|
| |
|
|
Availability of banking products to persons with disabilities
Silberhornová, Lenka ; Půlpánová, Stanislava (advisor) ; Radová, Jarmila (referee)
This thesis investigates the availability of banking products to persons with disabilities. It presumes that they don't fully utilize available products and investigates reasons of this situation. The first section provides core definitions, including those of banking products, consumer protection and financial literacy. Chapter 3 focuses on describing disabilities. The next section presents two pieces of research. One focuses on selected banking institutions, comparing results of surveys from 2007 and 2012, the other presents findings from interviews with representatives of people with disability. Recommendations towards improving the availability of banking products to persons with disabilities are also offered.
|
|
|
Financial education in the Czech Republic
NOVOTNÁ, Adéla
The current financial crisis draws attention to the level of financial education among citizens. This thesis maps projects which are focused on financial education of the citizens of the Czech Republic. Based on the information found after a close study of projects focused on financial education, a necessity to develop a new financial education project. A project which is suitable for the current needs and reflects gaps of the studied projects. New project would be created for a non-profit organization.
|
|
|
Financial literacy and its research on customers of banks in the CR
BLÁHOVÁ, Stanislava
The theme of this thesis is "Financial Literacy and its survey of bank clients Constitution?. The aim of this work is to bring the concept of financial literacy and analyze the behavior of bank clients. The theoretical part deals with the concept of financial literacy. Furthermore, attempts to explain the products offered by banks in the country. Finally, the theoretical part is devoted to household debt, and also on what they should be careful CR citizens. The practical part focuses on research that was conducted using a questionnaire method. The investigation showed that citizens are financially literate and also the use of financial products.
|
|
|
The analysis of the APR indicator on the consumer credit
Muzikář, Martin ; Radová, Jarmila (advisor) ; Coufal, Libor (referee)
This thesis deals with the analysis of the annual percentage rate (APR) and other key parameters of the consumer credit with regard to observance of the legal rules by major providers of the consumer credit on the Czech credit market. The first part deals with the economic implications of the consumer credit. It focuses mainly on the analysis of the indebtedness of Czech households on the consumer credit market. The second part deals with the legal implications of consumer credit, mainly legal requirements that are imposed on providers of the consumer credit. The third part provides the analysis of the APR indicator on the consumer credit and on the short-term loans. On the basis of the defined consumer credit models is provided the comparison of the APR for each credit both in terms of its compliance with the current legislation and in terms of the provider of the consumer credit. The final part deals with the specific recommendations for the financial literacy development and for the future legislative development.
|
|
| |
|
|
Měření dopadů společesnké odpovědnosti firem - Případová studie na finanční gramotnost v České republice
Jelínková, Markéta ; Pauknerová, Daniela (advisor) ; Škorpil, Ondřej (referee)
This thesis aims to ascertain which method is the most appropriate to measure impacts of Corporate Social Responsibility and also specifically Corporate Community Investments as a part of Corporate Social Responsibility. Various methods were used in the Master's Thesis, such as analysis, comparison, several personal as well as phone interviews or questionnaire. Section 1 provides overview of Corporate Social Responsibility from various perspectives. Sections 2 and 3 focus on measuring impacts of Corporate Social Responsibility and particular measurement methods. Section 4 provides a comparison of existing methods. In section 5, Case Study on projects of ČSOB regarding Financial Literacy in the Czech Republic is being solved, including analysis of Financial Literacy in terms of "Need" and "Supply" as well as the application of measurement methods. As of the results, Global Reporting Initiative proved to be the most appropriate method to be used for Corporate Social Responsibility/sustainability measurement in general while London Benchmarking Group methodology is the most suitable within Corporate Community Investment. However, both methods should be supplemented when being applied as they are not exhaustive.
|
|
|
The financial literacy of Vietnamese immigrants in the Czech Republic
Le, Minh Xuan ; Půlpánová, Stanislava (advisor) ; Coufal, Libor (referee)
This diploma thesis focuses on the financial literacy of Vietnamese immigrants in the Czech Republic. The basis is the research made by the author of the diploma thesis. The main objective is to analyze the real situation of the financial comprehension by Vietnamese immigrants in the Czech Republic, and highlight their mistakes in the complex world of finance. This thesis also points out some problems and complications, which have resulted from lack information about financial products. It will also try to suggest a method of how to increase financial literacy of Vietnamese immigrants. The diploma thesis is composed in three chapters. The first one gives some information about Vietnamese immigrants in the Czech Republic. The second part presents the results from research, and the last chapter deals with a financial institution that wants to focus on Vietnamese clients in the Czech Republic.
|
|
|
FINANCIAL LITERACY OF THE ADULT POPULATION WITH FOCUS ON UNIVERSITY STUDENTS
Peukertová, Petra ; Radová, Jarmila (advisor) ; Pavelka, František (referee)
The thesis examines financial literacy of the adult population. It describes the present situation and suggests directions which the education in this field should take. The thesis also deals with means leading to spread and improvement of financial literacy. A separate part which is focused on university students describes means of economizing and how to make a budget or financial plan for this purpose. The final part presents a research into financial literacy of university students and is focused on concepts related to the financial world and financial management.
|
|
|
Financial Literacy (the comparative analysis of educational materials for upper primary school)
Kubíková, Eva ; Půlpánová, Stanislava (advisor) ; Hradil, Dušan (referee)
This thesis deals with the financial literacy and its teaching at Czech primary schools. First, a brief summary of activities supporting financial education is presented. In the second part, there are some of the conclusions of research the level of financial knowledge and also available teaching materials described. The main chapter analyzes the project "Rozumíme penězům" and the textbook "Finanční gramotnost pro 2. stupeň ZŠ". Content and methodological point of view are the most important. The thesis also determines whether both materials meet requirements of Financial Literacy Standards and PISA.
|
guest ::
