|
Topical legal issues of banking regulation
Kadlic, Alexander ; Kotáb, Petr (advisor) ; Dřevínek, Karel (referee)
Current Legal Issues of Bank Regulation - Resume This thesis paper deals with issues that can be found in relation with bank regulation. At present, globalized world, banks as important financial intermediaries play a major role. Banks are present in our daily lives and whether or not we want to, they facilitate our everyday operations with the money, investment of free monetary resources, and also borrowing of money. We got accustomed to the convenience that the use of various banking services provides. Equally important are the services of banks for businesses enterprises, various investment companies and funds, and also the countries themselves (the governments). Failure of this system, now that so many subjects are dependent on it, could have far-reaching negative consequences. The bank regulation and its instruments serve as a protection against the rise of adverse consequences. With the growing importance of banks in our society, the importance of their regulation grows as well. But even this may not represent perfect protection and bank regulation may conceal other unforeseen problems. This thesis on "Current legal issues of bank regulation" reflects the legal status of May 31 2012 and is trying to highlight the problems that occur in specific instruments of banking regulation. The aim of this work...
|
|
Impact of the Global Crisis on Banking Sector Soundness: Czech Republic, Hungary and Poland
Zsigraiová, Monika ; Geršl, Adam (advisor) ; Kudrna, Zdeněk (referee)
The theses assesses the influence of the Crisis on the soundness of banking sector in the Czech Republic, Hungary and Poland. The analysis using bank-specific and country-specific data employs the descriptive and econometric tools. Especially, the fixed-effects method helps to reveal an impact of the Crisis on gross loans, liquid assets, non-performing loans, return on average asset and capital adequacy ratio. The results suggest that the crisis affected negatively the bank soundness of each discussed country, specifically the macroeconomic transmission channel was proven to be significant in all studied countries. The funding transmission channel was significant only in case of Poland.
|
|
Sustainability of the pension reform in Slovakia
Lišková, Martina ; Janotík, Tomáš (advisor) ; Dózsa, Martin (referee)
This paper explores the sustainability of pension system in Slovakia on the local institutional, socio- economic and political background, analyzing the past and current reforms and their impact on public finance. In the first, theoretical part of the paper, the World Bank strategy is sketched out to provide general framework for sustainability of reforms and their goals, and actual past reforms that took place in Slovakia from 2004 until present are dissected. These reforms are most notable for their reorientation from pure pay-as-you-go system to combined PAYG and fully funded system. While this step alleviates the crushing implicit social security debt to some extent, it is shown that not even the latest reforms alone will suffice to cover the increasing burden of the pension system on public spending. Therefore, in the empirical part of the paper, several parametric reforms are proposed and are analyzed from long term perspective (until 2100) using the World Bank PROST economic model. These scenarios approximately represent some of the reforms currently on the table that could be carried out in the near future. The varying inputs are retirement age, the contribution rate for the fully funded system, the replacement rate, the affiliation rate and the type of valorization, with the output being...
|
|
Assessment of hedge fund replication strategies
Kollár, Martin ; Dědek, Oldřich (advisor) ; Derviz, Alexis (referee)
Hedge funds are investment vehicles that provide solid risk-adjusted performance in various stages of market cycle and that are not strongly correlated to the markets they transact in. The profits from hedge funds were for a long time available only to high net-worth individuals or institutional investors, who could bear the possible negative effects of a serious downturn of the fund. The recent development in the hedge fund industry however leans toward the exploitation of hedge fund returns by a wider range of investors. Many hedge fund databases and investment banks have thus created different hedge fund indices and hedge fund clones that would replicate the exposures of hedge funds with smaller fees and smaller investment requirements. Our analysis showed that the development of such products has advanced into more promising stages, when new approaches are used to better replicate the hedge fund returns. Powered by TCPDF (www.tcpdf.org)
|
|
Leasing and Other Ways of Financing
SAMUEL, Jiří
My diploma work deals with the possibilities of financing a second-hand personal car by leasing, by a consumer bank credit and by an American mortgage with regard to the advantages of single methods of financing for a private person. This work is made up of two basis parts. The first of them - the theoretical one - is divided into three chapters treating of the way of use, advantages and disadvantages of all these methods. In the second, practical part the possibility of single methods of funding is proved by an analysis of concrete companies and banks, which offer these methods of financing. On the basis of the analysis the most advantageous companies and banks, which are offering their product with the most advantageous conditions, are evaluated. For interest I compared the possibilities of financing in the Czech Republic with Germany. The work also contains some detailed information about the second-hand car schop NOVOSAD, where I was getting consulation during my practise, and I gather information from their experience in my whole diploma work.
|
|
The Role of International Organizations in a Globalized Economy
Buchta, Martin ; Jiránková, Martina (advisor) ; Nováková, Jana (referee)
This bachelor thesis deals with the roles and functions of international organizations in today's globalized economy. The thesis is focused on the roles and activities of three international economic organizations which are widely seen as the most powerful organizations of global economic governance - the International Monetary Fund, the World Bank Group and the World Trade Organization. The thesis outlines how well these organizations are currently performing, and suggests how they could be made more effective in managing globalization.
|
| |
|
Credit card and electronic money systems
Brewczynski, Jan ; Půlpánová, Stanislava (advisor)
The Bachelor's thesis deals with the description and distinction of terms "payment instrument" and "electronic money". After the introduction I concentrate on definitions of basic terms, that consequently appear in the thesis, I focus on separation of terms "funds" and "payment instrument". Then I deal with credit cards and electronic banking. In the second part of the thesis I describe electronic money as a subset of funds and the difference between credit card and electronic wallet. Finally I mention future trends of both credit card and electronic wallet systems and I outline the possible development of credit cards.
|
|
Method of pricing and account finance of asset
KOČEROVÁ, Ilona
Work deal with financial possession sight behind securities and their influences in concrete companies X with r. o. In theoretic parts analizují individual securities, what they may produce benefit for owner, how would have had be well appreciated and billed. Practical part deal with description concrete company X with r. o., construes his individual sorts financial possessionthat the are share, mortgage certificate letter of hypothecation and funds in cash desk and on bank account. Main gained piece of knowledge are record sequent upon practical parts, where there are mentioned instances reckoning companies, are high - wrought accounting guidelines, survey about monetary it duvet-covers companies and liquidity ratios.
|
|
A current account contract
Drašnerová, Lucia ; Horáček, Tomáš (referee) ; Liška, Petr (advisor)
56 Resumé - A Current Account Contract Opening a bank account is nowadays a part of everyday life. A current account is a deposit account held at a bank or other financial institution in order to provide for its holder a secure and quick access to deposited funds on demand and to carry out operations with the monetary funds on the account. The main purpose of a current account is therefore to enable its owner to use their money in a clearing. There are various types of bank accounts offered by the banks to suit all their customers' different needs (e.g. personal, bussiness, student, children accounts etc.). To open an current account, the law requires a written agreement where both contracting parties - a bank and an account holder (owner) - have to be properly identified (hence opening an annonymous account is de facto forbidden by law). In practise, though, banks sometimes require a minimum deposit too. An account holder may be an individual or an entity. One current account may be opened for more that one person (owner). If the account is established for two or more persons, each of them has the status of an account holder. Therefore co-owners dispose with the account jointly and their shares in the balance of monetary funds in the account shall be equal, unless the contract (or a court) stipulates...
|
guest ::
