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Economic Development and Fight against Poverty in Kenya
Osičková, Martina ; Stuchlíková, Zuzana (advisor) ; Pavlík, Petr (referee)
The thesis discusses economic development and fight against poverty in Kenya.The aim is to prove that the development assistance is not the the main incentive for the economic development in Kenya and the kenyan government should focus on alternative development paths. The paper tries to analyze development assistance and to find arguments against it, describes other forms of capital inflow, such as foreign trade, foreign investment and microfinance. The first chapter defines the basic concepts and puts the arguments for and against development aid. The second chapter discusses alternative paths of development. In the third chapter the paper starts with the analytical section where political and economic situation in Kenya, development aid and business environment are analyzed. The importance of foreign trade, foreign investment and microfinance is demonstrated. The last chapter analyzes the selected microfinance institutions in Kenya and it contains a case study from the field.
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New trends in microfinance
Monyoková, Dominika ; Zetek, Pavel (advisor) ; Matejašák, Milan (referee)
This bachelor thesis deals with the issue of microfinance, with an emphasis on certain trends in this sector. Previous findings describing the origin, meaning and the basic characteristics of the microfinance sector, which this market actually differ from the other business models, are summarized in theoretical part. Practical part is focused on selected region of Asia. Detailed analysis examines certain trends in microfinance development, especially the range of products, method of financing, risk level of operations and financial efficiency. In conclusion, the findings show that despite the considerable development of microfinance sector, the market still faces many challenges.
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Importance of microfinance for development in Central Asia
Pavlíček, Jiří ; Šaroch, Stanislav (advisor) ; Kašpar, Václav (referee)
Diploma thesis aims at analysing impacts of microfinance on economimies of particular countries in Central Asia region. Kyrgyzstan, Tajikistan and Kazakhstan were chosen for the analysis. First part of the thesis characterizes socioeconomic development and situation in selected countries. Second part of the thesis analyses specific form of microfinance and governments' attitude to this area of financial sector. The last part of the thesis compares impacts of microfinance on chosen economies with each other. It also deals with comparation of microfinance system in Central Asia and vision of Muhammad Yunus, pioneer of modern microfinance.
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Microfinance - interregionální komparace
Harmincová, Zuzana ; Janda, Karel (advisor) ; Zetek, Pavel (referee)
In the introduction of the master thesis, the historical development and the reasons for the emergence of microfinance are described. The thesis focuses on comparison of the functioning of microfinance in various developing regions of the world, as well as on the analysis of the overall functioning, effectiveness, strengths and weaknesses, potential threats and opportunities in the microfinance markets. The conclusion offers several possibilities and insights on how microfinance could be more efficient in financial terms. The thesis also presents a brief evaluation of the benefits of microfinance and based on findings provides a prediction of further development of microfinance.
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Microfinance sector in Latin America with the focus on Mexico
Žiaková, Silvia ; Pavlík, Petr (advisor) ; De Castro, Tereza (referee)
This master thesis deals with the theme of microfinance as a modern form of development aid in the world and analyzes the microfinance sector in Latin America, with a sharper focus on country Mexico. The work is divided into four chapters, which tries to answer two predetermined hypotheses. The first chapter is devoted to the question of poverty and the definition of microfinance and microfinance institutions. The second chapter focuses on microfinance as an investment opportunity for investor and describes the typical recipient of microloans. Another section is specifically focused on the analysis of the microfinance sector in LA and Mexico from year 2007 to 2012. At the end of the work are presented selected MFI in Mexico: the MFI FINCA and MFI Pro Mujer.
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Mikrofinance v Mongolsku a v Centrální Asii
Turbat, Batbayar ; Janda, Karel (advisor) ; Leová, Simona (referee)
The theoretical literature on Microfinance claims that Microfinance methodology can help alleviate the poverty. Mongolia is one of the countries where Microfinance is implemented and said to be successful in building a deeper and broader access to financial services. The purpose of this paper is to investigate how well Microfinance is being implemented in Mongolia and what the current practice is and, most importantly, how well the microfinance methodology works. In order to answer the last question, data collected from the proximity of the Central Asian Region including Mongolia was used. Nowadays there are number of microfinance institutions operating Mongolia such as Xacbank, Credit Mongolia. Despite the previously informal microfinance bodies such pawnshops, it appears that there was still some room on the market for Microfinance to fit in. The achievements of these Microfinance institutions are remarkable given Mongolia's extremely low population density and weak infrastructure. Research on the effectiveness of microfinance methodologies are in demand. Therefore, this paper offers research on microfinance practices such as group lending, rural lending and targeting women as well. A panel data of 90 microfinance institutions in 8 countries from the region was used. The result is rather mixed. Targeting women and lending to the rural customers seem to be working. However, group lending is found to be increasing portfolio risk and while having no effect on the financial revenue and the profitability.
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Postconflict Reconstruction in Afghanistan and Contribution of Microfinance
Bizoňová, Jana ; Knotková, Vladimíra (advisor) ; Matějka, Zdeněk (referee)
Despite the huge financial contribution of the international community the postconflict reconstruction in Afghanistan does not proceed within the initial expectations. Due to unstable situation, high level of corruption and inefficient state administration, the help does not flow to the ones, whom it is determined in the first place - the poorest habitants of the country. In this context the microfinance, resp. the microcredits, seem to be the right complementary tool of economic reconstruction as they provide the poorest with the access to the financial resources. The aim of this thesis is to assess, if Afganistan meets pre-defined conditions of a successful implementation of microfinance by using fundamental knowledge of postconflict reconstruction and possible contribution of microfinance.
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Microfinance and microcredit in developing countries
Hlinková, Soňa ; Zetek, Pavel (advisor) ; Janda, Karel (referee)
The bachelor thesis deals with the fundamental issues of microfinancial sector, describes the birth of the field, priciples of working and defines concrete social benefit for population of the world's poorest regions. Field of interest is also focused on the determination of the main problems of microfinance as well, like high operating costs, lack of regulatory frameworks or an excessive profit greed of investors. The paper continually emphasizes considerable differences between microfinancial and banking sector as well. The significant part is focused on key subjects of the microfinancial market- non-profit and profit microfinancial institutions, which work compares and eventually analyses their efficiency.
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