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Comparing of investment and saving possibilities for common clients in the Czech Republic.
ŠIMEK, Marek
The aim of this final work is to compare different saving and investment possibilities for common clients in the Czech Republic and also to explain basic terms relating to investments and financial products. This work mostly deals with "magic triangle", where dominant criteria are profit, risk and cash position. Furthermore, methods of different types of variants´ evaluation and setting scale methods, which were applied on three different products for three diverse types of clients, are explained here. Advantges of these methods are that they impeach importance of criteria chosen by a client. Particular offers are rated this way and ordered from the best option to the worst.
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Personal & Family Financial Planning
Steklý, Ondřej ; Smrčka, Luboš (advisor) ; Zámečník, Petr (referee)
The first goal of this bachelor thesis is to introduce current best-selling financial products and to describe their appropriate usage. The second goal is to describe major ways of distribution of financial products and point out some problems from the "only good for the customers'" point of view. Third goal is to introduce personal and family financial planning and put particular financial products into this context. Chosen issues are described from the practical point of view of a financial advisor with two years' experience in the field. Thanks to this experience I describe not only how the financial planning "should take place", but also how the financial planning in some cases "takes place". In addition to that I describe most common ways, how sellers on the Czech financial market cheat their customers.
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Consumer protection in area of financial services
BOBKOVÁ, Hana
Graduate work focused on the current situation on the consumer credit market. The aim was to map the current market and the experience of the provision of financial services, in particular in the non-banking sector. On the basis of the results of the research were analysed experience and problems of the consumers, and also views of the lenders.
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The Level of Financial Literacy of Citizens
Vtípilová, Iveta ; Votava, Libor (advisor) ; Hromádko, Martin (referee)
The aim of this diploma thesis is an analysis of a level of financial literacy of citizens of Czech Republic. The opening part concentrates on the definition of basic concepts and on the characteristic of financial literacy. The second chapter deals with activities and programs for support of financial literacy on a multinational and European level and describes activities, which support financial literacy in the Czech Republic. The final chapter of this theoretical part contains a summary of the most important concepts of financial literacy in the context of normal civic life. The findings and outcomes of the fourth chapter are based on the processing results of the survey aimed to examine the financial literacy of the sample of respondents. The last part of this thesis is devoted to demonstration of possible activities to increase financial literacy.
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Interactive applications for teaching financial mathematics
ROSA, Přemysl
21. Century is the age of information and new technologies. Data and information from finance world are essential to make the right decisions and staying focused. New technologies also enabled new types of financial operations. All these changes made the financial education and deeper understanding of finance with its new operations a must. This bachelor thesis is focusing on extending a financial literacy by engaging and interactive form. The base is focused on explaining the most important terms of financial mathematics with connection to the formulas used in Smart documents. Explanation of the software user interface aimed on creation of Smart documents further expands this topic. Inclusion of history and origins of the Maplesoft Company and development of Maple software from its roots till today to fulfills the big picture of this thesis.
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The financial literacy of Vietnamese immigrants in the Czech Republic
Le, Minh Xuan ; Půlpánová, Stanislava (advisor) ; Coufal, Libor (referee)
This diploma thesis focuses on the financial literacy of Vietnamese immigrants in the Czech Republic. The basis is the research made by the author of the diploma thesis. The main objective is to analyze the real situation of the financial comprehension by Vietnamese immigrants in the Czech Republic, and highlight their mistakes in the complex world of finance. This thesis also points out some problems and complications, which have resulted from lack information about financial products. It will also try to suggest a method of how to increase financial literacy of Vietnamese immigrants. The diploma thesis is composed in three chapters. The first one gives some information about Vietnamese immigrants in the Czech Republic. The second part presents the results from research, and the last chapter deals with a financial institution that wants to focus on Vietnamese clients in the Czech Republic.
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Complex doing of family financial plan
Černochová, Martina ; Smrčka, Luboš (advisor) ; Slezáková, Dita (referee)
Personal and family finances are important part of our life. People deal with the issues of money, its earning, spending and evaluating every day. Despite this fact, there is a huge financial illiteracy in the Czech Republic, which causes an inefficient management of our personal finances and also wrong decisions related to choices of financial products. The goal of this thesis is to describe products on Czech financial market in clear and comprehensible way, as well as principles of their functioning and rules for their usage. It tries to give simple manual how to proceed in decisions about own finances. In the first part of this thesis, there is a theoretical basis of this issue and a summary of the products. In the practical part, there are three concrete financial plans for three concrete families. Finally, there is a generalization of the suggested procedure.
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Consumer Behavior of the Segment of Elderly People
Ryznerová, Hana ; Hesková, Marie (advisor) ; Žilková, Alena (referee)
This thesis describes aspects of consumer behavior in the elderly segment focused on financial products. Different fundamental concepts, relevant to the field of consumer behavior of seniors, are characterized in the theoretical part. A short description of the current offer of financial products for seniors follows. The practical part is focused on market research, data analysis of the selected segment and a presentation of conclusions that are based on the research findings. One of the last chapters of this thesis contains information on a research performed by a Czech company working in this field. The research studies financial products agreed by seniors in the Czech Republic.
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