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Basic Characteristics of the Current Pension Reform in the Czech Republic
Coufal, Vojtěch ; Poláková, Olga (advisor) ; Vebrová, Ludmila (referee)
The Czech Republic as well as the whole of Europe is struggling with a significant aging of the population. As a result of this unfavorable demographic development, the state pension system is becoming financially unsustainable. In this context, there have been discussions about the need for a pension reform at both professional and political level for more than 15 years now. This bachelor thesis provides a comprehensive view of this issue. The essential theoretical framework consists of the classification of pension systems and the characteristics of the Czech pension security. As an analysis of the demographic development, this work shows a need for a comprehensive systemic change. The thesis outlines reform options based largely on the conclusions of the two of Bezděk commissions. The paper analyzes changes in the Czech pension system, focusing on both small and large pension reform. Subsequently, the suitability of the changes and their fiscal and social impact, are evaluated.
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Analysis of pension additional insurance and pension funds in the Czech Republic: a confrontation with foreign countries and vision for the future.
Pacovský, Michal ; Daňhel, Jaroslav (advisor) ; Nýdrlová, Markéta (referee)
This thesis is focused on the analysis of pension additional insurance and related pension funds in the Czech Republic. Pension additional insurance and pension funds are part of the pension system, and specifically the third pillar. Characterize the pension system in the Czech Republic, including news of pension reform and compare with selected foreign pension systems. The main task of pension additional insurance is get together funds in the participant's for retirement age. These funds are collected by pension funds, which in turn invest in financial instruments in the financial markets. Generally, pension funds are regulated, which has an impact on their performance. The work is also focused on the confrontation with foreign pension funds, which includes comaprison of performance of pension funds in selected countries, including inter alia through the Sharpe index. Last but not least the thesis is focused on the future and the development of pension funds in upcoming years
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Stability of pension system in the Czech Republic in coherence with pension reform
Möstl, David ; Krebs, Vojtěch (advisor) ; Kubelková, Karina (referee)
Hardly anyone doubt about the necessity of pension reform nowadays. Opinions how to process the reform differs considerably. The main point of my work is to evaluate preferability of so called opt-out (partial release of financial sources from system based on continuous contribution into fund system) for various income and age groups in order to find out that such measures will not fundamentally threaten stability of pension system in the Czech Republic. Reform changes of pension reform of chosen EU countries are to be characterized in my thesis. I will also evaluate possibilities of aplication of foreign experience in the Czech Republic. The basic methods will be above all the analysis of questionnaire results, mathematical and statistical methods and method of international comparation.
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Chilean pension reform as inspiration for Czech Republic
Michl, Pavel ; Dočkal, Dalibor (advisor) ; Loužek, Marek (referee)
The topic of pension reform is very actual today in many developed countries, including Czech Republic. Pension systems of many countries face difficult problems, which are growing. They are main issues of political and idealogical debates. Chilean pension reform from 1980s, when pension system transformed from pay-as-you-go to capital, could be the inspiration how to deal with many problems that pension systems are facing today. The aim is to analyse Chilean reform and propose those elements, that could be the inspiration for Czech pension reform.
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Penzijní systémy ve východní Asii
Tran, Tra My ; Radová, Jarmila (advisor)
This paper focuses on pension systems in East Asia region. Demographic and economic background is presented besides the basic classification and the recommended structure of a pension system. Development of Chinese, Japanese, South Korean and Singaporean pension systems is then described in detail. Challenges ahead these four countries is outlined in the context of further pension reforms. Finally, pension systems of selected countries are compared with each other.
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taking personal responsibility in the area of securing pensions in the Czech Republic
Möstl, David ; Kubelková, Karina (advisor) ; Krebs, Vojtěch (referee)
In this bachelor thesis, I will be concerned with problems of pensions in the Czech Republic, and in particular of developing one's own capital for pension. At the present time it is a highly discussed topic that is often debated in different media and consulted by prominent experts. Main objective of this thesis is to find out how young people accept their personal responsibility in the area of securing their future income and what role therein is played by factors like age, education, income etc. The method of work is an analysis of the results of a questionnaire enquiry and creation of economical-political recommendations. The opening part attends to the basic characteristics of pension systems, their division and comparison. The second part answers the question why these problems are current, how the state wants to solve them, what subjects, mostly in public administration, deal with their solutions and what their conclusions are. The following part deals with possibilities to prepare capital for pension by one's own means and their comparison in terms of their efficiency for the person. The final part of the thesis analyses my own questionnaire enquiry on this subject.
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Social Policy of EU and comparing models of chosen countries
Slavíčková, Aneta ; Abrhám, Josef (advisor) ; Jiránková, Martina (referee)
My thesis describes social policy of EU and compares social models of three countries - Germany, Denmark and Great Britain. I divided my work into five parts. In the first one I concentrate on history, tools and function of social policy. In other four parts I pay attention to employment policy, educational policy, pension systems and to poverty and social exclusion. In all these parts of social policy I compare activities of those three countries mentioned above.
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Pension system reform in CR
Kučera, Mario ; Ježek, Tomáš (advisor) ; Munzi, Tomáš (referee)
The object of my diploma is focused in the pension system of The Czech Republic and the perspective of it in the future. At present there is still no problem in the financial balance of the pay-as-you-go pillar but due to the ageing of population the Czech dominant pillar will certain face to serious problems in case of no modifications. This conclusion arises from the first part of the analysis which also consists of the possible parameter modifications that could keep the system in balanced in long term. The next part is the analysis of the savings in the pension funds as the main alternative to the PAYGs. Each approach has its advantages and disadvantages which are main objects of both analyses in this diploma. Beside of the ability to keep the system stabled in financial terms I examine also the equivalence of contributions to the level of pensions that is important for the motivation of people to be responsible for their financial security in their old-age. The last part deals with the experiences of the pension systems in Chile, Slovak Republic and Sweden from where we could gain the real results of the reformed systems in different way in each country. From the results of these analyses I also give some possible recommendations for the elementary modifications in Czech system in the final part.
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