|
|
Analysis and Comparison of Loans Offered by Banks in the Czech Republic
Konůpková, Michaela ; Řezníček, Josef (referee) ; Zeman, Václav (advisor)
This thesis deals with the analysis of loans offered by banks and non-banking insittutions in the current conditions of the Czech Republic. The first part deals with loans, what their principles and risks are and deals with lending and the development of providing such a loan. The second part focuses on analysis of consumer-purpose loans to selected banks and non-banking insittutions provided to natural person non- businessman, which are then compared. Based on the comparison of selected banks and non-banking insittutions the best option intended for consumer credit provided are based on the comparison of selected banks on a model example.
|
|
| |
|
| |
|
| |
|
|
External Financing of the Construction of a Manufacturing Hall
Vágner, David ; Zavadilová, Hana (referee) ; Ptáček, Roman (advisor)
The diploma thesis deals with the problems of external financing company LAZAM CZ s. r. o. The first, theoretical, part contains general discussion about the possibilities of external financing of the company, mainly through credit drawing one of the banks operating in the Czech Republic. The method is literature review. Second, analytic, part then solves selection of company and it’s product, which is suitable for company LAZAM CZ s. r. o. It is used several methods of evaluating the situation of the company and it’s surroundings. The analysis and used methods are aimed to fulfill the main goal set thesis.
|
|
|
Financial analysis of J&T BANK
Krtička, Pavel ; Fičura, Milan (advisor) ; Galuška, Jiří (referee)
The aim of this thesis is to assess the financial health of the company J&T BANK for the five-year economic period from 2010 to 2014 based on various methods of financial analysis. The entire thesis is structurally divided into two main parts. The first part, purely of a theoretical nature, deals with the very financial analysis, or its main aspects, which can comprehensively evaluate the bank's performance using financial and analytical methods. In the second part, there is application of the selected methods, which were introduced in the theoretical part, on the bank. First, absolute and ratio indicators are analysed-also in the context of the bank's competitive position-which are then supplemented by a detailed breakdown of return on equity, results of selected prediction models of financial distress, and SWOT analysis. In the conclusion, the thesis sums up all partial results obtained, which are then used for the prediction and evaluation of the overall financial situation of the company.
|
|
|
The importance of foreign investment for the development of the banking sector of Ukraine
Andrianova, Anna ; Zetek, Pavel (advisor) ; Špániková, Kateřina (referee)
In my thesis I analyze the development of foreign direct investment in the banking system of Ukraine and the ukrainian market assessments of attractiveness for foreign investors. The theoretical part is devoted to the description of the banking system of Ukraine, the basic features of foreign direct investment and consequences of the inflow of such investment. The practical part is focused on the analysis of the basic economic indicators of the Ukrainian banking sector and the level of concentration of the banking market. The conclusion demonstrates that the banking sector of Ukraine has shown a significant improvement in recent years due to the entry of foreign investors (banks). At the same time, there are still some barriers, which government authorities should continue to deal with.
|
|
|
Internal audit and internal control system of commercial bank
Chytilová, Alice ; Půlpánová, Stanislava (advisor) ; Radová, Jarmila (referee)
The bachelor thesis is focused on characterization of internal bank audit and internal control system in the bank. In the beginning the basic principles and goals of internal audit are described, legislation of internal bank audit and personality of internal auditor are determined subsequently. In the next part there is explained the position of internal audit in bank organization structure and recommended organization of internal audit department. For better illustration the possibilities of organization are enclosed. After that the internal control bank system is defined and the role of internal audit in this system. In conclusion author pays attention to description of internal bank audit process. The thesis is focused on environment of commercial banks in the Czech Republic.
|
|
|
Problems of the Banking Fees
BRZÁK, Tomáš
My thesis concentrates on the problems of the banking fees of banks in Czech Republic and Germany. It aims to examine the bank fees from the bank customers{\crq} point of view, and witch regard to the importance of the bank{\crq}s profit formation by analyzing and comparing bank politics in the Czech Republic and Germany. This thesis consists of two parts: theoretical and practical one. The theoretical part focuses on analyzing different types of bank schemes, their advantages and disadvantages and various types of banks existing in the market, and also on the scope of integral rate license. Last but not least, it deals with the analysis of the new Basel II which supports the stability of the financial system and competitive environment. The theoretical part also informs about the structure of the bank system in Germany and the competence of various bank institutions. The practical part similarly concentrates on analyzing the level of costs and commissions in relation to pecuniary gain of banks in Czech Republic and Germany. It also compares the banks on the basis of various indicators, such as for example the total assets, capital assets, number of business opportunities and net profit. Besides, it contains the level and progression of various fees of specific services over the last years, the pricing of bank deals and also all sorts of surveys like the most ridiculous fee, the bank with the best provided service and the bank with the best arranged scale of charges. Apart from that, it looks into the consumers{\crq} awareness about tariff changes in Czech Republic as well as Germany and it also focuses on the rules of conduct that the banks agreed on in order to improve the quality of the services for their customers.
|
|
|
CSR and its utilization in Czech firms
Koubková, Karolína ; Hadrabová, Alena (advisor) ; Remtová, Květa (referee)
The topic of this diploma thesis is Corporate Social Responsibility (CSR), with prominent attention paid to the environmental aspect. One of the main targets of this thesis is to analyze the attitude of companies to the CSR and to answer the key question -- why do firms deal with CSR and how can it influence their business. The theoretical part of the thesis describes the meaning of the CSR concept and it also contains an analysis of its individual benefits. The standards related to CSR are also discussed, with the inclusion of ISO 26000. The practical part shows examples of the attitude and approach of some selected companies towards socially responsible behaviour. Firstly, their activities in the environmental area are presented and an interpretation of how these companies perceive benefits of the CSR concept follows. Another target of this thesis is to evaluate if the CSR concept should be normalized. That is why it was important to include a part showing the opinion of some companies about the CSR norms. The final part includes all findings reached while writing this diploma thesis and an answer to the key question -- why companies make use of the CSR -- is provided.
|
guest ::
