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Insurance companies products comparison
Mihók, Róbert ; Drozen, František (advisor) ; Šípek, Ladislav (referee)
Diploma thesis Insurance companies products comparison in the market of Czech Republic focuses on the subgroup of life insurance which is term life insurance. Thesis is divided in to the theoretical part, where the situation of Czech insurance market is brought in details and it depicts and analyses life insurance as a whole to emphasize the reason of selection of term life insurance outside of the other types. Theoretical part is constructed the way to enlighten the issues of life insurance for ordinary readers and on other hand to provide professionals working in this sector with useful and beneficial information. The core of the thesis is represented by practical part, where deep analysis of particular products and their interpretation and application on defined groups consisting of different people structures is provided. Thesis is trying to emphasize an importance of ensuring personal well-being via insurance and aspires to be helpful as a tool when choosing a right product of life insurance as well.
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The possibilities of transformation of Prague panel housing estates in order to enhance quality of residential environment
Hlásenská, Tereza ; Pělucha, Martin (advisor) ; Říhová, Gabriela (referee)
The thesis aims to introduce the problem of panel housing estates in the Czech Republic, to evaluate the development policy of these areas and to suggest the possibilities of transformation of Prague panel housing estates in order to enhance quality of residential environment. In the Czech Republic lives a substantial part of the population in the panel housing estates and their degradation is a real threat that could lead to the decline of entire cities. About 40% of Prague's residents live in housing estates, which are an indispensable part of urban structure of the capital city, and therefore the thesis focuses on Prague's housing estates. Through a literature research the theoretical part deals in major with the circumstances of creation and specifics of Czech panel housing with focus on the Prague housing estates. The theoretical part concludes that the future of housing estates will depend on the attitude of public authorities and its residents as we cannot rely on the fact that leaving housing estates their own development will not lead to their degradation. The practical part aims to introduce national and local key documents and programs, which involve housing estates transformation issues and assesses their importance and contribution to the transformation process itself. Further, there are introduced examples of foreign and Czech transformations and using SWOT analysis there is assessed the potential usability of these measures in the transformation of Prague housing estates. The end of practical part performs a synthesis of previous findings and suggests the possibilities of transformation of Prague panel housing estates, which should increase the quality of the residential environment. The draft of conception can serve as a basis for planning the estates transformation process at the Prague city districts.
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The rising sharing economy and its impact on tourism demand in Prague
Nguyen, Duy Quang ; Stroukal, Dominik (advisor) ; Máslo, Lukáš (referee)
This bachelor thesis analyses the impact of the sharing economy (Airbnb) and other selected determinants on tourism demand in Prague. Based on monthly panel data from the period January 2014 to March 2015 the econometric model was estimated. Determinants used in the model for analysis are Airbnb listings of short-term rentals, GDP per capita, relative price, weather temperature, rainfall, marketing and dummy variables summer, autumn and winter. Results from estimations show that Airbnb, the indicator of sharing economy, GDP per capita, which represents the income, relative price and Prague.eu, that represents the marketing component have significantly positive effect on tourism demand.
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Vliv hazardu na kriminalitu: evidence z České Republiky
Lupač, Milan ; Dušek, Libor (advisor) ; Špecián, Petr (referee)
The focus of this thesis is to examine the relationship between gambling and crime in the Czech environment, where gambling is broadly available. Data about the individual gambling machines and tables together with the data about offenses in particular police districts were used in order to estimate the effect of gambling on crime. The final dataset observes 388 geographical units over the life span between April 2013 and December 2015. The study employs three estimation techniques the OLS, Poisson regression and Negative binomial regression to estimate the effect of gambling on crime. The main variable representing the size of gambling is the number of slot machines as these are the most broadly available type of gambling. The final estimated relationship between crime and slot machines is that one additional slot machine is associated with an increase in crime by 0.3-0.5% depending on the method and frequency. On the contrary, the effect of casino games, electromechanical roulettes, and dice devices on crime was found to be statistically insignificant. In addition, the study also analyses particular types of crimes, finding that gambling has an impact particularly on crimes that involve material benefits as opposed to the violent crimes. Moreover, it also conducts a what-if analysis demonstrating the estimated impact of reduction of gambling on the substantial drop of the number of offenses over the observed period was rather limited and account for 937 offenses.
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Determinanty přímých čínských investic do zemí střední a východní Evropy
Belvončíková, Barbora ; Janíčko, Martin (advisor) ; Rod, Aleš (referee)
Chinese outward direct investment is surging and is unique in the sense that its development is much faster than of any other developing country. This thesis investigates the determinants of Chinese outward direct investment (ODI) in eight countries of Central and Eastern Europe throughout the years 2003-2014. Using panel data analysis, the regression model incorporates both traditional macroeconomic variables as well as institutional variables, testing thereby what are Chinese ODI driven by in those post-communist countries. The quality of institutional framework is represented by EBRD indicators, which seem to be more suitable for transition economies. Findings suggest that Chinese MNEs do not access Central and Eastern European countries primarily for market-seeking reasons, however the fact of being a member of the EU boosts Chinese ODI, since entering a member state market grants at the same time access to the whole EU common market and this fact is decisive for China. Also, R&D capacities play an important role in attracting Chinese ODI. On the other hand, Chinese ODI seem not to be associated with a good institutional environment of a host country, only large-scale privatization index is found significant and positively correlated with Chinese ODI inflow. Therefore, the findings of this thesis lead to the conclusion that macroeconomic factors are still more influential than the institutional ones when studying Chinese outward direct investment in Central and Eastern Europe.
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Regulation of financial markets in international context
Nistorenco, Taisia ; Žamberský, Pavel (advisor) ; Jiránková, Martina (referee)
This diploma thesis comprises a theoretical, descriptive, comparative and econometric analysis of financial markets regulation in international context. In the first chapter I describe and analyse characteristics of modern financial markets, reasons for their regulation and institutional models of financial regulation and supervision. The second chapter offers an overview of the historical development of financial regulation and evaluates the role of regulatory factor in the outburst of the world financial crisis of 2008. In the third chapter I carry out a comparison of regulatory response to financial crisis in the USA and the EU. Forth chapter deals with regression analysis of the relation between Financial Soundness Indicators of three selected countries. The conclusions driven from this diploma thesis demonstrate that regulation is generally effective as a remedy for market failures, but in other aspects its effects are ambiguous. Intensity of regulation is a secondary impact factor in the formation of financial crises, in fact it is more reasonable to state that crises occur because of the failure of supervision rather than regulation. Due to the international attempts to harmonise the process of remediation of the consequences of the financial crisis, the regulatory response in the USA and the EU was very similar. Statistical analysis did not confirm the common idea that regulation represents a significant barrier for increasing the profitability of credit institutions.
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Accounting entities in culture
Karbusová, Lucie ; Skálová, Jana (advisor) ; Singerová, Jana (referee)
The bachelor thesis on Accounting entities in culture deals with the accounting entities in the field of culture, especially with theatres. Its intention is to describe the historical development of these entities and their effective legislation in 2014, to determine their main resources of financing and to answer the question: What is the situation of private theatres in the Czech Republic? The theoretical part is focused on defining entities (theatres) in the field of culture and their historical development. It further describes legal conditions for doing business in the field of culture under commercial law and defines the types of legal forms of business in the Czech Republic. The following section analyses the specifics of the companies operating in the field of culture in terms of sales for tickets and financing of these entities in the form of grants. The practical part is focused on analysis of financial statements of 10 theatres in the Czech Republic in terms of quality reporting. In particular financial statements is analysed financial position and financial management of private theatres. In conclusion there is a brief assessment of the fulfilment of the objectives of the thesis.
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Innovation and business project
Pantlík, Tomáš ; Moulis, Pavel (advisor) ; Michal, Michal (referee)
The aim of the thesis under the title Innovation and a business project, is to develop a specific entrepreneurial project represented by a fitness centre and to evaluate it from the perspective of its feasibility and return upon investment. Firstly, the theoretical concept of entrepreneurship is analyzed. The next step includes the analysis of applicable legal framework governing entrepreneurship in the Czech Republic and the last step is represented by the definition of the structure of the business project. In the first part, business is described by its general characteristics. The next part is dedicated to environment analysis analyzing the internal and external factors influencing the business. Next step defines business opportunities which includes description of services that the business will provide. Then, human resources required for running the business have to be determined, as well as marketing strategy supplemented by a marketing mix. Based on this, a SWOT analysis is developed, identifying strengths, weaknesses, opportunities and threats having an impact on the business. The final part comprises financial plan which deals, inter alia, with project is economic rentability and conditions underpinning its feasibility.
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