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Optimal Domestic Investment Portfolio Proposal
Veselý, Jiří ; Wágnerová, Dagmar (referee) ; Škapa, Stanislav (advisor)
This bachelor´s thesis will be focused on the structure of investments made by two czech families. There will be also made an analysis of family income and outcome and its optimalisation. Counting will be on the base of financial mathematics. As outcome I can consider the summary of most riskful family market decisions and the proposal of its solutions where will be meant acceptable risk. The emphasis is placed on the structure of the final portfolio as well as on its dynamic devolopement in the course of time.
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Risk Assessment of Selected Methods of Retirement Saving
Vojáčková, Šárka ; Toman,, Petr (referee) ; Ptáček, Roman (advisor)
The Master Thesis „Risk Assessment of Selected Methods of Retirement Saving“ deals with retirement savings risk assessment in three selected alternatives. The theoretical part focuses on the collection and processing of data: II. pillar, Unit Linked Insurance and separate investments. Companies representing all the different alternatives are selected and described. In the second part of the Master thesis are calculated models of alternatives. The risk analysis for all considering saving options is carried out by Ripran Method.
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Comparing of investment and saving possibilities for common clients in the Czech Republic.
ŠIMEK, Marek
The aim of this final work is to compare different saving and investment possibilities for common clients in the Czech Republic and also to explain basic terms relating to investments and financial products. This work mostly deals with "magic triangle", where dominant criteria are profit, risk and cash position. Furthermore, methods of different types of variants´ evaluation and setting scale methods, which were applied on three different products for three diverse types of clients, are explained here. Advantges of these methods are that they impeach importance of criteria chosen by a client. Particular offers are rated this way and ordered from the best option to the worst.
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The state support of the building savings
Švec, Daniel ; Urbánek, Václav (advisor) ; Moravcová, Jana (referee)
In this diploma thesis I have dealt with the description of the most significant public expenditures, mandatory expenditures. I have focused on building savings, the state support for building savings and the profitableness of building savings as a whole. In the first part of the work, different types of public expenditures are defined and categorized; you may also find there a definition of mandatory expenditures. This section also contains the historical development of building savings to the current form and the development of the basic indicators of building savings in the Czech Republic. Another part is devoted to legislative regulation of building savings; this section also contains the development of the state support and its impact on the state budget. The third, analytical part contains an analysis of microeconomic benefits and macroeconomic consequences for the economy. In this part I analyze the profitability of the savings phase and the cost of credit phase of the building savings, compared with the selected alternative products. At the end of this chapter I will try to offer a picture of the possible forms of the building savings in the future.
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Investment Options Population in the Czech Republic
Houska, Zbyněk ; Bartošová, Jitka (advisor) ; Bína, Vladislav (referee)
The aim of my thesis is to describe the functioning of capital markets in the Czech Republic and investment opportunities these markets offer the people of the Czech Republic . In the individual chapters, I will describe the potential risks that accompany the investment instruments, and recommend what position relative to the detected data on individual investments take. In conclusion, I will acquaint the reader with the attitude of Czech households for investments and debt and recommend what investment portfolio should take in order to ensure smooth functioning.
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Automatic data update of financial products
BÁRTA, Jakub
Tato bakalářská práce se zabývá vývojem aplikace s automaticky aktualizovanou databází v programovacím jazyku Java. Jsou zde popsány ekonomické oblasti sou-visející s danou aplikací a vysvětleny nejdůležitější rysy objektově orientovaného programování, Javy a vývojového prostředí Netbeans. Následuje popis vývoje aplikace, který demonstruje možnosti práce se zmíněným programovacím jazykem. Popis ekonomických oblastí se týká především investování, spoření a vybrané finanční společnosti. Aplikace by tedy měla sloužit jako pomůcka pro práci s těmito pojmy, informování se o finančních produktech a složité kalkulování. Jako testovací subjekt byl zvolen pojišťovací koncern Allianz. Jednotlivé ukázky vývoje programu jsou zvoleny tak, aby čtenář získal dostatek informací o tom, jak funguje a jak se při jeho tvorbě postupovalo.
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Utilization of Mathematical Methods to Evaluate Savings Accounts
JONÁŠOVÁ, Jana
The goal of this dissertation is to show the way how to compare various bank offers by means of variations' multi criterial assessment and to explain the workings of savings accounts. The methods were applied to 10 savings accounts. The advantage of these methods is the fact that they take into consideration the importance of criterions chosen by clients themselves. As a result, the individual savings accounts are listed in order from the best to the worst. Thus the best option determined directly to the client can be recommended to him. There are 5 various methods by which the rankings can be determined. The results are more accurate and the client can get the absolutely right option's recommendation.
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The role of the private sector in pension system of Czech Republic
Farbiak, Marek ; Krebs, Vojtěch (advisor) ; Prachař, Ondřej (referee)
The main aim of the thesis is to give comprehensive overview on the issue of pension reform in order to clarify, with political-economic and socio-economic context, the position and role of the private sector in pension system of Czech Republic and evaluate whether it is sufficient form of security for old age. The thesis analyzed trends, with specific meaning and influence of the social situation in the EU. There was made the description of pension system of Chile, Poland, Slovakia, Hungary, Lithuania, USA, France and Germany. The thesis also analyzed the pre-reform and after-reform pension system in Czech Republic. The last chapter was dedicated to a case study focusing on the simulation with respect of different age and income of various persons. The conclusion showed partial opt-out preference for younger people with long term savings, or older people with income at least above 40.000,-CZK. It also proved benefits of additional savings, especially with state aid, tax relief and employer contribution. The thesis proved the fact that private sector is able to provide the security for old age people only with sufficiently high income, sufficiently long period of savings and also only with personal responsibility of every person alone. In all other cases the savings in private sector must be comprehend as an additional saving and not as an adequate substitute for state pension.
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Old Age Financial Securing Possibilities
Hruška, Jan ; Smrčka, Luboš (advisor) ; Zámečník, Petr (referee)
The objective of the thesis is to introduce and compare old age financial securing possibilities. The work is not focused on macroeconomic rating of the pension system in the Czech Republic but on individual coping with fixed conditions and finding an optimal way to old age securing with the help of private saving. The thesis has been divided into two parts. In the first one the current pension system has been partially presented and particular saving possibilities have been introduced. The second part has been devoted to a calculation of particular saving forms advantageousness and it has been finished with a recommended saving plan.
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