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Analyse of economy of chosen Czech health insurance companies
Smialková, Monika ; Maaytová, Alena (advisor) ; Urbánek, Václav (referee)
This diploma thesis analyse economy of chosen Czech health insurance companies and the impact of a factor of demographic structure. Main part of the thesis is an analysis of economy of health insurance companies. The thesis is divided into four parts. First chapter represents theoretical base for analysis as a whole and describe health system and subjects, which take place there. Second chapter is focused on selection criteria to choose insurance companies, which are subjects to investigation and their short introduction. In the third and the central part of the work are used theoretical knowledge got from health regulation or books, especially information took from annual reports and bases institutions as ÚZIS or ČSÚ. In the final part is made evaluation of information learned and their further use.
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Logistic in the non-state healt institution
Baráthová, Andrea ; Mervart, Michal (advisor) ; Smrčka, Václav (referee)
Bachelor thesis specializes in the history of the healt care and logistics processes of the non-state healt institution in company ESME, s. r. o. Theoretic part describes a history of healt care and researches developing logistics of the health care. Practical part analyses present condition and proces of the company (purchase of the material, recruitment of the customers, information system, hygiene in the healt department) and suggestes improvement logistic processes in the company.
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The health insurance system in the Czech Republic and neighbouring countries
Pinkeová, Jana ; Bílková, Diana (advisor) ; Löster, Tomáš (referee)
Thesis introduces the health insurance system in the Czech Republic and neighbouring countries. Currently the health insurance and health care itself is a very widely discussed topic, and that's why it is appropriate to analyze the total expenditure on health care, and the receipts and expenditures of the health insurance companies. By the help of the time series and smoothing by a suitable trendy function there are estimated individual expenditures and receipts in 2010, which have not been published yet. In the last part we compare the Czech Republic with neighbouring countries, how much they pay for health insurance, which is shown in the simple example, and how much they must pay at the doctor's.
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The issue of public health insurance in the Czech Republic with focus on the rights and obligations of premium payers
BLAŽKOVÁ, Zdeňka
Public health insurance system with more health insurance companies fully operates in the Czech Republic since 1 January 1993. The main task of health insurance companies is collection of health insurance premiums from premium payers and reimbursement of health care to medical facilities. Legal regulations governing public health insurance in our country have changed a lot since 1993. The basic principle of our public health insurance system is the principle of solidarity. Participation in public health insurance does not depend on the decision of a citizen, but is legally required. The fundamental rights of each insured person are the right to choose a health insurance company and the right to choose a doctor or medical facility which is under contract with health insurance company of the policy holder. The theoretical part of the thesis describes basic concepts and legal regulations of public health insurance in the Czech Republic, with the help of available literature. In more detail it deals with obligations of individual groups of health insurance premium payers to health insurance company and property sanctions which can be imposed by respective health insurance company. The objective of the practical part of this thesis was to make a survey of legal awareness of policy holders {--} premium payers about their obligations under existing legislation. Two hypotheses were set in line with this objective. Hypothesis number one assumes that university graduates are more aware of obligations of the policy holder {--} public health insurance premium payer than policy holders with lower education. Hypothesis number two assumes that policy holders under the age of 50 years are more aware of obligations of the policyholder - public health insurance premium payer than policy holders aged 50 years and over. Quantitative research, method of questioning was chosen to test the hypotheses. To collect data the questionnaire technique was used. Both hypotheses were confirmed based on research findings. Objective of the thesis has been achieved. Results of the thesis may be used to increase public awareness in this area and as a base for printing information materials for health insurance companies.
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Regulatory fees in healthcare from the perspective of the public
KOLLÁROVÁ, Iva
Part of the Czech healthcare system is public health insurance and health care is paid to beneficiaries from its funds. From 1.1.2008 a new system of regulatory fees and annual protective limit forms its part. Regulatory fees were introduced by Act No. 261/2007 Coll. about stabilizing public budgets, which amended many laws, in this case also the Act No. 48/1997 Coll., about public health insurance. The reason for their introduction should be reduction of inefficiency of health care and, consequently, reduction of health care costs, reduction of misuse of health services, as well as increase in revenues of medical facilities. Funds saved should be used to improve medical care, to treat sick people and to finance expensive medical services. The objective of my thesis was to make a survey of public opinion on the introduction of regulatory fees. In the theoretical part I briefly described basic concepts relating to public health service, health policy, insurance and in detail I mentioned functioning of regulatory fees and the annual protection limit. In the practical part I used quantitative research, method of interviewing, data collection was performed using the questionnaire technique and then also secondary analysis of data. For the research section one statistical sample was established {--} the public of South Bohemia. Based on available literature I stated 2 hypotheses, both of which were confirmed by the research. Research pointed at the diversity of views and perception of regulatory fees among citizens. Citizens´ awareness certainly also affects the issue of regulatory fees, and the awareness, as revealed in the survey, has been improving compared to previous years. Regulatory fees in health care in the Czech Republic have become a most discussed topic. But this step is only the first step, unfortunately still unpopular with many people, and it should lead to step-by-step implementation of planned changes in health care. I think that compared to previous years an increasing number of citizens understand the purpose of regulatory fees and they realize that modern medicine is very expensive and that from the current health insurance system it is not always possible to grant all care to everyone. In my opinion, the introduction of regulatory fees is a very important step for our health care, but it will be necessary to improve some legal details and gain greater public trust so that the purpose that these fees should have would be reached. The thesis could serve as an information brochure, study material, or respondents´ views and the research findings could be used in other studies for comparison.
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Level on public knowledge concerning of helth insurence policy
ŘEHÁKOVÁ, Jana
Public health insurance is an important part of the Czech health system. In the Czech Republic the model of national health insurance is administered using system of several insurance companies. The main target of these companies is to collect insurance rate from the payers and to cover health care provided to the insuree. The aim of this work is to map and assess professional and non - professional public knowledge of the system of the public health insurance. Three goals were set within the work. The first one was to find out the level of the professional public knowledge of the public health insurance. The second one was to find out the level of the non - professional public knowledge of the public health insurance. The third one was to compare both groups knowledge of the public health insurance. To realize the above mentioned aims three hypotheses were set. Hypothesis No.1: Most of the professional public is informed about the valid legal arrangement of the public health insurance. Hypothesis No. 2: Most of the non -professional public is informed about the valid legal arrangement of the public health insurance. Hypothesis No. 3: There is no difference between the professional and non - professional public knowledge of the valid legal arrangement of the public health insurance. To prove the set hypotheses the form of quantitative research was used. The technique of questionnaire was used for data collecting. For practical part the identical questionnaire for both professional and non - professional public was used. The research group of the questionnaire investigation was formed by respondents living and working in České Budějovice. The professional public within the research work was formed by people who work or worked in the health or social sphere. The final research group was formed by 200 respondents of professional and 200 respondents of non - professional public. The target of the thesis and partial aims were accomplished. The first two hypotheses were proved. The third one was not proved by the research work. It has been investigated what areas is professional and non - professional public most or less informed in. The results of the research work may be used for publication in the professional journals.
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Public Health Insurance and Competition of Insurance Companies
ŠTROBLOVÁ, Nikola
The duty to have a health insurance and the right to choose a health insurance company are stated, in the Czech Republic, by law nr. 48/1997 of legal code (on public health insurance). Nowadays, people have a choice of eleven health insurance companies whose main responsibility is to collect premiums from the insured and thereby cover the expenses made by medical facilities when taking care of these people. In my bachelor thesis, I used quantitative research and, more specifically, the method of inquiry. To collect the data I chose the questionnaire technique. This research based on questionnaire was conducted among the inhabitants of Klatovy who represented the main set for the analysis. The group consisted of 200 respondents. The goal of my bachelor thesis was to asses the level of satisfaction among clients with their current health insurance company. In the thesis were set the following hypotheses. Hypothesis nr.1: The insured are content with the services offered by their health insurance company. Hypothesis nr.2: The insured choose their health insurance company by the offer of above-standard services. Hypothesis nr.3: Women are more interested in the offer of above-standard services than men. According to the results of the questionnaire-based inquiry, all the above-listed hypotheses proved correct. The research has showed that the inhabitants of Klatovy are satisfied with their current health insurance company.
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Health insurance from the position of a citizen
FILAŘOVÁ, Marie
Health insurance can be divided into two basic categories, the public health insurance and the private health insurance. The basic form of the care is financed by the legal insurance through nine health insurance companies, the duty ofbeing insured is set by the law as well. I used quantity research and interviewing technique in my diploma work. Data collection was made by a questionnaire. Investigating sample was made up by 100 respondents. They were all the town Písek citizens chosen by the criteria of age between 26 - 65 years old. The aim of my diploma work was to give a view of the Czech Republic citizen on health insurance. In agreement with the aim of my work, I set three hypotheses. The results ofthis work will be used in school curriculum and moreover, they could be used as the basis for optionallegislative bills of regulation changes conceming to health insurance.
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The comparison of systems of health insurance in the Czech republic and in the United States of America
Benešová, Kristýna ; Písař, Pavel (advisor) ; Chalupníček, Pavel (referee)
The main purpose of my bachelor's work is to analyse the system of health insurance in the Czech Republic in comparison with the system established in the United States of America. The choice of these two countries is wholly intentional, because I would like to show the strong points and possible weaknesses of these two absolutely different systems. I shortly summarize the general principles of providing the public and private health insurance in the introductory part of my bachelor's work. Then I go over to the specific systems used in these two countries. I point out the defects of the public health insurance on an example of the Czech Republic, particularly its inefficiency and actual problems. I focus on an example of the USA in the next chapter, where is the private health insurance based on a voluntary base provided. I compare real indicators of these two countries in the analytical part of my work, e.g. the total expenditures on the health care etc. In this analysis I consider a rate of the efficiency, solidarity, accessibility and quality of the provided health care in these different systems. In conclusion I sum up the results of my analysis and consider whether and possibly in which way the Czech system of health insurance could be inspired by the American system.
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