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Mortgage crisis
Aleksandrova, Natalia ; Šoltés, Viktor (advisor)
Work is focused on the causes, running and consequences of mortgage crisis in the U.S., it consists of three main chapters. The first chapter focuses on the description of the general and specific components of American mortgage market. Examines the elements and processes associated with mortgage loans. The aim of this chapter is to understand the principle on which the mortgage market in the U.S. stands, fixing mortgage industry to the financial system and an explanation of assumptions that in the future caused that crisis. The second chapter describes the key events both before the crisis, which had big influence on its creation, and the second event of the crisis itself. The third chapter informs about the consequences of the crisis, especially about the activities rescuing the financial world and find people who are responsible for the damage.
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Role of credit derivatives in US mortgage crisis
Münchová, Tereza ; Taušer, Josef (advisor) ; Čan, Jan (referee)
Credit derivatives are one of the most often discussed instruments which influenced the mortgage crisis in USA and consequently also the global financial crisis. Credit derivatives are complex instruments. The aim of this thesis is to describe credit derivatives, dealing with them, analyse the situation on the housing market in USA, determine what the role of credit derivatives in the crisis was and analyse other factors, which contributed to the creation of the crisis.
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U.S. monetary and fiscal policy since Great Depression to the present
Lochmanová, Kristýna ; Babin, Jan (advisor) ; Čermáková, Klára (referee)
In my bachelor's work I would like to focus on monetary and fiscal policy of the U.S. since the Great Depression to the present. My work will focus especially on three main topics. In the first part I will try to summarize the causes and consequences of the Great Depression, in another part I will pay attention to 1950s and 1960s in which the Keynesian theory prevailed. Finally I will try to find out if there are any common elements of the financial crisis in 1930s and of the current one. Seeing that I want to reveal the causes of the Great Depression, on which I will base my findings later, I will devote a few words to the characteristics of the golden era in the 1920s at the beginning of my work.
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The analysis of the mortgage loans development in the Czech Republic and Slovakia
Trtílek, Pavel ; Radová, Jarmila (advisor)
My Bachelor thesis is focused on the mortgage loans development both in the Czech Republic and Slovakia. In the first part I closely describe the history of mortgage loans, the origins of the mortgage banking in the Czech Republic, the economic environment and factors affecting the mortgage market. The second part deals solely with the mortgage loans development. Therefore every particular type of a mortgage loan is examined regarding their progress in time. The end of this chapter defines the impacts of the financial crisis on the mortgage market and an outlook for the future advance. The last chapter copes with the Slovak mortgage market. In this part I explain the differences and dissimilarities in the development in comparison to the Czech Republic.
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Mortgage crisis in USA - reasons and connections
Šulista, Jan ; Bič, Josef (advisor) ; Krč, Jakub (referee)
This thesis deals with the matter of mortgage crisis that spread over USA in recent years. First part of this work describes main causes of today's financial crisis, especially changes in legislation and financial derivatives. First chapter is also concerned with providing unsound mortgages, which became the main reason for later banking crisis. Second chapter analyses the matter of financial meltdown in US and problems of certain banks. It also describes weaknesses of financial system and its connection to mortgage backed securities. Final part compares today's crisis with the Great Depression and describes official response to the current crisis.
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The mortgage crisis and problems in the housing market in Great Britain
Koukalová, Eva ; Stuchlíková, Zuzana (advisor) ; Popovová, Marie (referee)
This bachelor thesis is divided into 4 chapters. The theoretical introduction explains the theory of financial crises, their kinds, main features, and their causes in general. The second chapter explains the american subprime mortgage crisis, its causes and consequences. The third chapter is dedicated to Great Britain, explains the term "credit crunch", describes the causes of the crisis and current situation. The fourth chapter is focused on the housing market in Great Britain and its state before and after the crisis.
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Asset price bubbles of American markets - causes of their formation, impacts on the economy of the USA and world
Klimo, Ján ; Neumann, Pavel (advisor) ; Jelínek, Tomáš (referee)
The goal of this bachelor thesis is to identify the causes of the formation of asset price bubbles based on the observation of historic cases of price bubbles observed on the American markets, to show their impact on the economy and to project potential scenarios of the current financial crisis. The first chapter introduces basic psychological concepts of the formation of asset price bubbles and explains their macroeconomic implications. The second chapter focuses on specific American asset price bubbles. It applies the theoretical concepts from the first chapter, for each asset price bubble concrete causes and impacts on the economy are described. This section is concluded with a list of their common characteristics. The final chapter analyzes the current financial crisis. It explains its background, causes of the housing bubble and factors leading to its bust. The comparison of stock market crashes and housing market crashes serves as a basis for the projection of possible scenarios of the current financial crisis based on an empirical study of past banking crises. The author thereby presents potential development in five important economic areas: stock markets, housing market, real GDP per capita, unemployment and public debt.
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American mortgage crisis
Lukeš, Filip ; Antoš, Ondřej (advisor) ; Zemplinerová, Alena (referee)
This bachelor thesis is focused on American mortgage crisis. It was highly influenced by book Money, Bank Credit, and Economic Cycles. This book was written by Jesús Huerta de Soto, who uses the theory of Austrian school, which is applicable to contemporary crisis. Austrian theory and another terms related to crisis are explained in the first part. In the second part thesis explain how such a huge crisis occured and in particular is focused on one of the most discussed area -- subprime mortgages. In the third part the consequences of cisis are analysed. In the last part of this thesis situations on mortgage market in the Czech republic is compared with the American mortgage market, impacts of crisis and state reaction on this crisis.
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Causes of the American mortgage crisis
Deutschel, Lukáš ; Antoš, Ondřej (advisor) ; Urban, Luděk (referee)
This bachelor work deals with American mortgage crisis and concentrates on causes of this crisis. The first part of the work describes mortgage market in USA and problem segment of subprime mortgages. The second part analyses causes of the crisis with focusing on origin of housing bubble, monetary policy of FED, role of rating agencies and securitization process. The last part of the work touches on anti-crisis government's actions into U.S. economy.
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Mortgage Credits
Sitová, Radka ; Votava, Libor (advisor) ; Požár, Stanislav (referee)
This graduation theses is primarily focused on mortgage trends in the Czech Republic. In the first part of the work a mortgage is defined, also its brief history, processing, obtaining, paying, each providers, types and forms of state assistances. In the second part the mortgage market in the Czech Republich is described from the begining of providing to the present and also some market determinants which influence the trend. Then it is focused on the origin and the trend of a hypothecary crisis in the USA and its successive spread all over the world. Tendencies of the mortgage market trends are described here, too.
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