these countries.
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Analysis of the pension systems of Czech Republic and Slovak Republic and their comparison in the years 1993-2015
Kovanda, Dominik ; Zeman, Martin (advisor) ; Bartůsková, Lucia (referee)
The aim of this thesis is the analysis of pension systems in the Czech and Slovak Republics. The result of this analysis is the evaluation and comparison of these systems and their functionality for the needs of present and future generations of retired people. In 2016, the second pillar of the pension system in the Czech Republic was cancelled. This pillar was established in 2013. Its creation and existence was deemed unsuccessful. In contrast with the Slovak system where the second pillar operates eleven years and has a large number of participants. Theories of causes of failure of the second pillar in the Czech Republic in the last year came up a lot. The importance of initial conditions of the other pillars in the pension system before the reform was crucial for the success of the new, now canceled that second pillar. The theoretical part of thesis studies social policy, its divisions and implementation. Subsequently there are descriptions of general models of pension systems, their financing methods and possibilities of implementation. The practical part analyzes the historical development and current form of pension systems in the Czech and Slovak Republics. It also describes ways of contribution, profiles of participants, payment options and risks of individual pillars. At the end of the practical part is the comparison of both systems, with projections of possible developments in the future.
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Economic assessment of the financing possibilities of the company cars for the selected company
Dvořáková, Nicolette ; Svatoš, Miroslav (advisor) ; Jaroslav, Jaroslav (referee)
This thesis covers the topic of loan and lease financing. Its basis is the economic assessment of the selected financing options. The attention is first paid to the principle of leasing and credit, the historical development of both forms of financing and the current situation in the leasing market in the Czech Republic. In the Theoretical solutions part of the thesis the pros and cons of leasing and credit financing are being discussed. This section is concluded with a chapter about Czech Leasing and Financial Association.
The analytical part of the thesis evaluates the selected financing trends. It introduces Robert Bosch odbytova s.r.o. company, which is characterized as a lessee of the leased asset or as a company interested in a loan. Furthermore, this part refers to Skoda Auto a.s. and Hyundai Motor Czech s.r.o., companies which supplied configuration for Skoda Octavia and Hyundai i30. The aim is to compare leasing and credit as funding sources. The conclusion summarizes and evaluates the obtained results and gives recommendations for the effective financing for the company Robert Bosch odbytova s.r.o.
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Supervision of employees contra management of the organization. Chance for cooperation or thread to autonomy?
Vopatová, Ladislava ; Hradcová, Dana (advisor) ; Havrdová, Zuzana (referee)
This master work deals with a situation, that happens during innovating external team supervision into the Czech social settlement. During the last ten years two different worlds have met there. The managerial one which focuses mainly on control and the supervisory one, which focuses on the reflection of working condition of the supervisors. The supervisors and the managers have still been meeting each other in relatively new situation with unknown demands and they often do not cope with them. The aim of this master work is to create an information material which offers both sides the needed information that is important not only for understanding each other, but also for easier cooperation. Besides this, there is also given a draft of a way how to start the supervision, how to control it and how to acquire the best of it during fulfilling their manager goals.
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Statistical analysis of the development of the housing market in the Czech Republic and its prospects
Hrnčíř, Petr ; Prášilová, Marie (advisor) ; Kříž, Josef (referee)
In the bachelor thesis is analyzed historic devevelopment of housing market from 2005 to 2014 by using time series and index analysis. In the work is analyzed year 2015 and its situation at the housing market, because it shows current situation in housing market and provide compare it with previour data from the period. The analysis is focused on housing prices, the number of completed dwellings, household expenditure on housing, the change in inflation, changes in interest rates on mortgage loans and state spending on housing.
State spending on housing is very important indicator, where they are analyzed important products to support housing individually, which the Czech Republic uses, such as support for savings, housing allowance, green to savings, loans for the purchase of housing for young people up to 36 years old and the program PANEL. The conclusion contains a summary of the results and the estimation of future developments in the housing market. And the subsequent proposal or recommendation, what should the housing market change.
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Concerns and preparations for pension – November 2016
Čadová, Naděžda ; Malina, Ondřej
In November, the Public Opinion Research Center of the Academy of Sciences interviewed citizens of the Czech Republic on topic of financial security in pension. Questions were focused not only on subjective concerns over lack of economic resources or trust in welfare state but also on actual preparations, namely investments and savings. The results suggest that the economic prosperity of the country in last few months reflected itself into optimism of the Czech population regarding to awaited retirement. Still, there is an alarmingly small number of people with bad living conditions who cannot save up for their future.
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Citizens on Economic Situation of the Czech Republic and Living Standard of Their Households - June 2016
Červenka, Jan
According to the June survey of CVVM, 32% of people evaluate the current economic situation in the Czech Republic as good, 41% view it as neither good nor bad, and 24% consider it to be bad. 25% of citizens think that the economic situation will improve in this year, 49% expect no change, and 20% await worsening of economic situation. 53% of Czechs evaluate the living standard of their household as good, 14% consider it to be bad, and 33% characterize it as neither good, nor bad.
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Comparison of the institute of subsistence minimum in Czech and Slovak Republic from 1993 to 2015
Feurich, Marek ; Kubelková, Karina (advisor) ; Bartůsková, Lucia (referee)
After the split of the Czechoslovak Federal Republic (CSFR) to the Czech and Slovak Republics in 1993, both countries retain most ČSFR laws, including law no. 463/1991 Sb., o životním minimu. So the starting position was the same for both countries. A number of modifications of the legislative environment, which happened over the years in both countries, provides a suitable space for the realization of comparative analysis. The aim of this thesis is to compare the institute of subsistence minimum (SM) in the Czech and Slovak Republic between 1993-2015, and prove the assumptions that the institute of SM always held in both countries the same function, was highly motivational to reintegrate the unemployed into the workforce, and the greater amount of SM has always meant a higher income for people in material need in particular country. But the conducted comparative analysis does not confirm the assumptions.
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