|
|
Analyse of economy of chosen Czech health insurance companies
Smialková, Monika ; Maaytová, Alena (advisor) ; Urbánek, Václav (referee)
This diploma thesis analyse economy of chosen Czech health insurance companies and the impact of a factor of demographic structure. Main part of the thesis is an analysis of economy of health insurance companies. The thesis is divided into four parts. First chapter represents theoretical base for analysis as a whole and describe health system and subjects, which take place there. Second chapter is focused on selection criteria to choose insurance companies, which are subjects to investigation and their short introduction. In the third and the central part of the work are used theoretical knowledge got from health regulation or books, especially information took from annual reports and bases institutions as ÚZIS or ČSÚ. In the final part is made evaluation of information learned and their further use.
|
|
| |
|
|
The specific role of marketing in the field of health insurance
Cestr, David ; Procházková, Markéta (advisor) ; Bek, Jiří (referee)
The main target of this Master thesis is to find out health insurance company's possibilities in creating marketing plans and their implementation. The health insurance company is a specific subject which has different marketing tools as well as other responsibilities and legislative limitations. First part describes theoretical principles, methods and tools of marketing. Those are later applied to the field of public health insurance. Basic information about health insurance, its creation, formation and development concludes this passage. Second section deals with analysis of particular health insurance company, its marketing plan, budget, strategy, etc. An evaluation survey which depicts general public awareness of health insurance companies and their activities is also included in this part.
|
|
|
The health insurance system in the Czech Republic and neighbouring countries
Pinkeová, Jana ; Bílková, Diana (advisor) ; Löster, Tomáš (referee)
Thesis introduces the health insurance system in the Czech Republic and neighbouring countries. Currently the health insurance and health care itself is a very widely discussed topic, and that's why it is appropriate to analyze the total expenditure on health care, and the receipts and expenditures of the health insurance companies. By the help of the time series and smoothing by a suitable trendy function there are estimated individual expenditures and receipts in 2010, which have not been published yet. In the last part we compare the Czech Republic with neighbouring countries, how much they pay for health insurance, which is shown in the simple example, and how much they must pay at the doctor's.
|
|
|
The issue of public health insurance in the Czech Republic with focus on the rights and obligations of premium payers
BLAŽKOVÁ, Zdeňka
Public health insurance system with more health insurance companies fully operates in the Czech Republic since 1 January 1993. The main task of health insurance companies is collection of health insurance premiums from premium payers and reimbursement of health care to medical facilities. Legal regulations governing public health insurance in our country have changed a lot since 1993. The basic principle of our public health insurance system is the principle of solidarity. Participation in public health insurance does not depend on the decision of a citizen, but is legally required. The fundamental rights of each insured person are the right to choose a health insurance company and the right to choose a doctor or medical facility which is under contract with health insurance company of the policy holder. The theoretical part of the thesis describes basic concepts and legal regulations of public health insurance in the Czech Republic, with the help of available literature. In more detail it deals with obligations of individual groups of health insurance premium payers to health insurance company and property sanctions which can be imposed by respective health insurance company. The objective of the practical part of this thesis was to make a survey of legal awareness of policy holders {--} premium payers about their obligations under existing legislation. Two hypotheses were set in line with this objective. Hypothesis number one assumes that university graduates are more aware of obligations of the policy holder {--} public health insurance premium payer than policy holders with lower education. Hypothesis number two assumes that policy holders under the age of 50 years are more aware of obligations of the policyholder - public health insurance premium payer than policy holders aged 50 years and over. Quantitative research, method of questioning was chosen to test the hypotheses. To collect data the questionnaire technique was used. Both hypotheses were confirmed based on research findings. Objective of the thesis has been achieved. Results of the thesis may be used to increase public awareness in this area and as a base for printing information materials for health insurance companies.
|
|
|
Level on public knowledge concerning of helth insurence policy
ŘEHÁKOVÁ, Jana
Public health insurance is an important part of the Czech health system. In the Czech Republic the model of national health insurance is administered using system of several insurance companies. The main target of these companies is to collect insurance rate from the payers and to cover health care provided to the insuree. The aim of this work is to map and assess professional and non - professional public knowledge of the system of the public health insurance. Three goals were set within the work. The first one was to find out the level of the professional public knowledge of the public health insurance. The second one was to find out the level of the non - professional public knowledge of the public health insurance. The third one was to compare both groups knowledge of the public health insurance. To realize the above mentioned aims three hypotheses were set. Hypothesis No.1: Most of the professional public is informed about the valid legal arrangement of the public health insurance. Hypothesis No. 2: Most of the non -professional public is informed about the valid legal arrangement of the public health insurance. Hypothesis No. 3: There is no difference between the professional and non - professional public knowledge of the valid legal arrangement of the public health insurance. To prove the set hypotheses the form of quantitative research was used. The technique of questionnaire was used for data collecting. For practical part the identical questionnaire for both professional and non - professional public was used. The research group of the questionnaire investigation was formed by respondents living and working in České Budějovice. The professional public within the research work was formed by people who work or worked in the health or social sphere. The final research group was formed by 200 respondents of professional and 200 respondents of non - professional public. The target of the thesis and partial aims were accomplished. The first two hypotheses were proved. The third one was not proved by the research work. It has been investigated what areas is professional and non - professional public most or less informed in. The results of the research work may be used for publication in the professional journals.
|
|
|
Health insurance from the position of a citizen
FILAŘOVÁ, Marie
Health insurance can be divided into two basic categories, the public health insurance and the private health insurance. The basic form of the care is financed by the legal insurance through nine health insurance companies, the duty ofbeing insured is set by the law as well. I used quantity research and interviewing technique in my diploma work. Data collection was made by a questionnaire. Investigating sample was made up by 100 respondents. They were all the town Písek citizens chosen by the criteria of age between 26 - 65 years old. The aim of my diploma work was to give a view of the Czech Republic citizen on health insurance. In agreement with the aim of my work, I set three hypotheses. The results ofthis work will be used in school curriculum and moreover, they could be used as the basis for optionallegislative bills of regulation changes conceming to health insurance.
|
|
| |
|
|
The comparison of systems of health insurance in the Czech republic and in the United States of America
Benešová, Kristýna ; Písař, Pavel (advisor) ; Chalupníček, Pavel (referee)
The main purpose of my bachelor's work is to analyse the system of health insurance in the Czech Republic in comparison with the system established in the United States of America. The choice of these two countries is wholly intentional, because I would like to show the strong points and possible weaknesses of these two absolutely different systems. I shortly summarize the general principles of providing the public and private health insurance in the introductory part of my bachelor's work. Then I go over to the specific systems used in these two countries. I point out the defects of the public health insurance on an example of the Czech Republic, particularly its inefficiency and actual problems. I focus on an example of the USA in the next chapter, where is the private health insurance based on a voluntary base provided. I compare real indicators of these two countries in the analytical part of my work, e.g. the total expenditures on the health care etc. In this analysis I consider a rate of the efficiency, solidarity, accessibility and quality of the provided health care in these different systems. In conclusion I sum up the results of my analysis and consider whether and possibly in which way the Czech system of health insurance could be inspired by the American system.
|
|
|
Imbalance in financing of bed care in the Czech Republic and its impacts
Štancová, Dana ; Durdisová, Jaroslava (advisor) ; Kubelková, Karina (referee)
This master thesis deals with the question of medical treatment financing focusing mainly on analysis of health insurance companies reimbursement rates and their comparison with costs of aftercare beds. Secondary goal of the thesis is comparison of acute care beds costs and aftercare beds costs. The opening chapter discusses relationships between economics and health service and describes structure of health care funding compared to insurace companies financing strategies. Payment mechanism mostly used in the aftercare field is the pay-per-day system, this mechanism is therefore later explained in detail including particular effects on after care beds financing. The second part of the thesis compares insurance reimbursement rates with real costs of one particular facility. The analysis proves that health insurance companies reimbursement rates are wrongly set and reimbursement legislation is being violated.
|
guest ::
