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The causes of early retirement of employees in the old-age pension and their impact to the system of social insurance related to Southern Bohemia.
ŠABRŠULOVÁ, Vendula
The sole focus of my bachelor thesis is on the causes of early retirement and their impact on the social insurance system. The theoretical part of the work focused on the description of social policy, its principles and tools, the history of social security in relation to the current state. I describe the Pension Insurance Act No. 155/1995 Coll., including individual benefits, which result from the pension insurance. I define the basic concepts that are pivotal for the entitlement to a pension and their amount together with other types of pensions. I also get acquainted with the conditions of entitlement to early retirement, its amount and calculation. In conclusion, I clarify the possible disbursement of the so-called pre-pension and I mention the supplementary pension insurance and its amount of state contribution. The main goal of the practical part is to validate the reason for the employees' early retirement and what effect it has on social insurance. Two hypotheses were established. For the practical part, a quantitative research was chosen, examined on the basis of a questionnaire survey, which defined the opinions of clients and their reasons for early retirement. The selection of respondents consisted of old-age pension recipients who took the opportunity to retire early and current applicants for early retirement. A custom questionnaire with simple and easy-to-understand 14 questions was created. I processed the research results based on the completed questionnaires from 113 respondents. The results of the bachelor thesis provide an insight into the current reasons for early retirement and may point to the possibilities of support and motivation for better employment conditions.
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Pension insurance benefits in the Czech Republic
COUFALOVÁ, Tereza
The bachelor thesis is theoretically aimed at clarifying the selected benefits of pension insurance in the Czech Republic. Introducing the social security system and focusing on the 1st pillar of social security in the Czech Republic. In the introductory part, the thesis focuses on the historical development of pension insurance to its present form. Then a closer look at pensions from Czech pension insurance - regular and early pensions old-age, invalidity, widow's, widow's and orphan's pensions. The bachelor thesis is prepared from the available professional literature, legislative sources and the websites of competent institutions.
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Social legislation in Czech lands in the years 1918 - 1948
Roubíková, Petra ; Kuklík, Jan (advisor) ; Kindl, Vladimír (referee) ; Rákosník, Jakub (referee)
Social legislation in Czech lands in the years 1918 - 1948 Abstract The dissertation deals with the theme of social legislation in the period of 1918-1948. i.e. during the so called First, Second and Third Czechoslovak republic. However, the foundations of the Czechoslovak laws in this area lays in the period of Austrian laws, especially from the second half of the 19.th century. Development of social legislation was directly conected with the existence of a legal regulation of modern municipal self-government and higher levels of self-government. Two very important acts were adopted in this respect: Act No. 18/1862 The empire's code implemented on 5th March 1862 "The Act on Municipal matters" and on 3rd December 1863 Act. No. 105/1863 The empire's code "The act about Domestic rights". For poor relief the "The Poverty act" (Act No. 59/1868 The provincial code) was enacted on 3rd December 1868. Based on the social policies of "stick and carrot" of Otto von Bismarck in Germany, the Austrian Government enacted series of Acts on health and other types of social insurance systems, which were not universal, but had differences for different types of workers and employees, for example for miners, factory workers or white collars. Because the Act No. 11/ 1918 Coll. of laws transferred practically all existing...
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Old age pension
Coufalová, Kristýna ; Zemanová, Jana (advisor) ; Vysokajová, Margerita (referee)
The aim the thesis is to describe the legislation of old age pension in the Czech Republic which is currently being in a process of significant change due to unfavourable demographical development in our country - birth-rate is decreasing, average life expectancy is increasing as well as the average age of a population. The result of ageing of the Czech population is an inability to maintain the current system, because of its financial demands. Old age pension is the most common benefit of a social insurance and its costs represent the highest expenses of the social insurance. Old age pension is supposed to substitute the loss or restriction of a salary which are caused by the age as well as by social occurrence. The thesis is composed of five chapters. The most important terminology related to old age pension is defined in the first part, followed by the description of its historic development, which has had an impact on the Czech legislation used nowadays. The paper also focuses on the conditions of an old age pension legitimate claim and describes the process that is used in terms of social insurance procedure. The Czech old age pension scheme was compared to the one used in the United States of America and Slovakia and also the current old age pension reform was explained. The third chapter is the most...
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Insurance products and their use in everyday life
Marková, Zuzana ; Tichá, Milena (advisor) ; Jirásková, Věra (referee)
Title: Insurance products and their use in everyday life Author: Zuzana Marková Supervisor: PhDr. Milena Tichá, CSc. Key words: insurance, pension insurance, pension company Annotation: The thesis describes insurance products focusing on the pension insurance. The first part deals with the term insurance and describes its various types. The other parts concentrate specifically on the pension insurance of Czech Republic. The thesis presents information about these products from the time of their implementation until present with main focus on the second and third pension pillars. It gives a thorough description of these two pillars supported with up-to-date information and the analysis of their possible future developments. The end of the thesis summarizes and evaluates the most important facts and data acquired from the survey on the use of these insurance products.
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Pension insurance and demographic development in the Czech Republic
Železná, Ladislava ; Hulíková Tesárková, Klára (advisor) ; Burcin, Boris (referee)
Pension insurance and demographic development in the Czech Republic Abstract The aim of this thesis is to describe the development of the pension insurance in the Czech Republic and changes in retirement age in relation to the development of life expectancy and changes in the age structure of the population of the Czech Republic. In the first part of the work, there demographic changes of the population are described and in particular, changes in the age structure of the population of the Czech Republic. The second part provides an overview of the historical development of pension insurance in the territory of today's Czech Republic, in particular the development of the most important laws, but also statistical data as well as basic concepts and characteristics of the current pension scheme. In the third part of this thesis are analyzed the changes in the age structure of the population and their relation to raising retirement age in the pension scheme of Czech Republic. Keywords: pension insurance, retirement age, the age structure of the population, life expectancy.
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Survivors' pensions
Vykysalá, Lucie ; Zemanová, Jana (advisor) ; Vysokajová, Margerita (referee)
Survivors' pensions In my thesis I concerned myself with the issue of survivors' pensions, because it is a topic, which is topical at all times and it can affect anyone of us. My aim was to present a comprehensive overview, this is why I tried to handle the topic not only in terms of the current legal regulations, but also to describe the historical development of survivors' pensions, and to point out the changes, that have already been carried out in relation to the pension reform and which are planned for the future. The first chapter is devoted to the historical development of the survivors' benefits from the period of the First Czechoslovak Republic to the 1990s. I mentioned all the important laws and how the listing of the provided survivors' pensions and the conditions which entitle a person to the pension changed over the years. In the next chapter I name the current sources of law concerning the pension insurance, especially three main legal acts, from which I mostly derived the information while writing this thesis, but also the constitutional basis, significant international treaties concerning pensions and the sources of the European Union law. In the third chapter I concerned myself with the explanation of the terms, which often appear in the following chapters of my thesis, because they are...
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The Development of the Czech Republic Pension System and Its Application in the Legal Form
Konárová, Radka ; Zemanová, Jana (advisor) ; Koldinská, Kristina (referee)
Resumé - Cizí jazyk The Development of the Czech Republic Pension System and Its Application in the Legal Form The In this thesis I presented a comprehensive overview of the current pension system in the Czech Republic and introduced some changes to the pension system of the Czech Republic that has been already clarified or will be very probably clarified by the modifications in the legal regulations. The content of my thesis is directly related to the pension reform in the Czech Republic and I also described some impacts of the modifications in the legal tax regulations system.Czech Republic is another country that will have to deal with unfavorable demographic progress of its population such as increasing number of seniors and decreasing amount of subjects that contribute to the pension system. That might result in the financial instability and that is also a reason for preparation and implementation of the Czech pension system reform. I'm convinced that pension system as a part of the country's social system is one of the crucial economics cornerstones of every country. Laws that support the pension system are subjects of significant modifications in the recent years. Such modifications are content related, it means that new laws are created or current laws are modified. The execution of the laws changes...
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Comparison of pension system and its reform in the Czech and Slovak Republics
Šárková, Veronika ; Kotrusová, Miriam (advisor) ; Klusáček, Jan (referee)
Bachelor thesis " The comparison of the pension system and pension reform in the Czech Republic and Slovak Republic ." deals with the situation regarding the pension system in the Czech Republic and in the Slovak Republic. Author in this work describes a brief introduction to the pension system in the both countries, its development after the 1989 and the characteristics of the current retirement system. The main goal of this work is the reform of the system, with a focus especially on the implementation of the second pillar - pension savings. The aim is to evaluate and describe the changes that have occurred during the execution of the pension reform in both countries. As a part of this evaluation have been characterized similarities and differences in a contemporary setting of the second pillar pension system in both countries. The author also discusses possible reasons for differences in the systems in selected countries.
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The principle of solidarity versus the principle of equivalence in the Czech social security law
Koutník, Michal ; Koldinská, Kristina (advisor) ; Vysokajová, Margerita (referee)
The principle of solidarity versus the principle of equivalence in the Czech social security law. This thesis deals with the principles of solidarity and equivalence in social security. The aim is to describe the importance of solidarity as a fundamental basis for the foundation of modern social security and to compare it with the principle of equivalence, which is often placed in contrast to solidarity. The work defines both principles generally and to capture their specific manifestations it focuses on pension security. The work consists of an introduction, two chapters which are divided into subsections, and a conclusion. The first chapter deals with both principles generally, describing their historical development and outlining ideas of selected domestic and foreign authors who have dealt with the principles in question. This chapter also summarizes the important jurisprudence of the Constitutional Court in the area. One of the subsections is dedicated to the principle of justice which is a principle closely related to the main principles in question. The second chapter is focused on pension security in the Czech Republic. It follows in detail the genesis of legal regulations of pension security in the Czech Republic in terms of the principles in question. It characterizes the current legal...
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