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Financial literacy of horse owners
Palatová, Klára ; Koblovský, Petr (advisor) ; Vranka, Marek (referee)
This paper examines the case of financial literacy of horse owners. The theoretical part outlines the causes of financial illiteracy and its implications at the national level. The thesis summarizes the different approaches to addressing financial illiteracy in terms of the scientific studies and the implementation of these recommendations in the Czech Republic. The thesis briefly describes the current level of financial literacy at the national level to understand the context in which the case under study is situated. Within the exploratory research case study, the opinions of stakeholders in equestrian sport and horse breeding are obtained by a qualitative approach and then the socio-demographic data and information as well as the financial knowledge and financial behaviour of the horse owners themselves are collected by a quantitative method. According to the data obtained, the group of horse owners shows low financial knowledge and poor financial behaviour. In addition to the low level of financial literacy of the group of horse owners surveyed, problems related to poor general knowledge concerning horse breeding are also identified. On the basis of these findings, the thesis identifies subjects for which this work should serve as a basis for directing others to better formulate rules for...
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Financial capability of juvelin placed in the diagnostic institution
Hons, Jindřich ; Richterová, Magdalena (advisor) ; Kočí, Jana (referee)
V teoretické části diplomové práce jsou propojena tři samostatná témata: finanční gramotnost, prevence a diagnostický ústav. To jsou hlavní východiska pro realizovaný terénní výzkum. Empirickou část tvoří výzkum kvalitativní povahy. Stěžejní metodou této práce je rozhovor, který se opírá o pracovní listy. Zvolené postupy a techniky cílí na detailnější popis finanční gramotnosti u žáků umístěných v Diagnostickém ústavu pro mládež, Praha 2, Lublaňská 33. Vzniklá deskripce má povahu monografie, propojuje životní příběh participanta s popisem problematiky peněz, spravování rodinného rozpočtu, správy finančních aktiv, závazků i investic. Případové studie zachycují životní strategie, smýšlení a názory devíti participantů. Cílem práce je konfrontovat čtenáře s nevšedním příběhem dospívajícího člověka. Text vyvolává zajímavou debatu a také akcentuje existencionální nutnost jednadvacátého století šířit osvětu a motivovat ke zvyšování finanční gramotnosti. KLÍČOVÁ SLOVA prevence, diagnostický ústav, DIUS, finanční gramotnost, případová studie
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Teaching methods leading to strengthening the level of financial literacy of a primary school pupil
VODIČKOVÁ, Kristýna
The bachelor's thesis is focused on the issue of teaching financial literacy at selected primary schools. It mainly deals with the topics taught in the framework of financial literacy and teaching methods which are mapped and compared with each other. The theoretical part contains an explanation of the concept of financial literacy, the inclusion of this topic in the Framework Educational Program for primary education. Finally, it deals with teaching methods, from the point of view of their definition, history, classification, and above all, there is a sub-chapter devoted to teaching methods of financial literacy, where a didactic game, created by the author of the work, is described. In the practical part, the reader is introduced to qualitative research. It finds out which financial literacy topics and are taught at selected primary schools and using which methods. The aim is therefore to find out whether or not teachers follow the recommended methods for strengthening financial literacy teaching.
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Factors Influencing Children's Financial Literacy
WEDLOVÁ, Zuzana
The bachelor thesis deals with the issue of financial literacy in children aged 6-15 years and the factors that influence the level of financial literacy. The first chapter characterizes financial literacy and its importance. The second chapter describes objective and subjective factors of financial literacy and organizes the knowledge gained from the study of literature, including research findings. The third chapter is devoted to the issue of fostering financial literacy within the framework of basic education in the Czech Republic.
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Debt trap as a couse of homelessness
ŠTĚRBOVÁ, Ludmila
The thesis deals with the correlation between debt trap and homelessness. This is a theoretical work. The first part of the thesis informs about basic financial terms and concepts and financial literacy of the Czech Republic population. The second part describes the phenomenon of homelessness. The forms of homelessness, causes and consequences of homelessness and also pathological aspects associated with homelessness are listed and described here. The last part od the thesis offers solutions to both indebtedness and homelessness. Organizations helping homeless people are described in detail, the most important of which is the non-profit organization the Salvation Army. The thesis also provides information about the Merciful Summer event and presents forms of debt management and new legislation in favor of indebted individuals.
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Ochrana klienta bankovních (pojišťovacích, investičních) služeb
Konečná, Jitka
This diploma thesis is dealing with issues of consumer protection in area of bank services, namely in area of protection of a depositor and protection of a debtor. Theoretical part deals with legal protection of bank consumers in Czech Republic and in EU, ethical code and financial literacy of consumers. Practical part is divided into two parts; first one is devoted to specific cases widened by compiled results of a questionnaire survey. Second part is dealing with a test of financial literacy. The survey is analysed in this thesis. There will be a set of recommendations regarding bank consumer protection at the conclusion.
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Low financial literacy as a reason for the recurrence of homelessness
KORYTOVÁ, Ivana
This dissertation was to present the relationship between low financial literacy and recurrence of homelessness. One of the many causes of homelessness in this case is lack of funds leading to foreclosures and debt and lack of financial responsibility. The research, which was carried out in the form of a qualitative approach with the method of case studies, which were made using observations and narrative interviews, showed that low financial literacy among homeless people manifests itself and is connected with their return to social services. In the case of debtors, for example, ignorance of the amount owed and fear of working as a full-time employee, in the sense of fear of enforcement deductions, when debtors have a misconception about deductions and non-disposal income. Their disregard for debt and overall financial irresponsibility will always land them back in the shelter, thus relapsing into homelessness. The results will be provided to social workers and workers in social services at Charita České Budějovice and students of the Faculty of Health and Social Sciences of the University of South Bohemia in České Budějovice. The work has the potential to serve as a basis for information on the issue of homelessness and education in the field of financial literacy.
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Determinants of Financial Literacy
MĚRTLOVÁ, Jana
The master thesis deals with the issue of financial literacy among university students in the Czech Republic. Its content is an overview of the programs and strategies of multinational and government organizations dealing with the financial literacy of the population, as well as an analysis of a questionnaire survey. Four factors were selected using findings from searches of foreign professional articles and research, and their influence on the financial literacy of university students was tested on the basis of established hypotheses. The mentioned factors included the effect of gender, the effect of age, the effect of the studied field and the effect of the studied year of study.
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Educational activities increasing financial literacy for upper primary school
BŘINEK, Michal
This bachelor's thesis focuses on problems of teaching financial literacy at the second grade of elementary school. It is primarily intended for teachers who look for inspiration for teaching financial literacy. The thesis is based on documents called Standard of the financial literacy for elementary education from 2017 and General education program for elementary education from 2021. Activities are based on recommendations described in a document Methodical recommendation for teaching financial literacy from 2013. The thesis consists of a theoretical and a practical part. The theoretical part is focused on defining basic terms and who should be educated in financial literacy. There is also defined what should be taught in financial literacy at the second grade of elementary school and how it should be taught. The practical part contains seven activities which were created according to documents described in the theoretical part. Activities are focused on various parts of a document called General education program for elementary education from 2021 and they are trying to cover as much of the curriculum as possible.
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Financial Literacy and Readiness of Young People to Leave the Children's Home
ZŮBKOVÁ, Irena
The Bachelor Thesis deals with the topic of financial literacy and readiness for independant living of young adults leaving children's homes and their peers growing up in families. The aim of the thesis is the comparison of these two groups. The thesis is divided into theoretical and practical parts. The first one defines terms of institutional education and children's home, including their functions in the area of financial education. In addition, the theoretical part defines the term financial literacy, mainly the terms loans (focusing on short and medium term loans), their payments and risks that might have impact on the life of an adult. Another part comprises the description of financial education in various types of schools that children from children's homes as well as children with family background undertake. In the practical part there were used the following methods: qualitative research, questioning and semi-structured interview. There were involved 10 communication partners at the age from 18 to 20; half of them young adults from children's homes and the other half young adults with family background. The research questions focused on the level of financial literacy, personal budgeting abilities, income and expenses, opinions on loans. A part of the questions dealt with assessing the influence of children's home and family background on financial literacy of young adults. The thesis could be beneficial as it introduces a new view on the comparison of financial literacy of young adults from children's homes and their peers growing up in families. Moreover, it can provide useful information for employees of children's homes and other social workers who meet clients in need of help in the area of financial matters and thus it can improve the preparation of young adults leaving children's homes for their independent life.
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