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Possibilities of value analysis utilization by selection of mortgage lender
Pískatá, Petra ; Korytárová, Jana (referee) ; Puchýř, Bohumil (advisor)
The aim of this master’s thesis is to find the best type of mortgage loan for several kinds of borrowers. The first part describes personal housing financing, use of loans, use of mortgages in general. At the end of this theoretical part the value analysis is explained as a tool for mortgage lender (or the type of mortgage loan) selection and the way of reaching this goal is defined. Second part is a practical example of how to make decision and find the best choice. It selects the most important criteria and real cash flow is simulated to asset the price of each possibility. Using the discrimination method and efficiency rate the possibilities are ranked. Results are commented on and recommendations are set to every type of client. In conclusion, general method for selection before getting a mortgage is proposed.
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Financing Options for Housing in the Czech Republic
Poul, Michal ; Vojtěch, Dušan (referee) ; Hanák, Tomáš (advisor)
This diploma thesis „Financing options for housing in the Czech Republic“ is focused on the issues connected with financing one´s own housing. The goal of this work is mainly to introduce the issues and possibilities of financing housing of the citizens of the Czech Republic, analyze products that could be used while financing housing and compare the costs of financing housing, while using different bank products. In the theoretical part of the work, we obtain knowledge intentions and developments of housing policy in the Czech Republic; we clearly introduce with the products that are helpful while financing housing and their combinations. Insurance products are also mentioned in the thesis. Those products can protect citizens against unwanted influences during the period when they pay off their loans. We can also find here the recent development of loan products and bank market in the Czech Republic, its current offers and overview of its products, from which citizens can choose the most suitable one for their needs. Practical part of the thesis deals with the comparison and research in the least costly way of financing housing in three different time horizons with the help of one product or a combination of products.
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Fixation of the biological samples
Brachtl, Martin ; Jiřík, Radovan (referee) ; Krátká, Lucie (advisor)
The aim of thesis is acquaint with possibilities of fixation biological tissues. Choose a suitable tissue and fix it with formaldehyde and another fixator. Last but not least make measurements which determine effects of formaldehyde on the relaxation time of biological tissues. Mice brains were chosen as a suitable for tissues fixation. Measuring effects of formaldehyde and another fixator to relaxation time carried out at the Institute of Scientific Instuments Academy of Sciences of the Czech Republic.
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Fixation and Mutation
Maloušková, Drahomíra ; Nikitová, Alice (referee) ; Artamonov, Vasil (advisor)
My ending Bachelor work related with all my work in school across my stadies here in FFA of BUT in Brno. Obssesive collectibles of different things and materials are my starting point. My father have this behavioral disorder, and it is really inspirated for me. In fact, I will present cca 13 oil paintings about some objects from his collection and relationships between these in space and time.
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Development of Endoprosthesis.
Řehák, Kamil ; Houfek, Martin (referee) ; Florian, Zdeněk (advisor)
This bachelor’s thesis deals with the problems of the development of total endoprosthesis. The work contains the history of endoprosthesis and the present day description of made and used types of endoprosthesis. In the conclusion there is foreshadowed the development of joints’ surgical implants.
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Nasal Fixation by Methamphetamine Users
VĚTROVSKÁ, Lucie
The diploma thesis theme, which I have chosen, Addiction to the nasal use of pervitin, is based on my long-term interest in this subject.One of the factors that may be important in the study of any drug problem is the ritual. Rituals here may appear on several levels - it may contribute to the formation and maintenance of a dependency, in the application itself (creation of "lines" on the mirror, the use of identity cards, sniffing with a rolled banknote, etc.) and can take various forms (e.g., group or individual) (Holzbachova, 1999). For my thesis, I have chosen the method of qualitative research. The basic approach of qualitative research includes the grounded theory. The aim of the thesis is to analyze and describe the different aspects of ritual behavior of nasal drug users. The research question was to discover, which aspects of ritual occur in nasal drug users. As it is described in literature, all drug users ritualize the drug application to some extent. This represents stylized and routine behavior that occurs during drug use. There are situations, like the procurement of drugs, methods of taking, activities following the use of drugs and the ways to prevent the negative effects of drugs (Grund, 1993). During an interview, two of the interviewees said the word "ritual". Cyril considers it a ritual and the activities precede sniffing. These are activities associated with the hunt for the drug, the journey to the drug and the nervousness "before trip", which according to him is stronger than the feeling of drug application. Dana describes the application procedure as a ritual. However, she describes as ritualistic her behavior during the purchase of a sufficient supply of cigarettes for intoxication or when applying the drug on the toilet seat, wiping the toilet boards before the actual preparation of the drug for application. Although the other two interviewees did not use the word ritual in their answers directly, some ritualistic elements signaled a routine behavior in conducting the drugs process by them as well. In general, we assume that the thesis can contribute to the discussion about the ritual aspects of drug users. This work brings in new information about the rituals of nasal drug users. We anticipate publication in a professional periodical.
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X-ray imaging methods in veterinary medicine
KRONUSOVÁ, Kateřina
In modern times, the X-ray examination already has a permanent position in veterinary medicine when diagnosing various diseases. It is possible to use it to obtain detailed information about the shape, size, boundary, placement and even the internal structure of different organs. In order to get the largest amount of diagnostic information possible it is necessary that the X-ray examination be properly directed and executed with technological perfection. The results, i.e. the X-ray images, must be systematically, thoroughly and objectively analyzed and correctly incorporated into the overall clinical diagnosis. That{\crq}s why each X-ray worker must have a good knowledge of both medicinal and physical chemistry. The introduction of this thesis is dedicated to the general principles of a veterinary X-ray imaging such as exposure parameters or the geometry of a picture. Of course, the necessary protection against ionising radiation is also mentioned in this section. The central part of my work is composed of a summary and description of projections used in veterinary examining labs and clinics. I have focused primarily on dog and cat projections as they are the animals most frequently examined in veterinary clinics. Besides native projections, a certain part of my work is dedicated to examinations using contrast mediums. Another part is dedicated to the X-ray examination of exotic and small animals such as reptiles and birds. Throughout the paper, I have tried to use pictures as much as possible because I consider their example to be necessary in order to correctly understand the making of the projections. Since my goal was also to find out and analyse the utilisation rate of X-ray imaging methods in veterinary offices and clinics within the territory of the capital city of Prague, in the other part of my work there is elaborated information which was obtained with the help of questionnaires from veterinary work places and also information which was given to me by the State Office for Nuclear Safety.
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