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Annuity : regulation, charges and costs of the payout phase of the funded pension pillar
Hochmeister, Tomáš ; Bezděk, Vladimír (advisor) ; Schneider, Ondřej (referee)
The growing importance of defined contribution pension arrangements has drawn increased attention to the means by which retired people draw down their assets. Most of countries require annuitisation of at least a fraction of defined contribution plan accumulations. Annuity markets have recently attracted some criticism with respect to pricing and its costs. Requiring individuals to participate in the annuity market can reduce selection effects. Right incentives and conditions created by the government can enhance the effectiveness of annuity market. But excessive requirements and inappropriate regulation can have substantial cost for the individual. We compare the value of life annuity products in an international context emphasizing the case of Chile and Sweden and the role annuities are to play in the new mandatory defined contribution pension plans of Hungary, Poland and Slovakia. Powered by TCPDF (www.tcpdf.org)
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Drama in Neues Deutsches Theater and Kleine Bühne in the hand of theatre director Dr. Paul Eger (1932-1938)
Melkusová, Jitka ; Just, Vladimír (advisor) ; Kazda, Jaromír (referee)
In the 1930ies prague had about a million citizens. Approximately 45 000 of them were native German speakers. Around a half of these were clerks and industrialists. Both scenes of the Prague German Theater had all together a capacity of 2100 spectators. This disproportion together with inadequate state funding led to the fact that the price of a regular ticket to the prague German Theater was four times higher than to other state and city theaters. Withal especially German theaters were exceptionally financially dependent on their spectators. Despite relatively high tickets costs the management of the theater usually regularly ended up with a deficit budget. The status of the Prague German Theater (apart from its operation) was incomparable with the status of the National Theater. National Theater was considered the most important stage in the republic, and was abundantly visited by nonPrague audiences as well. German citizens were converged especially near the Czech-German border where they had their own theaters, and where they were much closer to big German or Austrian towns than to Prague. In 1932 Dr. Paul Eger became the managing director of the prague German Theater. He had previously worked in prague between the years (1908 - 1911) when in charge of the theater was Angelo Neumann, and after his death...
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Contract for work in construction
Šťásková, Kamila ; Pohl, Tomáš (advisor) ; Elischer, David (referee)
The main aim of this diploma thesis is to analyze the legal regulation of contract of work in construction industry, especially the regulation contained in the Act No. 89/2012 Coll., the Civil Code. I also focused on main changes connected with passing the new Civil Code and I clarified the essence of some new legal institutions. This thesis is divided into 9 chapters; some of them are further divided into minor sections. Besides that the thesis includes Content, Index of Abbreviations and Bibliography. First chapter focuses on setting the aim of this thesis and then the historical context of contract of work, its development from the antiquity to concurrence. Contemporary regulation of contract for work is being compared to the contract of purchase and I describe the essentials of contract for work, in particular contracting parties, their rights and duties and the subject of work. In the fourth chapter I focus on the finalization and disposition of the work, according to the Civil Code the work is finished only if it is proven that it can be used for its purpose. Next I analyze the price of the work and options that can be agreed by the contract parties in terms of the price and the payments. Regarding the price I also describe retentive price, penalties and the institute of price cut in the next...
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The molecular mechanism of CSL protein participation in oxidative stress response in Schizosaccharomyces pombe
Daněk, Petr ; Převorovský, Martin (advisor) ; Sipiczki, Matthias (referee)
Redox homeostasis maintenance is important for proper organism and cell function, for while relatively low amount of reactive oxygen (and nitrogen) species contributes to the fine tuning of signal transduction, excessive concentration of ROS (oxidative stress) has demonstrably harmful effects and is tightly connected to many pathological states. Cells therefore evolved broad palette of antioxidant mechanisms that express striking level of conservation among different species. Large, intricate stress response signaling networks have been already described; nonetheless, novel molecules employed in stress-related signaling are still being discovered. Several studies recently suggested transcription factors CSL, proteins essential for regulation of metazoan development as effectors of Notch signaling, are also involved in response to oxidative stress. The fission yeast Schizosaccharomyces pombe, well established model of response to various stresses, comprises two paralogs of CSL proteins - Cbf11 and Cbf12. We have found cells depleted of cbf11 are highly resistant to hydrogen peroxide. This resistance appears to be caused by upregulation of important stress responsive genes including ctt1, gst2, pyp2, and atf1. Cbf11 is therefore negative regulator of these genes, which suppresses their expression...
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Application of Decision-Making Methods
Jandáková, Lenka ; Macák, Tomáš (advisor) ; Jana, Jana (referee)
The theme of this diploma these is the application of decision-making methods. At the first part of this these are defined the basic terms which are used at the decision-making theory. This these is interested in the decision-making process, elements of the decision-making process, methods which can help you to definate targets. And it is also focused on choosen methods which are used at the multicriterial decision-making methods. At this these are described basic and complicated methods - Ranking Method, Scoring Method, Saaty's Method and AHP Method.
The second part of this these is focused on choosing the glass furnance for a small company. To choose the right furnance were applicated method which are meant upper. The glass gurnance were evaluated according their price, weight, height, inner averenge, energy output and temperature.
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Application for Document Management
Švestka, Jakub ; Burget, Radek (referee) ; Bartík, Vladimír (advisor)
This thesis deals with design and implementation of web application for the preparation control and document management. The application provides the visitors with documents concerning various events (e.g. conferences) and these documents can be purchased by means of their credit which can be topped up by means of pay gateway. The next purpose of the application is document preparation control, where the users gradually submit their work to the system and therefore the administrator can be informed about the task execution. The thesis puts the accent on user-friendly interface, responsive design and accessibility. The application is built on standard PHP 5.6 technology with Nette foundation framework Nette, Twitter Bootstrap framework and jQuery library. The contents of my thesis is accessible to the public on the www.monitorevent.cz website.
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AI techniques in algorhitmic trading
Šmejkal, Oldřich ; Pavlíčková, Jarmila (advisor) ; Berka, Petr (referee)
Diploma thesis is focused on research and description of current state of machine learning field, focusing on methods that can be used for prediction and classification of time series, which could be then applied in the algorithmic trading field. Reading of theoretical section should explain basic principles of financial markets, algorithmic trading and machine learning also to reader, which was previously familiar with the subject only very thoroughly. Main objective of application part is to choose appropriate methods and procedures, which match current state of art techniques in machine learning field. Next step is to apply it to historical price data. Result of application of selected methods is determination of their success at out of sample data that was not used during model calibration. Success of prediction was evaluated by accuracy metric along with Sharpe ratio of basic trading strategy that is based on model predictions. Secondary outcome of this work is to explore possibilities and test usability of technologies used in application part. Specifically is tested and used SciPy environment, that combines Python with packages and tools designed for data analysis, statistics and machine learning.
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Rating system from support of young farmers
Coufalová, Kateřina ; Škubna, Ondřej (advisor) ; Petra, Petra (referee)
The topic of this thesis is to evaluate the rating system from support of young farmers. The theoretical part of the work draws from the literature, legislative measures and internet resources. The work presents the basic historical data and changes which the Czech Republic has undergone since joining the European Union and the description of the individual institutions are closely linked subsidy policy. There is also a given rules governing young farmers in applying for a grant and definition of their responsibilities arising from the subsequent drawdown approved subsidy. The theoretical part also focuses on the issue of organic farming, which is a European Union increasingly supported and its expansion is included in all programming periods and using grants to less favored areas LFA. They are closely linked to young farmers and farming in these areas is for the applicant advantage at the time of submission.
Custom work is focused on the comparison of two contrasting regions and comparing of interest in agriculture from a gender perspective. Outside the applicants' interest is compared to their success, which is closely related to gender comparison. On the basis of comparison is the conclusion reached in a goal for the proposals and recommendations that can improve the efficiency of subsidies for young farmers and aid and for the future performance of the agricultural sector in the country.
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Porovnání nekonvenční měnové politiky ECB a FED
Bohůnek, Matěj ; Hnát, Pavel (advisor) ; Marcel Bluhm, Eric Pentecost and (referee)
The monetary policy of the Fed and the ECB has greatly change as a result of the global crisis. The goal of the thesis is to analyse the evolution of unconventional monetary instruments in the USA and the EU after the outbreak of the global crisis and nowadays with the help of pivotal economic models; namely, the IS-LM-BP model and the quantity theory of money. In addition, the paper should assess the impacts of adopted instruments and programs and draw conclusions about their success. The theoretical part explains the IS-LM-BP framework and the quantity theory of money and describes the unconventional monetary tools that the central banks can use when the interest rates reach the zero lower bound. The practical part analyses EU and US economy with the explained models. Furthermore, the implemented instruments of the Fed and the ECB are described and compared. The thesis should be concluded with the claim that the transmission mechanism was restored with the help of the non-standard measures, however, the desirable price level stabilization has not been reached.
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