|
|
Pension reform in the Czech Republic and demographic development
Vašíčková, Kateřina ; Poláková, Olga (advisor) ; Brabec, Petr (referee)
The paper work is focused on the issue of pension reform, which has been recently made in the Czech Republic. The first part of the paper describes the pension systems, their types and differences among them. Further the work is dedicated to progressive development of the pension system. It is focused on the signifficant changes that were made within the so-called Small and Big pension reform and introduces the versions of the pension reforms of particular political parties based on Bezděk report's conclusion. Further the work analyzes the factors, which have impact on the progress of the pension system with focus on future trens of demographic development. In conclusion the paper work evaluates the fullfilment of the goals set by the government and describes the results, which the reform has brought in two years of its functioning.
|
|
|
Is it appropriate to cancel the second pillar of the current pension system in the Czech Republic?
Sikyta, Vojtěch ; Prachař, Ondřej (advisor) ; Barák, Vladimír (referee)
The main subject of this bachelor thesis is the pension system in Czech Republic, primarily its second pillar which was introduced in 2013. First part of thesis is focused on the characteristics of pension systems divided into selected criteria, followed by the description of historical progression of the system in Czech Republic. This progression led the spring of this thesis to the reasons which has led to needs of a change. This part is followed by analysis of reforms in past years. The main part of this thesis is focused on the second pension pillar and analysis of its failure in the Czech Republic, compared to the other countries in V4 group. Constituent part of the main section is also made by general analysis of a second pillar. Answer to the question of cancellation of the second pension pillar is based on those analysis. Last part of this thesis is focused on proposing changes which should be covered in designing of the future progression of the Czech pension system.
|
|
|
Dopady anuitnej novely na dôchodkový systém v Slovenskej republike
Dvořáková, Lucia
This bachelor thesis engages in the study of the participation on the defined con-tribution pension system in the Slovak republic and its goal is to find out whether the participation of the savings in the second pillar is even profitable. The theoretical part will be dedicated to the development of the pension system in the Slovak republic. Secondly, theoretical knowledge will be applied to the calculations of the pensions system. Results from the first and the second pillars of the pensions system are compared and analysed to look at the different amounts of pension received between the two pillars, and a lower wage cut-off point is calculated, defining at which point the second pillar pension contribution scheme becomes profitable.
|
|
|
Zaměstnanecké penzijní fondy z pohledu zaměstnavatelů
Filipčíková, Veronika
Filipčíková,V. Occupational pension funds from an employer's perspective. Bachelor thesis. Brno: Mendel University in Brno, 2014. This bachelor thesis deals with the changes brought by pension occupational schemes application, well known from the Netherlands, into the Czech pension system. The first part describes the pillar system in the Netherlands and after that in the Czech Republic. The practical part is based on the comparison of the Czech and Dutch pension system and the state budgets. The final section consideres gained knowledge, determines recommendation for the establishment and functioning of the pension occupational schemes in the Czech Rand specifies the advantages and disadvantages resulting for the employers.
|
|
|
Penzijní reforma v České republice v období 2012-2013
Palátová, Petra
PALÁTOVÁ, P. Pension reform in the Czech republic in 2012-2013. Diploma thesis. Brno: MENDELU, 2014. The diploma thesis deals with Czech pension reform during years 2012-2013. Firstly, there is the analysis of the reform with (dis)advantages of pension savings (the second pillar). The thesis also includes survey research through question-naires. First survey follows up the attitude of Czech people to the reform and mostly to the second pillar. Second survey deals with motivation of financial advisors to prioritize alternative financial products instead of pension savings. Because of that, there is also analysis of alternative financial products including their evolution through the years 2012-13. In the end, there are recommendations given. They are devoted to business policy-makers including effective way of reform communication.
|
|
|
Pension funds and pension reform in the Czech Republic
Ryška, Juraj ; Krebs, Vojtěch (advisor) ; Pogrebnicenco, Tatiana (referee)
This thesis analyzes the current status of pension funds in the Czech Republic, the subsequent transformation of the pension companies and the situation after the introduction of the second pillar. It examined the merits of a new pillar in the small benefit to future participants and the impact on the state budget. The main result is to propose a solution that would be more beneficial for participants and fulfill the requirement for a balanced fiscal policy. The presented work uses descriptive and comparative analysis of the current position of pension funds. Description of the reform of the pension system is based on legislative analysis and secondary analysis of published literature. In the design of solutions are used in mathematical statistical methods, comparative analysis and questionnaire method.
|
|
|
Pension reform in Czech Republic and the second pillar
Dudák, Jan ; Poláková, Olga (advisor) ; Pícl, Michal (referee)
The current pension system in the Czech Republic is economically unsustainable in long term. Reason of this situation is mainly negative demographics development. According to expert estimates, the pension system will produce, over the period 30 -- 40 years, annual deficits of 4-5 % of GDP. The most significant change in current pension reform is creation of fully funded pillar, so called second pillar. This work analyses strengths and weakness of this reform, also comments actual criticism and discussion of this reform. Work shows that especially the lack of political consensus threatens the future stability of second pillar. Subsequent analysis of the profitability of entry to the second pillar shows that the entry will be most profitable for younger individuals with above-average incomes. In conclusion, the work proposes alternative options to secure in pension, in particular deposit products and investment in the property market. The work is completed by own sample survey with the main objective to find out the willingness of respondents to enter the second pillar.
|
|
| |
|
|
Analysis of newly established second pillar of the pension system in the Czech republic from the perspective of potential clients
Vaculová, Ilona ; Prachař, Ondřej (advisor) ; Krebs, Vojtěch (referee)
The subject of this bachelor thesis is the newly established pillar of the pension system in the Czech Republic, which is part of the ongoing pension reform. The thesis will initially focus on the characteristics of pension systems, the system of the Czech Republic to the end of 2012 and the need of pension reform. The core of the thesis is devoted to the second pillar, its analysis and perspective. Component of this work is the questionnaire survey and a case study that aims to determine which groups of citizens who are divided according to their level of income, the input to the second pillar in comparison with other savings products in the financial market is worth. The conclusion of thesis, based on the knowledge acquired assesses profitability of entry to the second pillar from the perspective of potential clients.
|
|
|
Supplementary pension insurance and its connection with the pension reform
Černá, Pavlína ; Kapinusová, Jana (advisor) ; Loužek, Marek (referee)
Tato práce se zabývá aktuální problematikou českého důchodového systému. Jeho současná podoba nevyhovuje stávajícím podmínkám a z dlouhodobého hlediska není finančně udržitelná. Hlavní příčinu spatřujeme v nepříznivém demografickém vývoji. Jednou z možností, jak tuto situaci vyřešit, je reforma spočívající v zavedení povinného fondového pilíře k nynějšímu PAYG systému. Tento fondový pilíř vychází z penzijního připojištění. Práce dále pojednává o způsobu fungování, financování, otázce povinnosti, dobrovolnosti a bezpečnosti nové kapitálové části důchodového systému.
|
guest ::
