|
Mortgage market in the Czech Republic
KOUBÍKOVÁ, Karolína
The topic of this bachelor thesis is the mortgage market in the Czech Republic. The aim of this thesis is to analyse the development of the mortgage market and to compare the offers of mortgage lenders in the Czech Republic. The thesis traces the historical development of mortgage banking from its beginnings to the present day, and also characterises the current mortgage market in the country, interest rates, fees and the legislative framework. The practical part of the thesis analyses in detail four model examples, based on the offers of three mortgage lenders. These offers are compared on the basis of predefined criteria, which are the interest rate, monthly premium, one-off fees, prepayment fee and maximum amount of funds grant-ed. The comparison is made using the simple sum-of-the-ranks method. The results of the analysis will determine the best bank that provided the most advantageous mortgage loan.
|
| |
|
Draft Funding of Development Project Jaselská Kasárna
Vyskočil, Pavel ; Mutl, Jiří (referee) ; Zeman, Václav (advisor)
This work is focused on development issues, the current situation in the real estate market, the impact of economic crisis and in particular to finance development projects through grants and developer, or. mortgage loans. Practical analyzes and evaluates offers banking institutions to finance a particular project. The result is a recommendation for the selection of individual bids.
|
|
Suggestion of the Optimalization of the Own Housing Financing
Hulewiczová, Monika ; Brauner, Roman (referee) ; Škapa, Stanislav (advisor)
The bachelor's thesis is focused on the problem of optimizing the financing of housing. It analyzes the current real estate market and the development of the mortgage market. It also discusses aspects of the reviewing the effectiveness of the financial product. The practical section evaluates the criteria by which people follow in the selection of a financial product, and other factors that affect this decision. It also includes a model example of the chosen mode of financing of housing, which is concluded with the proposal for optimization.
|
|
Optimization of housing finance
Burianová, Denisa ; Krejza, Zdeněk (referee) ; Kocourková, Gabriela (advisor)
The bachelor´s thesis concerns with options of personal housing financing. The goal of the thesis is to define the mortgage loan, loan from building savings and other options in housing financing. The specific flat is used as a model housing financing. In following part of the thesis there are compared individual bank proposals of mortgage loans for an imaginary client. In the end the optimal option of the housing financing is chosen.
|
|
Innovative Financing for Acquisition of Real Estate
Šafář, Vít ; Prodělal,, František (referee) ; Korytárová, Jana (advisor)
Diploma thesis is focused on innovative financing for acquisition of real estate. The first part contains the basic terms of mortgage loans and mutual funds. The following part describes the methodology for evaluating the effectiveness of funding and the opportunities and risks associated with it. The second part deals with the practical applications of evaluating the effectiveness of the funding. The aim is to compare and optimize various model variants acquisition of real estate.
|
| |
|
Assessing the Advantages of Buying a Residential Building in Reckovice
Hladík, Pavel ; Hlavinková, Vítězslava (referee) ; Hrubanová, Michaela (advisor)
This diploma thesis deals with evaluation of the investment to purchase of a residential building in Brno-Řečkovice. The evaluation is based on the quantification of all costs and revenues associated with the long–term renting of apartments or selling them for short–term appreciation of invested funds. The important factor for achieving the desired return on investment is demand of the real estate market. The criteria that influence demand on the real estate market also influence the usual selling prices or rental revenues of residential units.
|
| |
|
Financing of Housing in The Czech Republic
Žaroský, Zdeněk ; Kellnerová, Jana (referee) ; Zeman, Václav (advisor)
The subject of the diploma thesis "Financing of Housing in the Czech Republic" is description, analysis, and characterization of options of financing of housing and comparison of their benefits. The theoretical part of the assignment describes basic forms of financing of housing – savings for building purposes, mortgage loans, and other forms. The analytical part compares variants of savings for building purposes with domestic building societies and mortgage loans with selected banks. This part describes and evaluates basic features of individual products. The third part focuses on creation of practical examples describing various combinations of financing of housing in the Czech Republic, evaluates their benefits and provides recommendations for their implementation.
|