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Analysis of the process of liquidation of damage events of buildings
Osmanová, Sára ; Vaňková, Lucie (referee) ; Krejza, Zdeněk (advisor)
This thesis is focused mainly on the liquidation process of damage events related to the buildings. The analysis of the whole process and recommendations for limiting of individual risk is involved. Within the insurance discurs, asset insurance is characterized by a new price and the time prize. This difference is described in the practical part of the thesis, where the partial damages caused by the storm on the family house and the overall damage to the cottage after a major fire accident. At the end of the case study, an assessment of the most serious insurance risks is described.
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Property Valuation for Insurance Purposes - a Detached House in Lipovec Damaged in a Storm
Kolmačková, Lucie ; Kosová, Jaroslava (referee) ; Šmahel, Milan (advisor)
The aim of my diploma thesis is to establish the expenditure on house insurance in a particular case, namely on a detached house in a village called Lipovec. The fundamental terms, which one has to be familiar with to understand the issues of the thesis, are illuminated in the introduction. The theoretical part is dedicated to the methods of evaluation and procedures focused on insurance business and evaluation. The particular area and the detached house are described in the practical part. Procedures stated in the theoretical part are used for conducting a survey of the particular case. Firstly, the value of the object before an insurance event (a hurricane, for instance) will be calculated. Secondly, the expenditure on refurbishment of the damaged features of the house will be calculated. Finally, considering the cost of refurbishment, the value of the object will be evaluated again. The diploma thesis might be used as an exemplary piece of work. Furthermore, it provides a reader with a deep insight into its issues.
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Valuation of total damage to a house caused by fire
Hornychová, Michaela ; Nykodýmová, Veronika (referee) ; Šmahel, Milan (advisor)
The aim of the Thesis is to determine the amount of indemnity for the total damage caused of the wooden detached house caused by fire, find out the costs of bringing the property to its original state and evaluate the price of the original and after an insured event the newly established building. The theoretical part is devoted to the basic concepts and methods in the field of real estate valuation and insurance and the liquidation of insurance events. On the introduction and theoretical part is followed by a practical part in which I apply the theoretical information on the real, by fire stricken the wooden family house, I approach the location and describe the building technical condition before and after the occurrence of the insured event. I find a new price of the real estate at the time of approval, the current price before and after the occurrence of the insured event and the new price of an identical family house without the structures which have been preserved and have not been damaged by the fire or fire-fighters. At the conclusion of the Thesis is the insured value of the building after repair of damage compared with the insured value just before the occurrence of the insured event.
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Analysis of the process of liquidation of damage events of buildings
Osmanová, Sára ; Vaňková, Lucie (referee) ; Krejza, Zdeněk (advisor)
This thesis is focused mainly on the liquidation process of damage events related to the buildings. The analysis of the whole process and recommendations for limiting of individual risk is involved. Within the insurance discurs, asset insurance is characterized by a new price and the time prize. This difference is described in the practical part of the thesis, where the partial damages caused by the storm on the family house and the overall damage to the cottage after a major fire accident. At the end of the case study, an assessment of the most serious insurance risks is described.
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Valuation of listed buildings for insurance purposes
Šmahel, Milan
Generally, the issue of valuation of listed buildings has been long discussed, probably because here more than anywhere else depends on perspective on the price of real estate, the purpose for which the price is to be determined and the type of price or value to be determined or set The perspective is in this case in the differences of views on the price or value of the property, which is quite inevitable given by the position of the respective subject that is involved in this area to solve the price problem. It is obvious that very different views on the cost of listed buildings will be held by the seller and the buyer, the buyer and the tax office representative, investor and the building office or national heritage institute representatives and of course the policyholder and the insurer.
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Valuation of total damage to a house caused by fire
Hornychová, Michaela ; Nykodýmová, Veronika (referee) ; Šmahel, Milan (advisor)
The aim of the Thesis is to determine the amount of indemnity for the total damage caused of the wooden detached house caused by fire, find out the costs of bringing the property to its original state and evaluate the price of the original and after an insured event the newly established building. The theoretical part is devoted to the basic concepts and methods in the field of real estate valuation and insurance and the liquidation of insurance events. On the introduction and theoretical part is followed by a practical part in which I apply the theoretical information on the real, by fire stricken the wooden family house, I approach the location and describe the building technical condition before and after the occurrence of the insured event. I find a new price of the real estate at the time of approval, the current price before and after the occurrence of the insured event and the new price of an identical family house without the structures which have been preserved and have not been damaged by the fire or fire-fighters. At the conclusion of the Thesis is the insured value of the building after repair of damage compared with the insured value just before the occurrence of the insured event.
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Property Valuation for Insurance Purposes - a Detached House in Lipovec Damaged in a Storm
Kolmačková, Lucie ; Kosová, Jaroslava (referee) ; Šmahel, Milan (advisor)
The aim of my diploma thesis is to establish the expenditure on house insurance in a particular case, namely on a detached house in a village called Lipovec. The fundamental terms, which one has to be familiar with to understand the issues of the thesis, are illuminated in the introduction. The theoretical part is dedicated to the methods of evaluation and procedures focused on insurance business and evaluation. The particular area and the detached house are described in the practical part. Procedures stated in the theoretical part are used for conducting a survey of the particular case. Firstly, the value of the object before an insurance event (a hurricane, for instance) will be calculated. Secondly, the expenditure on refurbishment of the damaged features of the house will be calculated. Finally, considering the cost of refurbishment, the value of the object will be evaluated again. The diploma thesis might be used as an exemplary piece of work. Furthermore, it provides a reader with a deep insight into its issues.
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