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Moral hazards in terms of the financial crisis
Jagošová, Petra ; Žamberský, Pavel (advisor) ; Neumann, Pavel (referee)
This diploma thesis focuses on the moral hazard aspects in the financial crisis on the USA market in the years 2007-2009, that later became known as a global crisis of real economic. The thesis aim is to prove a role of moral hazard in the financial crisis origins, role that can be detected in the activities and behavior of the market participants. There is a survey of the individual causes of the crisis and interpretation in the terms of moral hazard. First part of the thesis focuses on the theoretical basics of moral hazard that is being represented by the Principal-Agent Problem. This theory is further applied on the financial market theories. Second part of the thesis describes the origin and development of the financial crisis. It represents the introduction of the crisis without exploring the causes. The third part of the thesis is the core part, there is presented the role of moral hazard in the financial crisis due to the synthesis of the two previous parts. Item by item there are introduced the activities on the crisis market, where the principle of these activities is presented in terms of moral hazard. This part also includes moral hazard in the society that influences also the financial market. The last part focuses on the regulation of the financial markets in connection with the possibilities of moral hazard elimination.
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Analysis of insurance fraud in connection with the economic crisis
Justová, Sandra ; Daňhel, Jaroslav (advisor) ; Gruber, Petr (referee)
The thesis deals with insurance fraud in connection with the economic crisis. The first chapter describes the moral hazard, adverse selection and information asymmetry. Focus on the topic global financial crisis. Further, the concepts fraud and insurance fraud are explained. The main focus of this work is that the financial crisis has led to an increase in insurance fraud and what aspects lead to this fact. The last chapter deals with the procedures of insurance companies, which seek to insurance fraud detection, prevention and repression. This chapter is a description of the settlement of claims, insurance fraud investigation, which includes the characteristics of fraud perpetrators. The last part is dedicated to the prevention and repression of insurance fraud.
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Gender in the Interaction between Teachers and Students
Kuthanová, Petra ; Hadj - Moussová, Zuzana (advisor) ; Smetáčková, Irena (referee)
Diploma thesis deals with gender in Primary school. Attention in this field is focused especially on the relationship among the teacher and his/her students in the teaching process. Theoretical background makes clear meaning of gender from different aspects. Practical part of my diploma thesis deals with the teachers' attitude to pupils. These attitudes are found out through empirie method, observation. Powered by TCPDF (www.tcpdf.org)
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Aspects of Inter-cultural Education in the Teaching of German. Forms of Inter-cultural Competence.
Hýsková, Radka ; Nečasová, Pavla (advisor) ; Švermová, Dagmar (referee)
Interkulturelles Lemen wird heutzutage von vielen Autoren in einem erweiterten Sinne verstanden, indem es über die rein erziehungswissenschaftliche Konzeption hinausgeht und auch für den Fremdsprachenunterricht von großer Bedeutung ist. In der heutigen multikulturellen Gesellschaft spielt die Aufgabe der Schule, Kinder und Jugendliche auf interkulturelle Begegnungen verschiedener Art vorzubereiten eine wichtige Rolle. Dem Fremdsprachenlemen kommt dabei eine besondere Bedeutung zu. Durch den Erwerb einer fremden Sprache und durch landeskundliches Lemen wird den Lemenden die andere Kultur nähergebracht. Interkulturelles Lemen im Fremdsprachenunterricht bietet daher eine Auseinandersetzung mit einer bestimmten Zielsprache und Zielkultur an. Im direkten oder indirekten Kontakt mit der Kultur des Zielsprachenlandes haben die Schülerinnen die Möglichkeit, nicht nur über die anderen zu lemen, sondem auch sich selbst besser zu erkennen. Bereits die Bewusstmachung der Tatsache, dass jeder Mensch durch seine eigene Kultur geprägt ist, ist ein Schritt zu einem gegenseitigen Verständnis. Wichtig ist dabei zu lemen, Dinge auch mit den Augen anderer zu sehen und eigene Sichtweisen in Frage zu stellen. Powered by TCPDF (www.tcpdf.org)
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Southeast Asian Englishes and their perception
Bukraba, Maria ; Matuchová, Klára (advisor) ; Bojarová, Marie (referee)
The aim of this bachelor thesis is to prove that words from Southeast Asian varieties of English which were included in Oxford English Dictionary bear a unique meaning and thus are indispensable. Theoretical part depicts a classification of Englishes by Braj Kachru and later explores historical and socio-political aspects of English in countries where it is spoken by a large part of population such as Malaysia, Singapore, Philippines and Hong Kong which technically belongs to East Asia, but for the linguistic purposes it is included in the list. The practical part examines lists of words included in Oxford English dictionary from the mentioned varieties of English with the aid of local context such as magazines, blogs, newspapers and other unofficial sources. On the basis of the results of this research, it can be concluded that words from Southeast Asian varieties of English are irreplaceable due to their distinctive meaning.
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Reinforcing UX Principles in Existing User Interfaces
Pilát, Peter ; Beran, Vítězslav (referee) ; Herout, Adam (advisor)
This thesis explains meaning of user experience, its main aspects, selected methodology, its integration into agile development process and what UX maturity level can be represented in real company. It also deals with analysis of selected existing user interfaces used for network print management and its end users. Prototyping and user testing methods are iteratively applied to these user interfaces. Evaluation of these methods concludes the thesis with a recommendation what UX processes should be integrated for future development of user interfaces in Y Soft.
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Podmíněný Účinek Institucí na Hospodářský Růst: liší se systematicky úroveň institucí se stupněm hospodářského rozvoje?
Shvechikov, Ivan ; Klosová, Anna (advisor) ; Taušer, Josef (referee)
The institutional quality concept, advanced by academic literature as a mean to enhance output growth, suffer from the absence of a clear implementation strategy. Considering that developing countries usually lack resources to be able to afford large-scale universal institutional reforms, the lack of roadmap puts substantial obstacles to practical application of the given concept. This thesis therefore goes beyond the simple statement of institutional primacy and sets an objective to differentiate the institutional effects relative to the level of development. To test it empirically, fixed effects model is chosen and interaction terms between the measures of institutional quality and the share of middle class are employed. Obtained coefficients indicate that institutions promote economic growth only when middle class share exceeds 25%. At the same time, different aspects of institutional quality exhibit contradictory dynamics. The control of corruption becomes growth enhancing only when middle class constitutes over one third of the population, while the relevance of government effectiveness for economic growth on the contrary decreases with the enlargement of middle class. These findings confirm the presence of conditionality and deny the existence of universal recipe for institutional reforms. Implementation of better institutions based on context-specific approach would therefore bring greater results in terms of economic growth than the direct adoption of best-practice institutions, so intensively advanced by the World Bank and the IMF.
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Economic aspects of health in modern society
Mertl, Jan ; Krebs, Vojtěch (advisor) ; Slaný, Antonín (referee)
Předmětem zkoumání jsou specifika zdravotní péče jako ekonomické kategorie, zdraví a jeho determinanty, význam a postavení zdravotnictví v moderní společnosti, ekonomické a institucionální charakteristiky tří odlišných zdravotnických systémů (Německo, Spojené státy americké, Velká Británie) a zejména vývoj a perspektivy českého zdravotnictví. Cílem práce je analyzovat ekonomické aspekty zdravotnictví v moderní společnosti v kontextu historie a současnosti zdravotnických systémů a zhodnotit relevantní implikace pro české zdravotnictví. Práce vychází z vlastností zdravotní péče jako ekonomického statku, konceptu investic do zdraví a významu zdraví pro lidský kapitál. Diskutuje rizika a příležitosti rostoucí potřeby a spotřeby zdravotní péče vyplývající z ekonomického rozvoje, stavu determinantů zdraví a změn v chování lidí, které sebou přináší rychlý vývoj současného světa. Přibližuje měnící se roli státu ve zdravotnictví a zkoumá otázky obecné dostupnosti zdravotní péče v moderní společnosti. Zabývá se vymezením vazeb ekonomických aspektů zdravotnictví ve vztahu k souvisejícím medicínským, etickým, sociálním a institucionálním aspektům, jež zpětně determinují prostředí a podmínky pro racionální rozhodování a jednání aktérů zdravotnického systému. Identifikuje a srovnává významné ekonomické a institucionální charakteristiky zdravotnických systémů v rámci zvolené typologie, včetně zhodnocení problematiky jejich konvergence. Ukazuje logiku jejich vnitřního fungování a příčiny jejich typických problémů (čekací seznamy, deficity, nerealizovaná péče). Zjištěné poznatky jsou využity v diskusi o perspektivách českého zdravotnictví a vyúsťují v analýzu možností využití ekonomických nástrojů se zaměřením na implementaci spoluúčasti pacientů a na další rozvoj pluralitního prostředí zdravotních pojišťoven (variabilní sazba zdravotního pojištění a stropy pro spoluúčast).
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The level of knowledge on the issue of nutrition of students in the 2nd grade of elementary school in relation to their daily diet.
KOPUNCOVÁ, Hana
This bachelor thesis: The level of knowledge pertaining to the issue of the nutrition of second grade elementary students in relation to their everyday diet is theoretically defined in the introductory section, defining nutrition related terms. Individual chapters then go on to define the basic aspects and the relevance of good nutrition for the health of young children and young adults. Daily recommended amount, nutrition plans, alternative eating regimes and various nutritional mistakes are all discussed, particularly in the context of abnormal weight gain and other illnesses. The issue of educating young people about correct nutrition is also tackled. The practical component of the thesis describes the results of quantitative research carried out via questionnaire form. The aim of the questionnaire was to find out what relationship young children have towards their nutrition and test their knowledge on the subject. The research sample was aimed at children of 9th grade of elementary school, aged 14-16 in the Znojmo area.
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