|
|
The savings structure of the Czech households depending on the performance of the economy in the Czech Republic
JAROLÍMKOVÁ, Michaela
This work deals with the selected matters of czech household savings´s structure and the Czech republic´s economy. Household savings belongs to the important part of the economy of each country of the world. This paper is focused on the situation in the Czech republic, with an aim to find out what development are in the household saving´s structure due to economy of the Czech republic in 2005-2020. Household savings constitute demand deposits, term deposits, deposits in foreign currency, building savings, pension funds and investment funds. When preparing this paper a correlation and regression analysis was used. The results of the analysis show that household savings are dependent on some macroeconomic indicators especially gross domestic produkt, net disposable income and number of employed persons. It is obvious that Czech households are very conservative on personal finances. The most used financial product is demand deposits.
|
|
|
Impacts of the Reform of Czech Insolvency Law (esp. Discharge of the Debt) on the Czech Retail Financial Markets
Baumannová, Tereza ; Richter, Tomáš (advisor) ; Pečená, Magda (referee)
The introduction of debt relief in the context of the Czech Insolvency Act is one of the most important legal reforms in the Czech Republic. This trend can not only be observed in the Czech Republic but has become part of the legal framework of many European countries in the last two decades. Such a significant change in the law necessarily brought the response of financial institutions. The empirical question remains whether it is possible to quantitatively examine such a significant change in legislation on credit markets for Czech households. This question is sought by the author in the diploma thesis regarding to the two dependent variables - annual percentage rate and volumes of new loans. Key Words Insolvency, insolvency proceedings, bankruptcy, mortgage, cash loan, indebtedness, households
|
|
|
Alternative family forms in the Czechia in the 21st century
Bošková, Mariana ; Kurtinová, Olga (advisor) ; Bartoňová, Dagmar (referee)
Alternative family forms in Czechia in the 21st century Abstract The aim of the thesis is to evaluate the development of alternative family forms in Czechia in the 21st century. These forms seem to be increasingly popular and more represented within households. The largest part of the research is devoted to unmarried cohabiting households. The characteristics of persons in these forms of cohabitation are presented in terms of their age, highest level of education, religion, and these households are also analysed according to the presence of children and their financial situation. The data are taken from the EU-SILC and ESS surveys from years 2010, 2012, 2014, 2016 and 2018 and the year 2011 is also added with data from the Czech population and household census. The grow index is included to assess the evolution between years and a logistic regression for the analysis of opinions on unmarried cohabitation as well. Households of unmarried cohabiting partners and singles persons are becoming increasingly popular. The increase is particularly evident in the younger age groups. Key words: cohabitations, same sex unions, de facto partnerships, singles, EU-SILC, ESS, households, Czechia
|
|
|
Simulating daily load profiles to evaluate tariff structures
Abdallah, Hadi ; Paar, Martin (referee) ; Radil, Lukáš (advisor)
Tato práce se zabývá simulací denních zátěžových profilů pro účely vyhodnocení tarifní struktury. V první části práce je uvedena rešerše ekonomického hlediska dodávky elektřiny, tedy trhy s elektřinou, návrhem tarifů a tarifními strukturami v Česku a dalších evropských zemích. Práce se také zabývá konceptem komunitních energetických systémů. Stěžejní částí této práce je vytvoření modelu pro simulaci denních zátěžových profilů a zavést to k vyhodnocení více scénářů rozúčtování. Teoretická část práce se zabývá trhem s elektřinou, procesem jeho tvorby a prvky, které dohromady tvoří tarifní strukturu. Ceny elektrické energie jsou uvedeny z historického a aktuálního hlediska pro několik evropských zemí. Poté jsou uvedeny klíčové technologické aspekty komunitních energetických systémů. V praktické části této práce je uvedena simulace určená k vygenerování denních profilů spotřeby domácností. Model, implentován v prostředí Matlabu, používá Poissonovo i Binomické rozdělení. Vychází z profilu obsazenosti (aktivity) v každé domácnosti v jednotlivých hodinách a také z náhodného spínání spotřebičů. Na základě modelu byly otestovány scénáře pro výpočet ceny elektrické energie pro jednotlivé typové případy domácností.
|
|
|
Aerosol in indoor microenviroment of homes
Pařík, Radim ; Braniš, Martin (advisor) ; Hovorka, Jan (referee)
This literature review is composed of resources from Web of Science. The study deals with problematics of the indoor air pollution of homes. It is focused on the aerosol, especially PM2,5 particles, which present the biggest danger for human health. This work points out the analysis of indoor and outdoor emission sources, distribution of particles, levels of pollution in the different geografical, social and cultural regions and health effects of these particles. Key words: aerosol, homes, indoor environment, air quality, fine particles
|
|
|
Czech Wealth Inequality
Popelková, Kristýna ; Janský, Petr (advisor) ; Mareš, Jan (referee)
This paper delivers a complex picture of Czech household wealth. The main emphasis is placed on the role of wealth inequality, which is studied with the use of available data. The results suggest that the inequality in the Czech Republic is quite tangible and rather above-average in European context. Currently, the disparities in wealth holdings are further deepening due to expansion of lower and upper classes on behalf of middle class and wealth concentration in the hands of high net worth individuals. Income inequality commonly studied in empirical literature is lower than wealth inequality, the main source of this difference is housing wealth, which constitutes a dominating asset class in household wealth portfolio. Composition of both assets and liabilities is quite stable over time, currency and deposits are the leading form of financial wealth holdings and mortgage loans are the primary instrument responsible for households' indebtedness. Saving by Czech households is decreasing which raises concerns about the future of welfare-state structures that are under pressure of ongoing demographic trends, such as population aging and stagnation. In particular, state-funded pension system, whose unsustainability was detected, is an emerging issue and requires attention of policy authorities. Powered by TCPDF...
|
|
|
Dopad rozvoja informačných technológií a internetu na e-nákupy v domácnostiach Slovenskej republiky
Káčerová, Natália
Káčerová, N. The impact of the development of information technologies and the Internet on e-purchases in the households of the Slovak republic. Bachelor thesis. Brno: Mendel University, 2018. This bachelor thesis deals with the impact of information technologies on internet purchases in households of the Slovak Republic and at the same time with GDP change. The theoretical part focuses on information technologies and the Internet in the world and in Slovakia, as well as the progressive development of ICT. At the same time, it deals with the current state and trends in this field. The next part is focused on the methodology of regression analysis. It is used in its own pro-cessing, which is centred on the processing of econometric models. The essence is to verify the impact of ICT on e-purchases and GDP.
|
|
|
Identifikace faktorů ovlivňující úspory domácností v zemích EU
Wrzecionková, Aneta
Wrzecionková, A. Factors influencing household savings in the chosen countries of EU. Diploma thesis. Brno: Mendel University in Brno, 2019. This diploma thesis investigates factors influencing the saving rate in selected countries of the European Union, specifically in countries of the Czech Republic, France and Great Britain. This work deals not only with the identification of factors that may be common to each joint but also with the differences that contribute to differences in saving rates. This diploma thesis will focus more closely on the im-pact of population aging on savings as one of the determinants. By identifying de-terminants, it is then possible to analyse through regression analysis those factors that have a demonstrable effect on the savings rate in a particular country. This survey allows for a cross-country comparison where it is possible to compare indi-vidual factors between countries and to analyse possible matches and differences.
|
|
|
Marketingová doporučení pro řešení plýtvání potravinami v domácnostech
Němcová, Anežka
The submitted bachelor thesis is focused on shopping behaviour, as well as household food waste. Based on the preceding survey results, marketing recommendations for the prevention and reduction of household food waste were suggested. The research was conducted via detailed semistructured interviews with 46 households in the South Moravian Region. On the grounds of suggested recommendations, a promotional product was created: a tear off notepad for making a shopping list.
|
|
|
Faktory ovlivňující úspory domácností v České a Slovenské republice
Nedbalová, Pavlína
This diploma thesis deals with the discovery of factors that influence the household saving rate in the Czech Republic and Slovakia and the detection of any differences between these countries. In addition to the identification of significant determinants of saving, it investigates the development of Czech and Slovak household saving rate between 2000 and 2017. For this purpose a model is designed that describes the behaviour of the household saving rate over time, while allowing the prediction of values for the next period. Last but not least, recommendations on economic policy measures are set out on the basis of the findings.
|
guest ::
