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Financing of Business Activities
Bourková, Veronika ; Ing. Petr Toman, Ph.D (referee) ; Ptáček, Roman (advisor)
The subject of the Master´s thesis is a financing of business activities in the conditions of the Czech Republic before the outbreak of the global pandemic COVID 19, at present and the possible future development of financing. The first part focuses on the theoretical analysis of individual financing options, their distribution and a detailed overview and description. The second part of the thesis is focused on the hotel industry and a selection of appropriate forms of financing for the investment´s implementation in the hotel for the future. The Emphasis will be placed on the optimal selection of state compensation and re-start of business for its future viability and operation.
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Financing Options for Housing in the Czech Republic
Poul, Michal ; Vojtěch, Dušan (referee) ; Hanák, Tomáš (advisor)
This diploma thesis „Financing options for housing in the Czech Republic“ is focused on the issues connected with financing one´s own housing. The goal of this work is mainly to introduce the issues and possibilities of financing housing of the citizens of the Czech Republic, analyze products that could be used while financing housing and compare the costs of financing housing, while using different bank products. In the theoretical part of the work, we obtain knowledge intentions and developments of housing policy in the Czech Republic; we clearly introduce with the products that are helpful while financing housing and their combinations. Insurance products are also mentioned in the thesis. Those products can protect citizens against unwanted influences during the period when they pay off their loans. We can also find here the recent development of loan products and bank market in the Czech Republic, its current offers and overview of its products, from which citizens can choose the most suitable one for their needs. Practical part of the thesis deals with the comparison and research in the least costly way of financing housing in three different time horizons with the help of one product or a combination of products.
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Legal regulation of building savings
Kurka, Ondřej ; Karfíková, Marie (advisor) ; Bakeš, Milan (referee)
The main purpose of the thesis is to analyse contemporary legal regulations governing the field of building savings in the Czech Republic and recent changes of these legal regulations. The thesis is composed of six chapters, each of them dealing with different aspects of building savings' legal regulation, the introduction, the closing part, lists and annexes. The matters already mentioned above are described in chapters two, three and five. Divided into remaining chapters and within the capacity limits, the thesis also includes secondary issues, such as the evolution of building savings and its legal regulation in Europe and in the Czech Republic in connection with the description of changes made to the legal regulations rather long time ago and followed by research of the practical application of these legal regulations. The aim of the thesis is to complete pieces of knowledge gathered from the legal regulations, from practical research and from my two years expirience as a building savings commercial broker and create an integrated thesis that is transparent and complete from different angles of view. Conclusions are drawn particularly in the closing part of the thesis where are briefly summarized the author's opinions on problems described in each chapter.
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State Approach to Volunteers
Štěpánková, Jitka ; Frič, Pavol (advisor) ; NÁHRADNÍ, OPONENT (referee)
The diploma thesis "State Approach to Volunteers" deals with the evolution of the state's relationship to voluntary activities in Czech society, with an emphasis on the period since 1989. The starting point is the setting of volunteerism into the context of postindutrial society, which urges us to revise our values orientation, the possibilities of the labour market, our access to life-long education and our level of social cohesion. The essay pays attention to the analysis of the state's approach to the phenomena of volunteerism (in the role of a supporter) and to the resulting position of volunteers in Czech society, stressing the steps that were made to support volunteerism by the state. It analyses the statistical data that deals with the characteristics of organisation, and the projects that have been supported in connection with the Act on Voluntary Service 198/2002. Further, it presents a comparison of the problematic fields of Czech legislation on volunteering with the Polish and Hungarian legislation on volunteering. Finally, it suggests steps and arrangements that could be used in the further support of voluntary activities in the Czech environment.
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Builiding Savings - legal and economic issues
Stříbrná, Nataša ; Vondráčková, Pavlína (advisor) ; Novotný, Petr (referee)
Builiding Savings - legal and economic issues Supervision enforcement in the area of building savings Abstract The aim of the thesis was to summarize supervisory procedures in building savings with a special focus on the scope of the Ministry of Finance of the Czech Republic. The first part of the thesis defines basic concepts, the relevant basic theoretical issues of supervisory procedures in the field of financial law and the purpose of general terms and conditions are also mentioned. The third and fourth parts of the work are crucial. The third part focuses on the competence of the Ministry of Finance in the field of building savings. Separate chapters are devoted to the approval of the general terms and conditions of building savings banks, the implementation of the agenda related to the payment and return of the state support of building savings, as well as the actual exercise of state supervision of compliance with the state support conditions laid down by the Building Savings Act. Special attention is paid to the information system, the operation and administration of which is essential for the performance of the Ministry of Finance's competence in building savings. The fourth part consists of considerations on selected supervisory issues in the field of building savings. It contains reflection on...
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Financing of Business Activities
Bourková, Veronika ; Ing. Petr Toman, Ph.D (referee) ; Ptáček, Roman (advisor)
The subject of the Master´s thesis is a financing of business activities in the conditions of the Czech Republic before the outbreak of the global pandemic COVID 19, at present and the possible future development of financing. The first part focuses on the theoretical analysis of individual financing options, their distribution and a detailed overview and description. The second part of the thesis is focused on the hotel industry and a selection of appropriate forms of financing for the investment´s implementation in the hotel for the future. The Emphasis will be placed on the optimal selection of state compensation and re-start of business for its future viability and operation.
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Development of the mortgage market in the Czech Republic
Nováková, Nela ; Blahová, Naďa (advisor)
Bachelor thesis is focused on the development and characteristics of the mortgage market and mortgage loans in the Czech Republic. The aim of the work is to descripe and explain the development of the mortgage market between 2005 and 2016. Thesis includes characteristics of the mortgage loan as well as a brief overview of the state support granted by the state to the mortgage loans. Furthermore, the work describes the most important changes in the mortgage market which occured at the end of 2016 and at the beginning of 2017 due to the new Consumer Credit Act and recommendations of CNB. Part of the thesis describes the dependence of the volume of mortgage loans on the interest rate by the correlation coefficient. The conclusion focuses on the evaluation of the work and possible future development in the mortgage market.
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Government support of film industry in Czech Republic and its reflection on quality of Czech film made in the first decade of 21st century
Dočkalová, Tereza ; Czesany Dvořáková, Tereza (advisor) ; Slováková, Andrea (referee)
The thesis presents system of state support of Czech film industry after 1989, it focuses on operation of The Czech State Fund for the Support and Development of Czech Cinematography ("Fund") in years 2005 - 2009. The aim of the thesis is to present complex information on what type of films (feature, documentary etc.) have been supported by Fund, whether and how is the amount of support related to commercial potential of the film, whether and how much the amount of support affects the viability of the film, whether is the portfolio of films supported in the year related to the amount of ňňFund's incomes or to composition of the Fund Board. For the use of the thesis there has been made a comprehensive summary of all projects supported by Fund. It contains information about producer, director, footage, year of premiere and type of the film. Part of the thesis is formed in comparing charts and summary tables. The thesis is based on primary sources as Annual Fund reports. Other more general chapters about forming legislative structure of Czech state cinematography support are based on relevant laws. Chapter focused on distributional questions is also included. It is based on data of Czech statistical office and Union of Czech film distributors. Powered by TCPDF (www.tcpdf.org)
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Multi-agent Network Models of Financial Stability
Klinger, Tomáš ; Teplý, Petr (advisor) ; Tripe, David (referee) ; Stavárek, Daniel (referee) ; Jakubík, Petr (referee)
The thesis focuses on banking regulation and on the nexus between financial sovereign crises. After illustrating the main mechanisms on the recent financial crisis, we construct several multi-agent network models of a financial system for testing its stability under different parameters. In the first part, we focus on the rationale for banking regulation and we describe its development including the recently introduced Basel III measures. The main conclusion of this part is that regulation is to a large extent influenced by the banks and it does not always secure financial system stability. In the second part, we build an agent-based model which enables us to simulate the impacts of various types of negative shocks given various settings of the banking system and the regulatory environment, including the capital and liquidity measures. Our simulations show firstly that sufficient capital buffers are crucial for systemic stability, secondly that the discretionary measures have little effect once a crisis breaks out and thirdly that liquidity measures are a relevant regulatory tool. In the third part, the model is extended so that it allows for testing effects of state support on systemic stability is tested with various parameter settings in Monte Carlo simulations and for testing of feedback loops in which...
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