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Assessment of Damage Caused by a Tree Falling on a Recreational House
Vavřincová, Jana ; Podlešák, Stanislav (referee) ; Čech, Josef (advisor)
The aim of this thesis is to determine height of insurance payment caused by treefall in municipality of Zduchovice. Theoretical part consists of explanation of elementary terms used in properties and insurance industry, and of price estimation of the building – recreational cottage. Practical part consists of price estimation of the building when the insurance contract was concluded, price before the insured event occurred and total cost of repairing of damaged constructions by means of cost method. Moreover, the cost is evaluated by means of itemized budget. At the conclusion, an analysis is provided based on results found, the favourableness of the current insurance policy is assessed and the evaluation of the costs is provided based on cost method and itemized budget.
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Property Valuation for Insurance Purposes - a House in Brno Damaged by Snow
Hájek, Jan ; Kosová, Jaroslava (referee) ; Šmahel, Milan (advisor)
The aim of the thesis is to determine the amount of indemnity for damage to the family house caused by excessive snow loads, calculation of material value (time value) immovable assets immediately before the insured event cost method using analytical methods wear, determining the cost of putting immovable in working condition, the calculation of substantive value of intangible assets for the repairs. In this thesis, the emphasis on the clarification process when the risk to the family house and a practical example of an insured event the immovable. At the same time the analysis of the results, which display graphs show how the event affected the development of insurance rates immovable.
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Determination of the Amount of Insurance Settlements for the Damage Caused by Fire on a Detached House in Brno-Přízřenice
Jaššová, Marta ; Smilek, Petr (referee) ; Kosová, Jaroslava (advisor)
This thesis addresses the requirements and procedure for determining the amount of indemnity for a home insurance claim within the selected period of time. Introductory chapter describes general principles of insurance and types of insurance. It clarifies differences between insurance and insurance industry. Next section is devoted to the particulars of the insurance contract, one of the mandatory legislation at the conclusion of the insurance policy and, therefore, this topic received considerable attention. The work also focuses on property insurance, on the valuation methods for the liquidation of assets and, finally, discusses the basic concepts of the topic. The main chapter describes a case study of insurance claim process and indemnification process in the event of property damage. The beginning of the section describes the case study property in general. Later in the chapter it is described property appraisal throughout past decades, the event of property damage, process of determination of the amount of indemnity in accordance with the insurance contract and general insurance conditions. The final chapter focuses on the evaluation of the results and their comparison.
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Valuation of the damage by flood to a single-family house in Velké Poříčí
Berger, Patrik ; Tuscher, Martin (referee) ; Šmahel, Milan (advisor)
This thesis deals with the issues of determining the amount of insurance coverage of a house destroyed by flood. The aim of this paper is to explain the terms related to evaluation and insurance. Then to value immovable property by costs, document the damages and determine the costs for rebuilding the damaged parts in accordance with the insurance policy. It is necessary to determine the insurance value of the house. At the end of this thesis the history of floods in the particular area and flood control methods are discussed.
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Determination of the Amount of Insurance Settlements for the Damage Caused by Snow Loads on a Detached House in Hronov
Beránková, Martina ; Puchýř, Bohumil (referee) ; Šmahel, Milan (advisor)
The aim of my thesis is to outline the field of the insurance-claims settlement, to determine the amount of indemnity for the damage caused by the weight of snow, and also to clarify basic concepts of real estate appraisal. In the introduction I define basic concepts associated with that topic. Then I bring the reader into the field of real estate appraisal and I define basic concepts and appraisal methods and description. In the next part of my thesis I mention the principles of the insurance company´s claim settlement activity, the products related to property insurance, the person involved in the settlement, and last but not least I outline the claim settlement process itself. However, the point is not just to provide a plain list of all steps involved in the process but to give the reader a better idea how to proceed and what the basic concepts of the field are. In the final practical part I will focus precisely on the determination of the compensation for the damage casused by the weight of snow based on reasonable costs and for bringing the insured property to its original (operational) state.
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Investiční životní pojištění a doplňkové penzijní spoření
Fučíková, Miroslava
The bachelor's thesis focuses on the comparison of life investment insurance and complementary pension savings as part of the evaluation of the invested funds by the client, with a focus on contributions from the state and tax relief. The practical part is devoted to the comparison of selected products from the largest insurance companies on the Czech insurance market. The age of the client at the time of concluding the insurance contract or early termination of the insur-ance contract can significantly affect the returns from invested funds, which is why the bachelor's thesis is also focused on this issue.
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Insurance Policy and the Legal Expenses Insurance
Beran, Tomáš ; Švestka, Jiří (advisor) ; Dvořák, Jan (referee) ; Vychopeň, Martin (referee)
1.Summary - review in English The above-mentioned work comprises of two basic issues that are connected together, namely commentary on Insurance Policy Act as general introduction into the field of insurance policies and consequent and special issue of legal expenses insurance interpretation. The basic meaning of it was to introduce not only the provisons concerning insurance policies, but also to show one of the insurance policies type in details, what could be hardly possible or satisfactory without preceding description of the Insurance Policy Act. Thus, complete summary of this work will be divided into two parts; first would be the part concerning Insurance Policy Act and second would be the part concerning legal expenses insurance. 1.1.Insurance Policy Act - Summary The first part of this work concerned, as mentioned above, the Insurance Policy Act, whereas my primary aim was to interpret provisions of this act that were worth it and point out namely on imperfections of the existing legislature. It wasn't and wouldn't be of any significant value just to copy and paste individual provisions of the act, therefore, this work aimed primarily on introduction of new ideas and as a basis for that served a confrontation with the actual wording and its interpretation, whereas plain consent with what was...
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Assessment of Damage Caused by a Tree Falling on a Recreational House
Vavřincová, Jana ; Podlešák, Stanislav (referee) ; Čech, Josef (advisor)
The aim of this thesis is to determine height of insurance payment caused by treefall in municipality of Zduchovice. Theoretical part consists of explanation of elementary terms used in properties and insurance industry, and of price estimation of the building – recreational cottage. Practical part consists of price estimation of the building when the insurance contract was concluded, price before the insured event occurred and total cost of repairing of damaged constructions by means of cost method. Moreover, the cost is evaluated by means of itemized budget. At the conclusion, an analysis is provided based on results found, the favourableness of the current insurance policy is assessed and the evaluation of the costs is provided based on cost method and itemized budget.
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Valuation of the damage by flood to a single-family house in Velké Poříčí
Berger, Patrik ; Tuscher, Martin (referee) ; Šmahel, Milan (advisor)
This thesis deals with the issues of determining the amount of insurance coverage of a house destroyed by flood. The aim of this paper is to explain the terms related to evaluation and insurance. Then to value immovable property by costs, document the damages and determine the costs for rebuilding the damaged parts in accordance with the insurance policy. It is necessary to determine the insurance value of the house. At the end of this thesis the history of floods in the particular area and flood control methods are discussed.
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