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Faktory ovlivňující výdaje na dávky nemocenské v ČR
Korbičková, Andrea
This thesis is dedicated to an analysis of factors influencing the amount of paid sickness benefits in the Czech Republic. In the literature review, potential factors influencing the above mentioned dependent variable are outlined based on scientific articles and publications. Using a regression analysis, all these explanatory variables are verified and factors really influencing the amount of paid sickness benefits in the Czech Republic are identified. These variables are quantified using a method of least squares. In the practical part of the thesis, time series of Expenditures on sickness insurance benefits and Income from insurance and associated payments for the sickness insurance are examined by a qualitative decomposition method. For both these time series, predictions for four upcoming quarters (whole 2017) are created. Based on an analysis of these two time series, a balance of income and expenditures is created and recommendations for the Ministry of Social Affairs are defined. From the results gathered in the practical part, consequences are drawn in the discussion. These serve as a basis for solutions and measures for employers to save labor costs and to achieve an efficient human resource management. All analyses in this thesis are conducted from quarterly data from 2004 till 2016.
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The development of sickness insurance in the Czech Republic
PĚSTOVÁ, Libuše
The main goal of the bachelor thesis was to show the development of changes in the sickness insurance in the Czech Republic considering last 5 years. It was also supposed to analyze the changes and their influence on the groups of insured people. The first part of the bachelor thesis focused on the theoretical development of the sickness insurance legislative adjustment. There was not only described the comprehensive legislative adjustment but also the development of changes since 2009 to 2014. The second part of this bachelor thesis focused on the calculation of the sick leave benefits for model examples according to the legislative adjustment. Their results were compared with the changes in the legislative adjustment during the mentioned period. The practical part includes the analysis itself and the evaluation of the impact of the changes in the sick leave insurance during last 5 years. The impact of the changes on the groups of insured people was analyzed and evaluated in the practical part's conclusion. Also the results of the legislative adjustment impact on the insured people were summed up. The main points which were analyzed and evaluated: The incomes and the expenses for the sickness insurance; mainly the legislative adjustment impact on the specific examples was analyzed. The development of the reduction limits. The development of the percentage for calculation of the sickness insurance benefits. Sick leave benefits proceeding. The administrative period compliance. The processing of the sick leave benefits wit the enforcement deduction. The development of the temporary incapability for work, which included some of the main indicators: The number of the people who ended their incapability to work; the number of people whose incapability for work was ended by the decision of the OSSZ; The total number of the days when people didn't work due to illness; The average time of illness; The compliance of the treatment regimen inspection. In the end the main goal of this bachelor thesis became the interpretation of the changes in the new law number 187/2006 Sb., about sickness insurance, as amended, effective since January 1st 2009. Together with the adoption of this law many essential changes were made.
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The impact of the waiting period implementation on the sickness insurance in the Czech Republic in the years from 2008 to 2014
Pekárková, Kateřina ; Kubelková, Karina (advisor) ; Bartůsková, Lucia (referee)
This bachelor thesis deals with the implementation of the waiting period into the sickness insurance in the Czech Republic in the years from 2008 to 2014. The theoretical part explains the fundamental concepts related to the sickness insurance, the health insurance allowance and the waiting period. The practical part consists of a legal analysis and the current happening around the waiting period in the Czech Republic or in the EU and EFTA member states. The income and expenditure analysis of the sickness insurance helps to reveal that the costs of sickness insurance have decreased, which was also due to the implementation of the waiting period. This work evaluates data, which indicate that the short-term morbidity has decreased as well as the work incapacity. There are detailed calculations in the conclusion which show how adjustments in the sickness insurance changed the amount of wage compensation and the sick benefits. The aim of this work is to identify and quantify the benefits and costs of the waiting period implementation within the sickness insurance in the Czech Republic.
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Vývoj dávek nemocenského pojištění v ČR v letech 1993 – 2010
LEGIERSKÁ, Yvona
Nemocenské pojištění má v českých zemích již dlouholetou tradici. Okruh osob účastných nemocenského pojištění se ustálil. Právní úprava pojistného i dávek se přizpůsobuje ekonomickému vývoji v České republice. V zásadě pro tento průběžný systém platí, že výše vybraného pojistného v kalendářním roce, jež je příjmem státního rozpočtu, je poskytována prostřednictvím správy sociálního zabezpečení v podobě dávek nemocenského pojištění. Od roku 2009 se dělí o zajištění pojištěných zaměstnanců v době nemoci jejich zaměstnavatel prostřednictvím náhrady mzdy a stát poskytnutím dávek nemocenského pojištění. Zavádí se karenční doba. Příspěvek analyzuje vývoj pojistného a dávek nemocenského pojištění v letech 1993 až 2010, mj. ve vazbě na hrubý domácí produkt.
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Analýza nabídky úrazového pojištění
Kříž, Jakub ; Radová, Jarmila (advisor)
This bachelor thesis analyzes the offer of the accident insurance. Describes the history of the private accident insurance. Professionally defined the accident insurance, the insurance contract, the premiums and its amount. Defines the types of insurance and the exclusions in the indemnification. Then it also states the basic types of the accident insurance and its specific forms. The work focuses on the activities of the insurance intermediaries and their role in the offer of the accident insurance. Characterizes the current insurance market and the role the accident insurance plays in it. For the purposes of the detailed analysis are selected four insurance companies operating on the Czech market. After their performance follow the comparative examples, in which are indicated the differences in the amounts of annual premiums and amounts of indemnification. The concluding part presents the results of a questionnaire relating to accident insurance.
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Changes in the sickness insurance system in the Czech Republic
Kohoutová, Kateřina ; Vítek, Leoš (advisor) ; Pavel, Jan (referee)
The aim of this thesis is to summarize and analyze the new sickness insurance system which has been regulated through the Act No. 187/2006 Coll. on sickness insurance as amended since 1st January 2009. After the introduction follows chapter which theoretically describes changes in sickness insurance system and compares them to the old system. The third chapter analyzes impacts of the changes on number of sickness insured persons and other sickness rates in the Czech Republic, it determinates its trends and compares sickness rates before and after reform of sickness insurance system. The fourth chapter describes impact of changes on state budget receipts and expenditures. Conclusion is summarizing all the thesis and evaluating effectiveness of the new sickness insurance system.
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The impact of legislative changes of law No. 261/2007 statutes, about the stabilization of the public budget for short-term sick leave in Jindřichův Hradec county.
TUČKOVÁ, Iva
I have selected this topic of disability/incapacity for work mainly due to the fact that I have been working in this area already for two years (I am responsible for its registration, processing statistic indicators and other activities related to the disability at work). Selected issue is therefore well known to me as to the contents and I believe that the results of this bachelor thesis will bring benefits for my next project in this area. I describe two main observed aspects in my project during studied period (1st half of 2007 and 1st half of 2008): disability (quantity and duration) and sickness expenses. The main objective of this project was to find out to what extent the implementation of unpaid first three days of sickness has affected the development of incapacity, i.e. quantity of incapacities, their duration, and amount of sickness benefits paid. Two hypotheses have been established: 1)through the effect of the Act on public budget stabilisation, i.e. implementation of busy guard period, the number of sickness leave shall fall, but their duration will be longer, and 2) Act on public budget stabilisation is not going to bring extreme reduction of expenses for sickness benefit payments. For data acquisition, I used a quantitative research which was performed through secondary analysis of data and the study of selected group of employees in small companies. This group has been created by quota selection from the basic population group. Analysis and evaluation of data obtained have shown that the first hypothesis was confirmed, since the number of disabilities has dropped not only in the district, but also within the country, although the mean length of one sickness leave has increased. The second hypothesis was not confirmed. Though the mean length of one disability has extended, 17% of the expenses for sickness benefit payments has been saved. Besides the motivation of physicians, tight and high quality cooperation among practitioners and medical assessment service physicians at district administration bodies, especially in assessing the duration and grounds of sickness leave approval. At present even the employers are engaged in the issues of incapacity for work which should contribute to the decrease of incapacity for work and related used expenses.
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