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Risks of entrepreneurship in PRC
Znamenáčková, Lenka ; Gullová, Soňa (advisor) ; Klosová, Anna (referee)
PRC is no longer seen only as a "world factory". It gains on importace as an global trading partner and many foreign companies try to succeed in Chinese market as importers of their products. Also Czech businesses have already penetrated Chinese market, invested there or are seriously considering expansion to the market. Main objectives of the thesis are to review and characterize main risks, obstacles and barriers which Czech entrepreneurs have to deal with when entering the Chinese market and suggestions how to obviate them.
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Capital adequacy, Basel II and prediction of default
Bardún, Adam ; Synek, Miloslav (advisor) ; Krauseová, Jaruše (referee) ; Freiberg, František (referee)
Dissertation thesis deals with the topic of capital adequacy of financial institutions and tries to solve the problem of default and its prediction. In the theoretical part, the thesis provides summarization of historic and current approaches to capital adequacy of financial institutions and also presents currently used methodology of scoring models, which predict default of companies. Application part of the thesis aims to develop a scoring model, which would be usable by financial institutions for evaluation of their clients and their tendency to default.
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Ranking
Keřková, Gabriela ; Neumaierová, Inka (advisor) ; Vernerová, Andrea (referee)
The goal of diploma thesis is describing and evaluating of present, officially published rankings in the Czech Republic and creating own rankings in one branch of economy, specifically in health insurance industry. Evaluation is focused on quality and availability of information and used criteria, their significance and evaluators. I also focused on users of rankings and ways of measuring companies' efficiency, which is one of the most important criteria of rankings. Second part is focused on health insurance market. I describe subjects on this market, analyze share of different kinds of insurance on insurance globally and compare to Czech and European economy. I analyze evaluation of insurance companies by Czech national bank, which is authority for inspection of insurance market or rating agencies.
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KMV model in the Czech capital market
Jezbera, Lukáš ; Witzany, Jiří (advisor) ; Burešová, Jana (referee)
The thesis is focused on the options of quantifying credit risk by using the concept of the KMV model. The introduction outlines the basic approaches to measuring credit risk. In the following chapters is specified the nature of KMV model with the focus on its application in the Czech capital market. Self-calibration of the KMV model is made in this part. The analytical part related to the quantification of credit risk using the KMV model is implemented on selected companies which are traded on the Prague Stock Exchange. The results obtained are consequently confronted with the official rating degrees of agency Moody's.
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Banking Market in the Czech Republic
Nováková, Kateřina ; Votava, Libor (advisor) ; Dolášová, Eva (referee)
This bachelor work deals with the concept of the bank, its functions, legislation, regulation and supervision in the banking market. The theoretical knowledge is used in the practical part, where a brief depiction is followed by basic characteristics of the major banks in the Czech market. The starting point of this work is a market-economic analysis of the current banking market in the Czech Republic.
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The current status of the credit rating and credit rating agencies in relation to financial market regulation
Hort, Jan ; Blahová, Naděžda (advisor)
This thesis concerns with the development of regulation of credit rating agencies in the European Union and in the United States of America. It points out the role of credit rating agencies in the US subprime mortgage crisis and also in the European debt crisis. Another part focuses on the major problems of credit rating agencies: conflicts of interest, lack of transparency, limited competition and the quality of rating process. The analytical part is devoted to regulátory approach before and after the financial crisis. The work summarizes the measures taken and evaluates them critically. The last chapter tries to outline other possible solutions that may arise in the near future.
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Securitisation and its impact on bank risk management
Kováč, Michal ; Brada, Jaroslav (advisor)
This bachelor's thesis describes a process of securitization from the perspective of banks.Close look is also paid to the benefits and risks associated with securitization. The conclusion gives a picture of the importance of securitization in terms of regulatory requirements for banks with help standardized methods and and IRB method.
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Principles of bank lending to small and medium-sized enterprises
Cernenco, Marina ; Půlpánová, Stanislava (advisor)
The subject of this thesis is the credit risk and management methods applied in the lending process to small and medium-sized enterprises. Significant attention is paid to stages of credit process, organizational structure of credit department and division of authority, credit policies, rules and procedures, which are applicable in bank for identification, measurement, control and possible reduction of the negative impact of credit risk on bank activities. In this context, there are also discussed methods of assessment of the counter-parties' creditworthiness, which are based on the principles of rating and financial analysis and help bank analytics in decision-making process. The regulatory requirements of the Czech National Bank and innovation in ways of calculation of capital adequacy, which brought the current concept Basel II, have very important role and considerable influence on the management of risks. In the application part of this work the complex analysis of Znovín Znojmo ltd. for illustration of basic banking procedures.
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Optimization of the TV ad planning using mathematical models
Petruška, Tomáš ; Jablonský, Josef (advisor) ; Kalčevová, Jana (referee)
Planning and optimization of TV advertising space in the area of the Czech media market requires a knowledge of features of the problem and systems that are able to suggest the best results from data taken from measurement of TV audience, which is complex and demands special capacity. These results should be obtained (calculated) by using mathematical optimization models. Results depend on the objectives of company. The content of this thesis is to create and implement mathematical models, which serve to solve practical problems about planning advertising space and commercial blocks. The work deals with the characteristics of the television media market, audience measurement, the factors that influence the ratings, as well as an examination of other indicators that are necessary for the planning and optimization of TV advertising. Besides familiarizing the reader with the operations of buying advertising space, this paper`s goal is to demonstrate newly created mathematical models that are applicable to the work of TV channels, media agencies or other companies, which deal with the optimization of the television media market.
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Forms of financing credit instruments
PULCOVÁ, Ilona
The aim of this work is to compare the different ways of financing companies by granting a loan in the Czech Republic and Austria and to give the credit applicants an overview and a comparison of information that helps to make the decision process easier. I found out, gaining a loan commitment in Austria is easier and faster. Financing in the Czech Republic is more transparent and is clearly arranged. This is influenced by the institutional access to the customer and the standardized benchmarking system, in opposite to the flexible and individual approach to the customer in Austria. One advantage of the Austrian banking institutes is the way of assessing the creditworthiness. Not only the quantitative information is considered, but also the qualitative data. I analyzed the functioning of the loan giving process in the practise, the system of benchmarking process and the acceptance of the loan application, which is important for the final margin of the bank and its demand for securities. I valuated the financing of a real estate rebuilding by an Austrian and a Czech bank from the point of view of the attractiveness for a company.
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