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New trends in systems for payments for digital content
Horáčková, Lenka ; Očko, Petr (advisor) ; Pokorný, Jan (referee)
This diploma thesis is focused on new trends in payment systems for digital content. In the introductory chapter are briefly described the current types of electronic payment systems. The next part of the thesis introduces a foreign research studies and compares their results with results of the questionnaire survey conducted within the frame of the thesis. The following chapters are devoted to Czech and foreign electronic payment systems, focusing on the sale of digital content, the general development of the Czech micropayment systems and comparison of functionalities of the payment systems in order to compose a summary of recommendations for selected individuals involved in the field of electronic commerce. Following parts of this thesis are focused on the identification of the main trends in charging for Czech and foreign media content and presentation of the results of the questionnaire survey. The core of the work is to identify the main problems of the development of electronic payment systems, the identification of new trends in the pricing of media content and the summary of recommendations for the selected entities in the area of electronic commerce according to the knowledge gained in the diploma thesis.
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New trends in systems for payments for digital content
Horáčková, Lenka ; Očko, Petr (advisor) ; Pokorný, Jan (referee)
This diploma thesis is focused on new trends in payment systems for digital content. In the introductory chapter are briefly described the current types of electronic payment systems. The next part of the thesis introduces a foreign research studies and compares their results with results of the questionnaire survey conducted within the frame of the thesis. The following chapters are devoted to Czech and foreign electronic payment systems, focusing on the sale of digital content, the general development of the Czech micropayment systems and comparison of functionalities of the payment systems in order to compose a summary of recommendations for selected individuals involved in the field of electronic commerce. Following parts of this thesis are focused on the identification of the main trends in charging for Czech and foreign media content and presentation of the results of the questionnaire survey. The core of the work is to identify the main problems of the development of electronic payment systems, the identification of new trends in the pricing of media content and the summary of recommendations for the selected entities in the area of electronic commerce according to the knowledge gained in the diploma thesis.
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Platby spotřebitelských účtů a služba inkasa hotovostníh plateb v České republice: podklady pro připravení strategie vstupu
Vorobyeva, Irina ; Halík, Jaroslav (advisor) ; Malý, Josef (referee)
The thesis is focused on consumer bill payments (payments of a small and medium value of 10 to 100 EUR) and the provision of payment-collection service in the Czech Republic, which being a member-state of the EU can show the trends and characteristics that can be identified in the markets of Germany, France, Italy and other countries of the Single Market of the EU. The purpose of this research is to analyze payment channels used by consumers in C2B level of transfers in the Czech Republic, what provides the basics to understand the appropriate form an instant payments business entity (consumer bill payment collector) should better take to have the space for future development and growth. The focus is made on the market of consumer bill payments and the current development of C2B payments sphere in the Czech Republic and the EU -- all to see the specifics of the market and to answer the question if the entrance and the launch of an IPS in the Czech Republic, first, would be of demand and, second, would have enough time to develop and mature itself to stay in existence in a long-term.
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Shop with image content
Stluka, Jakub ; Palovský, Radomír (advisor) ; Sklenák, Vilém (referee)
Work is dedicated to electronic image commerce and image content analysis and is focused on the functionality required for such e-shop and its development based on open source tools. The theoretical part contains the principles of world stock libraries and used business models. Then, the work deals with issues of classification and retrieval of content, which analyses the possibility of categorization, text search, tagging, theme issue of synonyms and this topic is completed by the overview of current opportunities in the field of automatic content identification. Next topic covers licensing issues, in which current standard licensing models are examined, followed by the topic of content protection, which aims to protect the photos, while allowing their sale. Last chapter of theoretical work is about payment options, in which the work seeks to evaluate the selected payment methods used in connection with the image bank. Theoretical work is followed by practical work, where online photo bank model is designed and implemented, allowing users to search, buy and upload photos using simple credit transactions. Within the description of the model functions is outlined where and how the model should be extended in case of deployment to real business.
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Payment for goods and services via mobile communication
Roman, Martin ; Pavlíček, Antonín (advisor) ; Exnarová, Anna (referee)
The aim of my work was to analyze actual possibilities of payment by mobile communications, focusing on the European Union and to detect on the basis of a survey how the current services are used and how they are perceived by users. Next, there is suggested own solution of using mobile phones for payments with the present conditions. The work includes a case study which focuses on mobile micro-payments and involves currently used solutions for these payments in the Slovak Republic. The work is divided into three parts. The first part contains a definition of the mobile payments, explains words which are related to the work and analysis of the current payment options with comparing payments via mobile phones. The second part analyzes the most used payment options via mobile phones and their use in different regions of the world. The third part consists of evaluate analyze, a concept of own solution for mobile payments, a case study of micro-payments and the questionnaire.
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Electronic Banking
Kopic, Jan ; Pokorný, Pavel (advisor) ; Ťoukálek, Jaroslav (referee)
This thesis deals with the most significant forms of electronic banking. It focuses on their safety and their present state. The payment cards and their usage in common shops and on the Internet are analyzed. The thesis very detailed highlights problems connected with automated teller machines and it designs instruction for their safe operation. The actual situation of micropayment systems is described in detail. The head representatives are compared in light of functionality, limitations and operating fees, which are related to customers and sellers. The thesis includes the survey of current accounts intended for students in the Czech Republic, their comparison and advices for choice of the acceptable bank products.
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Realization of micropayment system
Schwarz, Pavel ; Koubský, Petr (advisor) ; Maule, Petr (referee)
Czech market offers sadly no simple solution for making a fast payment on the internet for the low-cost. Comparing to the world trends the Czech internet community has small experience with online and fast payment. About 100 million of users use micropayment system every day worldwide. This is a significant trend that Czech market will follow soon. Czech internet e-commerce grows steeply gradually. Marketing company GfK Praha released research according to which 3 millions of Czech internet users made shopping payment on the web last year. This outstanding figure proves a growth in habit of using the internet for e-commerce purposes. Users reveal the real flexibility of the web which can offer not only information base but also mainly entertainment side. The worldwide tendency of digitalization shows convergence of the internet and home entertainment. It is clear that the direction of the internet will become the home medium centre soon. Web services such as TV, gaming, voice, data sharing are already on the net. It is clear that the internet business of intangible services is on the start and awaits its expansion. New services of this king will surely bring new demand for fast web payment solution.
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Usage of some types of SMS in E-commerce
Hřebabecký, Jan ; Toman, Prokop (advisor) ; Bébr, Richard (referee)
Práce si klade za cíl poskytnout ucelený pohled na problematiku využití SMS zejména v oblasti internetu. Vysvětluje základní pojmy jako jsou e-commerce, SMS, Premium SMS, Mikroplatební SMS, MT Billing a další. Značná část je věnována obchodní stránce využití SMS v oblasti zpoplatnění internetových služeb a obsahů. Zmíněny jsou i některé technické aspekty zavádění SMS Mikroplateb na internetu. Nastíněny jsou rovněž kategorie možného využití SMS Mikroplateb na internetu. Po vymezení základního rámce SMS služeb využitelných pro internetové zpoplatnění se práce dále věnuje důvodům vzniku a uplatnění SMS Mikroplateb v prostředí internetové reality, projektu SMSden.com a jeho konkrétním přínosům v oblasti internetového zpoplatnění obsahů a služeb. V části zaměřené na praktickou stránku zavádění služby SMSden.com je popsán postup zavádění na konkrétním příkladu zpoplatnění článků internetového časopisu. Následuje část věnovaná statistikám využití SMS Mikroplateb na českém internetu, získaným ze systému SMSden.com a jejich zhodnocení. V závěru jsou uvedeny možné směry budoucího vývoje v oblasti SMS zpoplatnění a využití služeb založených na Premium SMS, zhodnoceny přínosy, ale také možné nevýhody postupného zavádění SMS zpoplatnění a SMS služeb zpoplatnění umožňujících.
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