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Structure of savings of Czech households and their comparison with selected EU countries
SUDOVÁ, Nikola
The thesis presents a comprehesive of available instruments to savingf of households in the Czech Republic. The analysis of saving czech households in Czech repubublic is also inc-luded and it is also compare with selected countries of Europe Union. We compare dates of countries of Europe Union and Czech republic'dates. The thesis shows some determinants which unfluence the structure of savings of czech households
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Structure of savings of Czech households with a focus on investments
KUBAL, Vít
The main goal of this diploma thesis is to evaluate the structure of savings of Czech households based on the developed analysis. A secondary goal is the proposal of measures to improve the current situation. The first part of the work mentions various theoretical perspectives on the problem being solved. Subsequently, using own analysis, this work evaluates the rate of savings of Czech households, and especially their structure. The own analysis also includes two foreign studies that serve as a basis for research in the Czech Republic. Last but not least, the work contains a questionnaire survey that deals with the consumption behavior of the respondents as well as their knowledge in the area of investments. On the basis of a questionnaire survey, the hypotheses established by the author of the thesis on the basis of research questions are verified using statistical testing. At the end, the results of the own analysis are clearly summarized. The author concludes the work with his proposal for improving the current situation.
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Energy use of the facade
Salajka, Radek ; Rubinová, Olga (referee) ; Rubina, Aleš (advisor)
The main motive of this master's thesis is expanding awareness of ventilated facades and their use and comparison with external thermal insulation composite system (ETICS). I mention this in theoretical research. As an expansion to theory and a key theme of this thesis is a description of individual physical events present on the facade and in it's ventilated gap based on data output from measurement. The data gathering was made by a group of professionals who have done an on-point facade measurement on a real ventilated facade throughout a year - more detail in text. I personally have been a part of a research team and I describe my work and research in detail in the third part of this master's thesis - experimental part. In practical part I devote myself to use our new knowledge on a given building. More precisely - I use numerical calculations to present energy use of of given facade in comparison with ETICS on the same building with the same boundary conditions.
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The Process Management in Selected Company
ŠEBÍSTKOVÁ, Michaela
The diploma thesis focuses on development of process management and optimization of processes in selected company and department. In the thesis the advantages and disadvantages of process management, monitoring and reporting of processes, reengineering etc. are described. The aim of this thesis is to characterize and evaluate selected processes in company and propose possible improvements. The aim have been met by optimalization of selected process map in energy company using the suggestion of costs and amount of savings. The activities of the process which are done manually were automated by using the new IT system which has it's central database with all data. These data could be used in automatic tool PBI. Therefore, all manual activities are eliminated. Due to that an analysed department found out a lof of cost savings. Thanks to these savings the optimized process was recommended for use.
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The savings structure of the Czech households depending on the performance of the economy in the Czech Republic
JAROLÍMKOVÁ, Michaela
This work deals with the selected matters of czech household savings´s structure and the Czech republic´s economy. Household savings belongs to the important part of the economy of each country of the world. This paper is focused on the situation in the Czech republic, with an aim to find out what development are in the household saving´s structure due to economy of the Czech republic in 2005-2020. Household savings constitute demand deposits, term deposits, deposits in foreign currency, building savings, pension funds and investment funds. When preparing this paper a correlation and regression analysis was used. The results of the analysis show that household savings are dependent on some macroeconomic indicators especially gross domestic produkt, net disposable income and number of employed persons. It is obvious that Czech households are very conservative on personal finances. The most used financial product is demand deposits.
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Investing in precious metals as a tool of financial security for retirement
REMIÁŠ, Ondřej
The thesis deals with possibility of investing in precious metals (with a great focus on gold) as a way to have financial savings for retirement and comparing it with more widely used saving tools in the Czech Republic that are used for such purposes - sup-plementary pension insurance, life savings and more. The first part of this work looks at Czech pension system before and after its reforms and pointing out its unsustainability for the future. It then proceeds to look in history of investing in gold and analyze in great depth its benefits and disadvantages. The practical part was divided into financial analysis based on the example of the statistically average Czech citizen and a question-naire, which was attended by 288 respondents, mainly students or university graduates. Although the results of the work showed the suitability of gold and other precious met-als in the issue of financial security for retirement, we shouldn't also forger their disad-vantages when choosing them for this purpose. When creating a financial portfolio, one should think about involving a whole range of financial products - whether stock, bonds or its supplementation in the form of advantageous supplementary pension savings. Pre-cious metals undoubtedly have a place there, but they should be used primarily for their specific investment characteristics and advantages: as a hedge against inflation and mar-ket fluctuations of non-correlated financial instruments.
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Cost analysis of heating sources in passive houses
Vítek, Marek ; Biolek, Vojtěch (referee) ; Tuscher, Martin (advisor)
The topic of this diploma thesis is cost analysis of heating sources in passive houses. The first part of the thesis is theoretical and focuses on basic concepts of passive house, renewable energy sources, heating sources, economical indicators. In the practical part there is cost analysis of chosen heatig sources of model house. Result of this thesis is evaluation of design options and optimal solution.
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Savings through the eyes of primary school children
Awwadová, Mona ; Tichá, Milena (advisor) ; Zicha, Zbyněk (referee)
The diploma thesis deals with the topic of savings through the eyes of primary school children and it looks at their role in the lives of upper primary school students. The theoretical part of the thesis presents an economic topic in close connection with one of consumption and investment. Furthermore, we propose ways of collecting funds and introduce the basic and the best well-known banking products. The banking products are compared with each other and, based on this comparison, we recommend procedures for which products to use related to different ways of maximizing savings and returns. The practical part of this thesis is divided into two sections. The first section presents the assumptions of qualitative research. We have formulated a research problem for this purpose, which is as follows: What are the approaches of primary school pupils in creating savings? The primary school pupils' opinions on the topic of savings are presented and interpreted based on implemented semi-structured in-depth interviews. Obtained data is finally analyzed and summarized. The research is then followed by a didactic concept of savings. The second section of the practical part is focused on financial literacy as a subject mediating a topic of financial life planing in a school teaching environment. We introduce...
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Legal instruments of energy efficiency
Kudlík, Leoš ; Damohorský, Milan (referee)
Legal instruments of energy efficiency Abstract and key words The diploma thesis deals with energy efficiency as a unique source of energy. The subject of this thesis is to specify key legal instruments of energy efficiency, i.e. conceptual, administrative and economical instruments. The diploma thesis is divided into five chapters. In the introductory chapter, being called Energy Policy, there is a brief outline of the background of energy politics on both the international and EU level, including environmental protection. This introductory chapter also ranks the Czech Republic among countries with high energy performance. Energy efficiency is the opportunity to lower its energy performance. The second chapter, Legal Instruments of Energy Efficiency, defines legal instruments of energy efficiency as a part of environmental protection. This chapter is a general one; the instruments are concretized in the following chapters. In addition, this chapter focuses on the principle of sustainable development, as well as issues related to human factor, climate conditions and rebound effect. The third chapter, called Conceptual Instruments, provides further information relating to conceptual strategies of energy efficiency. For the EU conceptions, key directives are mentioned to regulate energy efficiency, namely the...
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Legal instruments of energy efficiency
Kudlík, Leoš ; Damohorský, Milan (referee)
Legal instruments of energy efficiency Abstract and key words The diploma thesis deals with energy efficiency as a unique source of energy. The subject of this thesis is to specify key legal instruments of energy efficiency, i.e. conceptual, administrative and economical instruments. The diploma thesis is divided into five chapters. In the introductory chapter, being called Energy Policy, there is a brief outline of the background of energy politics on both the international and EU level, including environmental protection. This introductory chapter also ranks the Czech Republic among countries with high energy performance. Energy efficiency is the opportunity to lower its energy performance. The second chapter, Legal Instruments of Energy Efficiency, defines legal instruments of energy efficiency as a part of environmental protection. This chapter is a general one; the instruments are concretized in the following chapters. In addition, this chapter focuses on the principle of sustainable development, as well as issues related to human factor, climate conditions and rebound effect. The third chapter, called Conceptual Instruments, provides further information relating to conceptual strategies of energy efficiency. For the EU conceptions, key directives are mentioned to regulate energy efficiency, namely the...
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