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Analysis of mortgages and comparison of their costs
Dugina, Anastasiia ; Radová, Jarmila (advisor) ; Fleischmann, Luboš (referee)
The thesis Analysis of mortgages and comparison of their costs is focused on mortgage financing in the Czech Republic. The aim of this thesis is to investigate possibilities of real property financing in Czech Republic and compare them. At the beginning it presents basic characteristic of different types of financial products used in real estate financing, its development in recent years and its conditions of provision. Next part describes the process of acquiring mortgage loan and all of its advantages and disadvantages. The last part of the thesis focuses on the analysis of individual banks, real examples of mortgage loans. Thesis also offers comparison of some Czech and Russian financial products and example of finding the best conditions for clients
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ASEAN - establishment, development and perspectives of the Association of Southeast Asian Nations
Chaloupková, Jana ; Veselý, Zdeněk (advisor) ; Krines, Vlastimil (referee) ; Had, Miloslav (referee) ; Gombár, Eduard (referee)
The presented study is an analysis of the regional integration process of the Association of Southeast Asian Nations ASEAN utilizing theories of international relations and integration. The dissertation studies the factors which contributed to its formation, evolution and transformation and the perspectives of its further development. ASEAN was established by virtue of Bangkok Declaration signed on August 8, 1967 among Indonesia, Malaysia, Philippines, Singapore and Thailand. Subsequently Brunei joined the Association in 1984, Vietnam 1995, Laos and Myanmar 1997 and Cambodia 1999. ASEAN's formation falls within the process of creating of regional organizations after World War II, a period of the biggest development of the institutionalization of the international cooperation. Association was based on relatively free and voluntary cooperation and political declarations. With the end of Cold War and bipolarity, with the defeat of communism and the advent of political and economic reforms in the former socialist bloc ASEAN institutionally strengthened and transformed itself, expanded its membership and the decision to form ASEAN Free Trade Area AFTA in 1992 and the Treaty on the Common Effective Preferential Tariffs shifted Association from the stage of cooperation to integration. ASEAN becomes an international organization (based on international legal agreement with the objectives, principles, internal structure etc.) through the adoption of the Charter in 2008. The Charter is the symbol of the transition process from voluntary cooperation based on political declarations to creation of an intergovernmental organization with international legal personality and legal contractual basis for community building, to strengthen the norms and principles. ASEAN has functioned over 40 years based on personal, very frequent and regular contacts between the key elites (who have significantly contributed to its creation and development), as a grouping of common practice and an emerging common identity. It is a form of intergovernmental cooperation, where member states have exclusive position in the decision process; there are no supranational institutions that would have exclusive powers. ASEAN is the initiator of the development of regionalism in Asia, a considerable number of international structures, inter-and trans-regional contacts, forums and programs. Its activities after the Cold War fall into the framework of the new regionalism The thesis tries to point out possible perspectives for its future path, especially in connection to recently born special cooperation ASEAN+3 (China, Republic of Korea, Japan) and plans for building of East Asian Community (ASEAN+3, Australia, New Zealand, India) and its Free Trade Area. Basic characteristics of ASEAN integration process: it takes place in Southeast Asia, it is a process and a state, it consists of economic, political, security, social and cultural part, the emphasis is on economic affairs, its origin is in the postwar period, the main actors are the states and their elites (from the 90's NGO's, think-tanks and civil society become active creating a broad network of socio-cultural relations and interactions), integration expands by the process of ASEAN +3 and EAS, there is a spillover effect within and outside ASEAN, integration process is gradually evolving from a lower to a higher level. Carried out research has its limitations, since it is impossible to generalize the results and formulate a clear assessment of the large international complex, the information is always limited and the social process is miscellaneous. Well-known is the fact that political elites do not act according to the theories, which they often do not know, but based on their own understanding of reality and interests of individual states, eventually groups of countries. No theory is able to explain fully the evolution of ASEAN, failing to capture reality in its full extent, and thus the prospects for the future are some speculations. From the theoretical examination of ASEAN I elect neofuncionalism, since ASEAN represents a process of empowerment, where elites play a crucial role; they share many values and objectives and contribute to the integration process. The rise of transactions in the regional grouping (trade, communication, exchange of ideas), gradually creates a sense of common identity, elites have closer contacts and their values are complementary. Southeast Asia should occupy an important place in the Czech Republic's foreign policy, taking advantage of traditional contacts with the region. Priority should be given to economic ties and active political involvement in the multilateral framework of ASEM, an important part of political dialogue should be question of human rights.
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International sale contract
Koričanská, Marie ; Pauknerová, Monika (advisor) ; Kučera, Zdeněk (referee)
The purpose my thesis is to analyse the substantive and temporal scope of application of selected general binding rules governing the international sales contract and to analyse their mutual relations. The work is composed of six chapters, each of them dealing with a different issue of international sales contract. The first chapter deals with the definition of the term international sales contract in view of the practical and theoretical understanding, because the definition of an international sales contract has its own specifics in contrast to the definition of a sales contract in Czech law. The second chapter discusses the basic approaches of legal regulation in private international law and outlines the basic advantages and disadvantages of specific approaches of legal regulation in private international law in view of the international sales contract in this section. I put this chapter into my work for the better understanding and orientation of reader in issue of general regulation of international sales contract. The third chapter deals with the substantive, temporal and personal scope of application of the Czech Act on Private International Law in view of the international sales contract. The fourth chapter discusses the substantive, temporal and personal scope of application of the Rome...
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Concept of e-shop
Valentová, Markéta ; Dvořák,, Jiří (referee) ; Měřínský, Radek (advisor)
Bachelor thesis „Concept of e-shop“ deals with conceptual data modelling that is apllied to specific concept of company’s e-shop. Theoretical basis includes introduction to conceptual data modelling and legal aspects important for e-commerce. Practical part describes chosen company and points to advantages of concept implementation. Conceptual model consists of entities, relationships and their presentation in E-R diagrams.
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Rozbor prvků marketingového mixu (produkt,cena)
Heralová, Jana ; Nesnídalová, Jitka (advisor) ; Nesnídalová, Jitka (referee)
Práce je rozdělena na dvě části.První část je teoretická a druhá část je praktická.V teoretické části jsou zahrnuty pojmy marketing, marketingové koncepce, marketingový mix. Praktická část obsahuje pojmy charaktestika firmy Medin a.s., sortiment firmy, produkt, cena, porovnání firmy Medin a.s. s konkurencí.
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Rébus volby kapitálové struktury podniku
Dolák, Pavel ; Kohoutová, Helena (advisor) ; Hnilica, Jiří (referee) ; Marek, Petr (referee)
Cílem práce je ukázat, jak firmy přistupují k volbě své kapitálové struktury, které faktory berou v úvahu a jak tyto faktory ovlivňují jejich finální mix použitých kapitálových zdrojů. Práce popisuje nejvýznamnější soudobé teorie kapitálové struktury podniku a zkoumá jejich využití podnikovou praxí na vzorku podniků z několika evropských zemí, včetně ČR. Srovnání teoretických přístupů s reálnou podnikovou volbou kapitálové struktury ústí v nalezení v současnosti hlavních determinant kapitálové struktury podniku.
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The Efficiency of Online Marketing Tools
Mynář, David ; Stříteský, Václav (advisor) ; Zamazalová, Marcela (referee)
This Master´s Thesis characterizes and compares three tools of the performance marketing on the internet - Search Engine Optimization (SEO), Pay-per-click advertising (PPC) and Facebook Ads. The theoretical part analyses specific advantages and limitations of each tool and current trends in the development of these tools. The application part compares SEO, PPC and Facebook in terms of the price and quality of visits. The comparison is performed on the data of 74 clients of the Fresh Services digital agency, gathered from 2014 to 2016. It identifies significant differences in prices for the visit among instruments, while the revealed differences in conversion rates have not been proven to be statistically significant. The conclusion provides recommendations for applying these tools to a marketing of small and medium enterprises.
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Comparing Neurophysiological Methods to Functional Therapy in Treatment of Cerebral Palsy from Newborns To Adolescents- A literary review
Smetana, Christer ; Nováková, Tereza (advisor) ; Véle, František (referee)
Title: Comparing Neurophysiological Methods to Functional Therapy in Treatment of Cerebral Palsy from Newborn to Adolescents Investigative questions: What are the scientifically proven advantages of Neurophysiological Methods and Functional therapy, respectively? In what situations would one treatment approach be more beneficial than the others? Background: Cerebral palsy is the most prevalent of the chronic childhood motor disability disorders, with a prevalence of approximately 2 in every 1000 live born. Definitions and classifications have been varying for the last 150 years, leading to a great deal of confusion and controversy in this field of paediatric medicine, resulting in varying recommendations in terms of therapy. In complex cooperative therapy team is necessary in each individual, and in terms of physiotherapeutic treatment, two big and very distinct blocks of treatment philosophies are found, namely the Neurophysiologic Method and the Functional Therapy. Previously, no definite recommendations towards therapy has been provided, and many studies simply conclude that the field of cerebral palsy, despite centuries of attention, still lacks substantial parts of information to conclude with anything in particular. The purpose of this thesis is to evaluate and compare the Neurophysiological...
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Housing Financing in the Czech Republic by Means of a Mortgage Loan
Bocková, Lucie ; Votava, Libor (advisor) ; Rux, Luděk (referee)
Dissertation with title: Housing Financing in the Czech Republic using mortgage loan deals with analysis of mortgage loans. Work aims to acquaint with issue and options of financing of housing. First part is focused on legislation and theory of mortgage loans, where is also characterised process of mortgage loans. Further is followed up comparison mortgage loans with loans from building savings, their advantages and disadvantages when are used to financing of housing. In the second part are presented macroeconomic indicators, that affect state of mortgage market. In the third part are analysed mortgage products of four selected banks , that are Hypotecni banky a.s , Komercni banky a.s, Raiffeisenbank a.s. and České spořitelny a.s. Last part is devoted to model example of two hypothetical clients, where it is carried out comparison of the mortgage loan in the selected banks in terms of fundamental parameters and also the APR. Goal of dissertation is to provide recommendation within this form financing of housing and choose the best variant of mortgage loan for hypothetical clients.
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