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Pension insurance and demographic development in the Czech Republic
Železná, Ladislava ; Hulíková Tesárková, Klára (advisor) ; Burcin, Boris (referee)
Pension insurance and demographic development in the Czech Republic Abstract The aim of this thesis is to describe the development of the pension insurance in the Czech Republic and changes in retirement age in relation to the development of life expectancy and changes in the age structure of the population of the Czech Republic. In the first part of the work, there demographic changes of the population are described and in particular, changes in the age structure of the population of the Czech Republic. The second part provides an overview of the historical development of pension insurance in the territory of today's Czech Republic, in particular the development of the most important laws, but also statistical data as well as basic concepts and characteristics of the current pension scheme. In the third part of this thesis are analyzed the changes in the age structure of the population and their relation to raising retirement age in the pension scheme of Czech Republic. Keywords: pension insurance, retirement age, the age structure of the population, life expectancy.
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The principle of solidarity versus the principle of equivalence in the Czech social security law
Koutník, Michal ; Koldinská, Kristina (advisor) ; Vysokajová, Margerita (referee)
The principle of solidarity versus the principle of equivalence in the Czech social security law. This thesis deals with the principles of solidarity and equivalence in social security. The aim is to describe the importance of solidarity as a fundamental basis for the foundation of modern social security and to compare it with the principle of equivalence, which is often placed in contrast to solidarity. The work defines both principles generally and to capture their specific manifestations it focuses on pension security. The work consists of an introduction, two chapters which are divided into subsections, and a conclusion. The first chapter deals with both principles generally, describing their historical development and outlining ideas of selected domestic and foreign authors who have dealt with the principles in question. This chapter also summarizes the important jurisprudence of the Constitutional Court in the area. One of the subsections is dedicated to the principle of justice which is a principle closely related to the main principles in question. The second chapter is focused on pension security in the Czech Republic. It follows in detail the genesis of legal regulations of pension security in the Czech Republic in terms of the principles in question. It characterizes the current legal...
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Deciding of the Czech Social Security Administration upon benefits from pension insurance
Růžička, Roman ; Zemanová, Jana (referee) ; Štefko, Martin (referee)
This thesis deals with the application of the law on pension insurance. Thus its subject is not only the legislation itself, but this thesis is much rather devoted to the interpretation of law on pension insurance and to the limits given by the nature of the legislation, to the application practices and to the analysis of decision-making mechanism. Within the framework of this thesis the emphasis is put on the question of evidence. In this context, the work underlines the time frame of facts required to be proven and the requirement for aplication of already void legislation. Special attention is paid to the use of a special decision-making procedure which allows to forgive requiremets for meeting legal conditions in particular cases. In this thesis I formulate arguments in favor of using the methodological pluralism rather than strict clinging to a grammatical method of interpretation, arguments for prefering principle of procedural efficiency to investigative principle in some justifiable cases and for precisely expressed binding legal opinions made by courts as outcomes of judicial review. Conclusions formulated in this thesis are based on an analysis of the legislation, literature, judicial decisions (especially made by the Supreme Administrative Court), and last but not least on the basis of...
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Insurance products and their use in everyday life
Marková, Zuzana ; Tichá, Milena (advisor) ; Jirásková, Věra (referee)
Title: Insurance products and their use in everyday life Author: Zuzana Marková Supervisor: PhDr. Milena Tichá, CSc. Key words: insurance, pension insurance, pension company Annotation: The thesis describes insurance products focusing on the pension insurance. The first part deals with the term insurance and describes its various types. The other parts concentrate specifically on the pension insurance of Czech Republic. The thesis presents information about these products from the time of their implementation until present with main focus on the second and third pension pillars. It gives a thorough description of these two pillars supported with up-to-date information and the analysis of their possible future developments. The end of the thesis summarizes and evaluates the most important facts and data acquired from the survey on the use of these insurance products.
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Comparison of pension systems in the Czech Republic and the United States of America
Brtník, Karel ; Potůček, Martin (advisor) ; Kotrusová, Miriam (referee)
This thesis present an analysis of pension systems in the Czech Republic and the United States of America, according to the status in 2013. The aim is to make comparison of pension schemes based on defined criteria, that are budgetary responsibility, the quality of life for the elderly, social justice, social solidarity, equivalence and financial sustainability of the pension system. Another objective is to compare each pillar of the pension systems and analyze the different elements of the benefits that are provided from mentioned pillars. Theoretical basis include the Welfare State theory, the theory of public finance and the theory of market, state and civic sector and the criterion anchoring of the reform. The research is devoted to the analysis of pension systems ability to provide an adequate income in retirement, what is the real purchasing power of pensioners, whether the pension systems are due to unfavorable demographic development in the future financially sustainable and how the pension system encourages older workers to remain in the labor market.
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Pension insurance in the Czech Republic
Zelená, Jaroslava ; Vysokajová, Margerita (advisor) ; Zemanová, Jana (referee)
The purpose of the theses is an analysis of the Czech pension system. The paper is mainly focused on recent Czech pension scheme legislation with special attention to the old age pension. It describes in detail the second pillar of the pension scheme introduced by 1 January 2013 allowing participants to opt-out of state pension insurance and saving according to individual pension plans. The paper also explains changes in legislation that affect the third pillar - subsidized pension saving. The thesis result is a description of the pension scheme legislation in the Czech Republic effective from the beginning of 2013.
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Comparison of pension system and its reform in the Czech and Slovak Republics
Šárková, Veronika ; Kotrusová, Miriam (advisor) ; Klusáček, Jan (referee)
Bachelor thesis " The comparison of the pension system and pension reform in the Czech Republic and Slovak Republic ." deals with the situation regarding the pension system in the Czech Republic and in the Slovak Republic. Author in this work describes a brief introduction to the pension system in the both countries, its development after the 1989 and the characteristics of the current retirement system. The main goal of this work is the reform of the system, with a focus especially on the implementation of the second pillar - pension savings. The aim is to evaluate and describe the changes that have occurred during the execution of the pension reform in both countries. As a part of this evaluation have been characterized similarities and differences in a contemporary setting of the second pillar pension system in both countries. The author also discusses possible reasons for differences in the systems in selected countries.
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Survivors' pensions
Vykysalá, Lucie ; Zemanová, Jana (advisor) ; Vysokajová, Margerita (referee)
Survivors' pensions In my thesis I concerned myself with the issue of survivors' pensions, because it is a topic, which is topical at all times and it can affect anyone of us. My aim was to present a comprehensive overview, this is why I tried to handle the topic not only in terms of the current legal regulations, but also to describe the historical development of survivors' pensions, and to point out the changes, that have already been carried out in relation to the pension reform and which are planned for the future. The first chapter is devoted to the historical development of the survivors' benefits from the period of the First Czechoslovak Republic to the 1990s. I mentioned all the important laws and how the listing of the provided survivors' pensions and the conditions which entitle a person to the pension changed over the years. In the next chapter I name the current sources of law concerning the pension insurance, especially three main legal acts, from which I mostly derived the information while writing this thesis, but also the constitutional basis, significant international treaties concerning pensions and the sources of the European Union law. In the third chapter I concerned myself with the explanation of the terms, which often appear in the following chapters of my thesis, because they are...
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The issue of disability in the Czech Republic
Hošťálková, Jitka ; Dobiášová, Karolína (advisor) ; Mašková, Pavla (referee)
The bachelor thesis "The issue of disability in the Czech Republic" deals with the system of disability assesment and assigning of disability pension and the next social help, which is designed for the handicapped people, with concentration on the changes, which happened in 2010 and 2012. The aim of this thesis is to assess the system, show how the system works in practice and present the advantages and disadvantages of the system. The first part shows the question in theory, explain the basic terms and relevant legislation and tries to assess on basis of existent articles or interviews with experts. The second part deals with analysis of interviews, which were made with disabled people, medical assessor and officer from OSSZ. Aim is to show how the system works in practice and how is assessed by mentioned participants and by the author.
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