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External Economic Imbalance of China
Novák, Jan ; Kuncl, Martin (advisor)
Bachelor thesis deals with external economic balance of China, especially Balance of Payments, International Investment Position and exchange rate of yuan. Theoretical part introduces reader to theme of external economic imbalance, in parallel describes adjustment mechanisms of Current Account balance. Further part observes state of Chinese Balance of Payments, International Investment Position and exchange rate of yuan in recent years. Last part defines main determinants of Current Account, outlines causes of present Current Account surplus and introduces the most appropriate path to its reduction.
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Analysis of student bank accounts using the method of Mystery Shopping
Maňourová, Kateřina ; Horová, Olga (advisor)
Subject of this Bachelor's Thesis is analysis of student bank accounts in Czech republic. The main target was to asses the best student bank account in the country. Best bank account was evaluated based on financial convenience and on the quality of services provided by particular banks. The Thesis is divided into two parts. Theoretical part generally specifies basic concepts used to deal with this subject, is focused on protecting consumer banking and defines marketing research. Practical part describes process of research undertaken in various banks in Czech republic using the method of Mystery Shopping and furthermore contains it's results and recommendations. The outcome of this research is an overview of student bank accounts and their comparison by means of model examples.
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The movement of the tenge exchange rate depending on macroeconomic variables.
Tussupbekov, Anuar ; Kuncl, Martin (advisor)
In this bachelor work I tried to describe the movement of the tenge exchange rate depending on the macroeconomic variables : GDP, inflation, import,export, current account balance of payments. The first part contains the general theory of exchange rate and it`s determinants. The second part describes the movement of the tenge exchange rate during the period from creation to 2009. The third part contains an explanation of the theory of Resouce Curse and its relation with the movement of the tenge exchange rate.
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Deposit operations
ŠTEFKO, Martin
This bachelor thesis deals with deposit operations of banks that are provided for clients. It is focusing principally on the bearing interest of this operations and their description as products of selected banks {--} Česká spořitelna, Československá obchodní banka and Komerční banka. The aim of this bachelor work is to show how particular types of selected operations are paid interest on, and at the same time to show the calculation of the interest in a clear and understandable way. The partial aim of work is comparison of products that are provided by selected banks. The comparison is based on advantages that are results of more profitable benefits and on a higher interest rate. Calculation of interest is applied on rates of three selected banks.
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Personal and family budget
Michalička, Jan ; Smrčka, Luboš (advisor) ; Zajíc, Ladislav (referee)
The aim of this bachelor work is to bring theoretical and practical knowledges about making up family budget. The work is divided into three parts. First part is about basic principles, that must be adhered in order to make up a family and personal budget. Second part is about theoretical and practical knowledges concerning about the issue of personal portfolio. This part contains comparation of financial products, that can be used by building up a family budget. Second part can be also used as a source for choosing the suitable financial product. Last practical part is about making up a financial plan by using knowledges from previous two parts of the work.
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Analysis and description of progress of balance of payments in India
Sedliak, Tomáš ; Ondřich, Libor (advisor)
This work is concerned with the analysis and description of progress of balance of payments in India during the years 1975--2008. In the theoretical part there is a brief description of the structure of partial functions of balance of payments and also displaying ability of the balances of balance of payments. Furthermore, there is a historical-economic development of India in this part. The practical part is concerned with demonstration and interpretation of individual accounts development and of the balances of balance of payments.
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Bank charges related to the current account
Jetmarová, Petra ; Půlpánová, Stanislava (advisor)
The subject of the bachelor work is to compare the bank charges at the chosen financial institutions, particularly Société Générale S.A and the subsidiary institution of Komercni Bank a.s. First is a part describing the significant changes that have arisen from the new Payment System Law. This is followed by the brief characteristics of the bank institutions. The principal part is devoted to the analyses of the bank charges to set and to maintenance a current account. These charges are not a part of any special bank package. The evaluation of the final group of the products and the services is at the conclusion of this work.
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U.S External Economic Balance
Kouřilová, Eva ; Taušer, Josef (advisor) ; Černá, Iveta (referee)
Diploma thesis deals with the US external economic balance, particularly balance of payments, international investment position, indebtness and the dollar exchange rate. The first part includes the theoretical approach to external economic balance and related terms. Furthermore, I focus on the status of current and financial account of the United States in detail. Here I evaluate the balances of BOP parts and search for the explanation of this situation. I also focus on international investment position of the United States, the development of foreign direct investment and debt indicators. The work also contains a detailed analysis of the U.S. balance of payments for the years 2004 - 2008. The last section is a treatise on the history of the dollar, development of its rate, expected future developments and relationships with U.S. major trading partner, China.
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Analysis of Banking Products for Entrepreneurs and Firms - differences of the offer provided by Czech banks in comparison with banks abroad
Štěchová, Petra ; Votava, Libor (advisor)
The use of banking products is an integral part of business. For this reason, the theoretical part of the work focuses on the general description. It also highlights the benefits of optimization in this sphere. It also indicates the differences between Czech and European banks, which are most obvious in the bank charges. They discussed the impact of financial crisis, affecting in particular the availability of credit. Practical part of the work focuses on the comparison of products, namely the current accounts of domestic and foreign bank -- ČSOB and Deutsche Bank. The result of this analysis is greater partiality for the establishment of current account at a bank in the Czech Republic. In addition, bank products are analyzed, leading joint-stock company CZ LOKO, which are mentioned experience with their use. Subsequently, the company CZ LOKO recommended a new current account, which is based on the comparison of bids for five lesser-known banks. From this analysis came to establish a new account at a branch of Austrian Oberbank AG, based in the Czech Republic. Finally, carry out a survey on the use of banking products, which demonstrated that all of today's entrepreneurs, to a lesser or greater extent, using bank's services.
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Bank charges related to the current account
Mazancová, Hana ; Hradil, Dušan (advisor)
This bachelor thesis named "Bank charges related to the current account", describes banking facilities and charges, which are offered to current account. This thesis aim is the description of primary bank charge types and their comparison among selected Czech banks. The outcome is to choose, which bank offers its services cheaper and then to find the possibility, how to decrease bank charges. The way how to achieve the result, is to analyse bank tariffs and to create fictive bank client.
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