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A comparative study of retirement age in the Czech Republic
Bakalová, Jana ; Boháček, Radim ; Münich, Daniel
Our analysis reveals that older generations in the Czech Republic still exhibit\nsome differences from more developed countries in Western and Northern\nEurope. Socio-economic conditions, educational attainment, occupational\nstructure, or health status are still lower due to reasons related to historical\ndevelopment in the 20th century. On the other hand, improvements and\nconvergence of aforementioned characteristics to more economically\ndeveloped countries of the EU during a relatively short period of time has been\nnotable.
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Demographic analysis unemployment above 50 years in the period of 1999-2013
Komínková, Eva ; Miskolczi, Martina (advisor) ; Průša, Ladislav (referee)
The subject of the bachelor thesis are unemployed persons in higher age groups. The objective is to analyse and describe the development on the labour market of unemployed persons older than 50 years, and simultaneously describe the development on the labour market of entire population of unemployed persons. Data are analysed through economic indicators in the period of 1999-2013 base on publicly available statistics from the Ministry of Labour and Social Affairs. The result of the analysis is the outcome that absolute number of unemployed persons is increasing, primarily in higher age group. Gender ratio among the unemployed has recorded development thanks to legislative changes, mainly in the group of people above 50 years. Gradual aligning of ratio between males and females has happened in the analysed period, in all age groups with the exception of persons above 60 years
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Motivation Seniors for further work life
Poláková, Jana ; Králová, Tereza (advisor) ; Surynek, Alois (referee)
The aim of this thesis is to determine the motivation for further work life of people, who receive a pension. The Diploma Thesis is divided into three parts - the theoretical part, which deals with concepts related to old age and changes that occur with aging; methodological part, which describes methods of obtaining data and a practical part, which presents the results of a written questionnaire survey among seniors who are working in retirement and semi-standardized interviews. For older and younger readers as well this thesis reveals motives for further labor participation of older people in retirement as well as their view of contemporary society and the labor market. The conclusion summarizes the recommendations for seniors who are still looking for a job suitable for seniors in retirement or will be looking for another job in the future.
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Comparison of pension system in the Czech Republic and the USA in 2015
Petera, Miroslav ; Prachař, Ondřej (advisor) ; Lukášová, Tereza (referee)
This bachelor thesis presents the analysis of pension schemes in the Czech Republic and the United States of America according to the situation in 2015. In theoretical part the structure of pension schemes on basis of a way of financing, provider and voluntary participation is introduced. The next theme of theoretical part is a historical development of pension scheme of author's selected states. The practical part deals with current situation of selected pension schemes, their funding and their sustainability in financial terms and demographic development. The goal of this thesis is a comparison of these pension schemes and an identification of areas which could be improved. This bachelor thesis points at a conclusion that pension schemes of author's selected states are very similar, although numbers attested in favor of American pension system.
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Effects of changes in the calculation of pensions to the number of early retirements in the district Jindřichův Hradec
UHLÍKOVÁ, Jana
The aim of this thesis was to find out which impacts of the parametric changes, linked to the change of law no. 155/1995 Sb. about pension insurance, as amended, affected the number of applications for early retirement in the Jindřichův Hradec district. The need to solve this problem arose from the questioning of Section 15 of act no. 155/1995 Sb., as amended, regarding social insurance, which governs the assignment of the calculation basis used to work out the percentual pension allowance. The Constitutional Court concluded that the defined rules generate significant differences between the amount paid into the insurance system and the amount of the old-age benefit received. On this basis the MPSV (Ministry of Labour and Social Affairs) compiled the rule changes for calculation of old-age benefit and together with the other parametric changes prepared, this was proposed as the so-called ?minor pension reform?. The proposal passed through the legislative process and with effect from 30th September 2011 the rules for the calculation of the old-age benefit changed according to the new Act (no. 220/2011 Sb.) that amends Act no. 155/1995 Sb. on social insurance, as amended by subsequent rules, and several other Acts. The new regulations favour citizens with higher incomes. For persons with a lower income the change resulted in lower pensions received, as a result of which some have chosen to apply for early retirement. The aim of this thesis was to survey applications for all types of retirement in the years 2010 and 2011 with emphasis on the number of applications for early retirement in the district of J. Hradec and to analyse the length of prematurity at the time the application for early retirement was submitted. The comparison periods were the months from March to September of the respective years. Based on the given aims, quantitative research was chosen as the method of standardised research and two hypotheses were tested: 1. As a consequence of the changes in the regulations for the benefit calculation the number of early retirement applications has risen. 2. The highest interest in allowance of early retirement was shown by citizens with a maximum of 1 year left before reaching the age limit at which they were entitled to old-age pension benefits. The research was carried out by content and secondary analysis of data contained in the official statistics of ČSSZ (Czech Social Security Administration) and OSSZ (District Social Security Administration) and other available materials for the years 2010 and 2011. After analysis and evaluation of the required information the first defined hypothesis was confirmed; citizens were choosing early retirement regardless of the fact that the percentual assessment of the calculation basis would be reduced for every 90 days before retirement age, but were able to retain their original pension calculation basis. They were making this decision despite the fact that by reduction of the received old-age benefit their pension was lowered by approximately 12%. In this case, providing they satisfied the legal condition of insurance duration, they used the opportunity to retire before reaching the age limit for old-age pension, which meant 3 years early. In the final phase it was confirmed that in the tracked period applications from citizens with up to 1 year left to reach the retirement age did not predominate. The number of applicants retiring 3 years earlier was approximately the same as those with one year left. There were slightly fewer citizens with two years left to satisfy the legal condition of the insurance duration. In the conclusion of the results section, data are also mentioned which evidence the number of state pensions being paid and the expenses used for these benefits from the national budget. This is quite a considerable amount and it continues to rise with the number of pensions being paid.
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Continuance of pensioners on the labour market
Janoch, Jan ; Szabová, Lucia (advisor) ; Kotýnková, Magdalena (referee)
The aim of this study is to compare factors that affect a decision of retired people in question of continuance on the labour market, because involvement of older persons in employment process is the integral part of pension reform. The first part focuses on current situation in the Czech Republic, namely the legislative innovation and the impact of industry structure, education or economic status on the continuance at work. According to an international comparison of the exit age from the labour market is the Czech Republic under average level of EU. For this reason is the second part focused on legislation not only in the Czech Republic, but also in other European countries. For example a legal retirement age, that is currently in stadium of increasing in the Czech Republic. The comparison shows that each state has a different attitude to this problem -- in the question of accumulation with earnings from work, conditions of early pension or benefits of deferment. It can be concluded that the Czech Republic has done a lot of changes in this, which should move us to the higher level.
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Construction of retirement pension
Vokatá, Miloslava ; Klazar, Stanislav (advisor) ; Hodžic, Faris (referee)
In my bachelor work I engage in retirement pension which is relevant to each of us. Because each of us will surely apply for retirement sometime. And if not, almost all our life we will contribute to others for their retirements from our incomes. Firstly, in theoretical part of my work, I describe individual elements of retirement pension which are essential for final calculation of retirement pension. Then, in practical part of my work, I devote myself only whole calculation of retirement pension and analyse formula for this calculation in detail. I show some examples how to calculate size of retirement pension too. Furthermore, I compare resulting levels of retirement pensions with individual incomes that the pensioners received before their retirements.
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