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Insurance companies products comparison
Mihók, Róbert ; Drozen, František (advisor) ; Šípek, Ladislav (referee)
Diploma thesis Insurance companies products comparison in the market of Czech Republic focuses on the subgroup of life insurance which is term life insurance. Thesis is divided in to the theoretical part, where the situation of Czech insurance market is brought in details and it depicts and analyses life insurance as a whole to emphasize the reason of selection of term life insurance outside of the other types. Theoretical part is constructed the way to enlighten the issues of life insurance for ordinary readers and on other hand to provide professionals working in this sector with useful and beneficial information. The core of the thesis is represented by practical part, where deep analysis of particular products and their interpretation and application on defined groups consisting of different people structures is provided. Thesis is trying to emphasize an importance of ensuring personal well-being via insurance and aspires to be helpful as a tool when choosing a right product of life insurance as well.
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Analysis of the development of the Cypriot banks in years 2010–2016
Alexandridisová, Julie ; Dvořák, Petr (advisor) ; Galuška, Jiří (referee)
This master thesis is based on analyses of the Cypriot banking sector from 2010 to 2016. The aim is to describe the effects of the recent financial crisis in Cyprus to locally operating banks, to assess the assistance provided to Cypriot banks and especially to analyze the development of systemically important Cypriot banking institutions, namely the Bank of Cyprus Group, Cooperative Central Bank, Hellenic Bank and RCB Bank Ltd with emphasis on the most important banking institution in Cyprus. The work draws mainly from published financial results of the systemic banks and from the Central Bank of Cyprus representing the consolidated banking sector. Furthermore, for the purpose of this study was used the Eurostat database, EBA and the IMF periodicals, along with the websites of the credit rating agencies.
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Banking regulation and supervision
Zhiltsova, Elizaveta ; Radová, Jarmila (advisor) ; Fleischmann, Luboš (referee)
This thesis mainly deals with the regulation and supervision of the banking system. It examines the reasons and aims of regulation, banking supervision institutions, position of the Czech National Bank and the scope of their powers to domestic banks and other financial institutions in the Czech Republic. The aim of the thesis is to identify and present topical information on the current manner and degree of regulation and supervision, law methods of regulating activities, exploration of the latest changes and trends in the sphere of regulation and supervision in the Czech Republic and EU influence.
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Usage of the product in school canteens
Vodička, Jan ; Šánová, Petra (advisor) ; Hrubcová, Barbora (referee)
The thesis is focused on the consumer interest in a new product on the market, for this purpose, freshly chopped apples in a hygienic bag with a shelf life of 12 days. The aim of this thesis is to determine whether school representatives will show interest in this product or not. The methodology of the work itself involves the creation and evaluation of two questionnaire surveys, which were attended by 69 school representatives and 116 parents of children aged 3 to 15 years. The results of the survey have shown that these schools cannot offer children fresh, washed, hygienically prepared fruit, designated for direct consumption on field-trips, sporting events, etc., hence they would be willing to buy this new product for children in schools. The questionnaire survey, which concerned children's parents, showed that parents do not find the offer of fruit and healthy food in schools sufficient and they would like this product to be sold mostly in school cafeterias and snack machines.
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The Development of Staff through Further Corporate Learning (in sellected productive company)
Talířová, Alena ; Mužík, Jaroslav (advisor) ; Růžanská, Hana (referee)
The bachelor thesis deals with further corporated learning. The thesis includes theoretical knowledge about corporate training, further description of the education system in the selected productive company, and a comparison of theory and applied practice. In the theoretical part there are defined terms related to the field of business education, such as learning, education, corporated and professional training, staff development and also the concepts of employee and company. Other subsections are devoted to strategic and systematic training in business, personnel department as part of an organization that provides these activities, corporates culture as one of the main factors that affects the manner and conditions of learning, learning organizations as an ideal model of corporated learning and also there is dedicated space for summary of the reasons and advantages of training activities in the company. The practical part deals with the description of the selected productive company, in terms of history, current organizational structure, personnel department, which coordinates and provides development and training activities, the system of further corporated learning from the perspective of the company, the solutions for these activities in critical years (2008-2009) and direction of the company's...
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Moral Hazard of Humanitarian Intervention: Case Study Kosovo
Kodrazi, Suzan ; Lehmannová, Zuzana (advisor) ; Veselý, Zdeněk (referee) ; Pelikán, Jan (referee) ; Vávra, Přemysl (referee)
The main ambition of this doctoral thesis is to contribute to the development of interdisciplinary application of the concept of moral hazard developedin economic and insurance theory to the context of the inter-state conflicts with potential international intervention. The basic theoretical framework used in the thesis is derived from the concept of moral hazard of humanitarian intervention by Alan Kuperman who claims that the newly established norm of humanitarian intervention may well have unintended negative consequences. Kuperman argues that if the mere existence of insurance creates sufficient incentive for the insured to modify their behavior to the extent that they engage in the riskier behavior due to the fact that they are insured against the consequences of their actions, the rebels may well optimize their behavior in the same way. Currently, the transfer of the moral hazard theory to the context of interventions is hindered by a number of existing obstacles stemming from the differences in these areas. This thesis concentrates on reduction of three main identified drawbacks and addresses them by formulating three main research questions and derived hypothesis. The aim of this approach is to examine the limits of application and create the space for development of the concept of moral hazard of humanitarian intervention in the future research. (1) What is the interpretation potential, value added and limits of application of economic theory of moral hazard to the context of humanitarian intervention from the theoretical perspective? Hypothesis 1:The concept of moral hazard represents an efficienttool for evaluation of humanitarian intervention. (2) What is the potential of causal mechanism established by the Kuperman´s hypothesis to explain the reasons why in certain cases the state decides to escalate the inter-state conflict despite the public threats of intervention at a general level of research? Hypothesis 2: The threat of intervention causes the escalation of the inter-state conflict. (3) To what extent does Kuperman´s hypothesis modified to the conflict in Kosovo correspond with the actual state of affairs and their development? Hypothesis 3: The threat of intervention NATO/USA caused the escalation of conflict in Kosovo.
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Jak čelit nejistotě při rozhodování o odstranění fosforu ve vodohospodářství
Brabec, Jan ; Vojáček, Ondřej (advisor) ; Zajíček, Miroslav (referee)
Implementation of EU Water Framework Directive has led to an increased demand for cost-benefit analysis in water management. The directive introduces a good status, which is required on all water bodies by 2027. Excessive phosphorus inflows are one of the main reasons for not meeting the criteria in the Czech Republic. If achieving of the good status is not cost-proportionate, exemption can be applied. Many different methodologies were created across different states, including Czech official methodology by Slavíková et al. (2015). However, this methodology does not deal with uncertainty of measures effectiveness. This thesis describes how to implement the uncertainty into calculations using Bayesian networks. A case study of Stanovice water reservoir demonstrates the approach practically. Results of the Bayesian network show, that selected measures with available data eliminate desired amount of phosphorus in 70% of all cases. This reduction is most likely sufficient, because it holds for the upper estimate of required abatement (60 to 200 kg). Based on comparison of benefits and costs, it seems net benefits are generated by implementing suggested measures. Therefore, policy recommendation is to implement the selected measures.
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THE EVALUATION OF LEVEL OF THE QUALITY AND AVAILABILITY OF SOCIAL SERVICES IN THE CENTRAL BOHEMIAN REGION IN 2015
Vavrochová, Jaroslava ; Kotýnková, Magdalena (advisor) ; Barák, Vladimír (referee)
The aim of the diploma thesis is to analyse provided social services and to evaluate their current level of the quality ,availability and structure in the Central Bohemian region. Special attention is devoted to the district of Kladno, which is one of the most populous districts of the region. The topic of social services is not only actual from the point of view of demographic trend of the population ageing, but nowadays it is also necessary to give an essential succour to other disadvantaged groups of the inhabitants. It is possible to say that social services have an influence on the quality of life and the current social system is based on the high level of social services and on the comprehension of specific needs of the individuals. The thesis devotes to the availability and structure of social services, which are provided for individual target groups of the inhabitants in the Central Bohemian region. The thesis concludes that social services are afforded in the desirable structure and mainly in bigger cities. The lower number of social services is given in smaller central and peripheral areas of the region. In the district of Kladno there is given the large number of social services of all sorts. They are available in the high quality. Nevertheless, the offer of social services for pensioners is not sufficient, the main reason is insufficient capacity of the long-stay services.
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Design of search engine for modern needs
Maršálek, Tomáš ; Palovská, Helena (advisor) ; Strossa, Petr (referee)
In this work I argue that field of text search has focused mostly on long text documents, but there is a growing need for efficient short text search, which has different user expectations. Due to this reduced data set size requirements different algorithmic techniques become more computationally affordable. The focus of this work is on approximate and prefix search and purely text based ranking methods, which are needed due to lower precision of text statistics on short text. A basic prototype search engine has been created using the researched techniques. Its capabilities were demonstrated on example search scenarios and the implementation was compared to two other open source systems representing currently recommended approaches for short text search problem. The results show feasibility of the implemented prototype regarding both user expectations and performance. Several options of future direction of the system are proposed.
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Financial performance ranking
Čejka, Ladislav ; Neumaierová, Inka (advisor) ; Hájek, Jiří (referee)
The subject-matter of this diploma thesis is a comparison of financial performance of issuers of selected stock titles listed on the official market of the RM-SYSTÉM, česká burza cenných papírů a.s. stock exchange from a potential investor's perspective. The comprehensive comparison of financial performance presented both in the numerical and the graphic form is achieved through the application of the ranking method based on evaluation criteria analysing financial performance in the years 2009 to 2015 with a view of economic power, profitability, stability and investor perspective. The ranking is compiled with the use of each of the evaluation criteria on the basis of weighted average, taking account of the up-to-datedness of the input data of pre-defined materiality coefficients, and on the basis of arithmetic average representing the median value for the calculation of absolute volatility expressed by the standard deviation.
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