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Modelling of Individual Insurance Risks
Huspenina, Jan ; Šomplák, Radovan (referee) ; Popela, Pavel (advisor)
The diploma thesis deals with the issue of insurance risks in the area of life insurance from the perspective of the client. The first part is devoted to the basic concepts of life insurance. Then the basic ideas of optimization are described. The second part focuses on creating a model for an easier understanding of concept of life insurance and on the setting of the most optimal insurance options that respond to the client. Emphasis is put on maximizing client benefits. The created model is based on with real data and is processed in the MS Excel spreadsheet.
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Alternative Investment Options
Dirhan, Martin ; Bartošek, Vladimír (referee) ; Pavlíček, Michal (advisor)
The bachelor thesis is focused on alternative forms of investment (commemorative coins made of precious metals and French wines- Bordeaux) in comparison with common financial investments available within the financial market (life insurance, additional pension insurance and collective investment). The theoretical part places emphasis on definition of various investment forms principles and highlighting particular advantages and negatives. In the practical part, there are these investment tools analysed and consequently compared.
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The insurance of the town Třešť
Doláková, Hana ; Menclová, Eva (referee) ; Martinovičová, Dana (advisor)
A subjekt of this diploma thesis is to characterize risks and find suitable insurance portfolio. So an objektive of my thesis is suggestion suitable insurance portfolio for thw town Třešť. Diploma thesis is about risks, their classification, insurance and insurance products for non-profit-making organization. I tis focused on kriteria important for a organization when choosing an appropriate insurance too. It contains brief description of the organization and analysis of risks that can threaten it. Current insurance products are analyzed and optimal insurance coverage suggested.
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Simplification of making decision on life insurance product
Mitrengová, Anna ; Odehnalová, Bohumila (referee) ; Martinovičová, Dana (advisor)
This bachelor’s thesis is focused on life insurance problems. It deals particularly with a mechanism used by financial advisors of company OVB Allfinanz, a. s. for a choice of a suitable insurance product for their clients. But nowadays it is a large supply of suitable products and it is very time-consuming to choose the right one of them. The point of this thesis is in suggestion of a tree of decision which would be able to make this whole project faster.
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Methodology Suggestion for the Choosing of Insurance Products for Individuals
Gregorová, Jitka ; Veselý, Ondřej (referee) ; Škapa, Stanislav (advisor)
Diploma Thesis called “Methodology Suggestion for the Choosing of Insurance Products for Individuals” deals with Procedure design of selected insurance products for natural persons with regard for their insurance needs and costs. In order to see the differences between clients' real needs and what insurance companies offer I have compared insurance companies statistics with question-forms' results. The question-forms were focused on the needs of clients in insurance. After that I have designed a procedure and algorithm of choice of suitable insurance products for cost optimization for each assurance
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