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Economic evaluation of expediency of housing
Lišková, Soňa ; Bartošová, Hana (referee) ; Kocourková, Gabriela (advisor)
The work is aimed to define financial aspect of living, which is determined mainly for young people. The work is especially focused on collecting sources to fund the building of a house for family. The result will be built in Vrádište, Slovakia. The informations and materials will be obtained from Slovak sources. At the next part it'll be comparised with sources from Czech Republic. The aim of the work is to decide on specific pair of young people if they will be able to fund their own construction of house and from which sources of finance. There will be represented examples for financing and following evaluation of the cost linked within.
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The Creditworthiness of the Client in the Non-banking Entity
Kindl, Tomáš ; MBA, Přemysl Kučera, (referee) ; Ptáček, Roman (advisor)
The topic of the bachelor thesis is lending to individuals with non-banks in the current situation of the Czech Republic. It focuses primarily on the assessment system of individuals nonbank companies and determining the creditworthiness of individuals and conditions of cash loans for existing and new clients. The comparison is made on the basis of analysis of the client's choice nonbank companies.
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Appraisal of the development of interest rates and exchange rates for selected countries
DRAHOŠOVÁ, Zuzana
In the beginning this thesis deals with the theory of the exchange rate, its quotations, significance of its economic effect and ultimately the parity rate of interest, which is divided into a covered and an uncovered interest parity. It is followed by the methodology, which includes formulas and procedures used to achieve the aim. The most important part is the practical part, which deals with the general presentation of selected countries (Czech Republic, Republic of Poland, Hungary, Republic of Croatia and Romania) in terms of significant macroeconomic indicators and also shows the development of the exchange rates and interest rates in those countries. Subsequently, the thesis focuses on the verification of the uncovered interest parity by means of a graphical analysis, a regression analysis and a paired t-test. In view of results of these methods the conclusion was reached, that the theory has not been proven. The last two chapters describe the differences between the results of the selected countries and the possible reasons for the failure of the uncovered interest rate parity.
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An Impact of Financial Crisis on Corporate Lending
Frech, Petr ; Stryczková, Květoslava (referee) ; Rejnuš, Oldřich (advisor)
The bachelor thesis is concerning of an financial crisis and its impacts to credit conditions of company loaning. In teoretical part there are basic knowledge of loans, interest rates and description of actual financial crisis. In practical part there is progress of interest rates and credit conditions. Result of this bachelor thesis is interpretation of an impact financial crisis on corporate loaning and recommendation for companies.
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Housing Finance through a Combination of Mortgage and Investment
Richter, Jan ; Uchytil, Petr (referee) ; Ptáček, Roman (advisor)
This thesis deals with the financing of private housing in the Czech Republic and in it compared mortgages to specific examples. It explains how it is possible for a timely investment to save on interest and thus also to repay the loan sooner. Equally important is the explanation of how the applicant is to be ensured that in case of risk did not come on the property. The aim is to show prospective borrowers, how can ideally do to all of the above was successful.
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Suggestion of the Own Housing Financing
Plháková, Dana ; MBA, Miroslav Loup, (referee) ; Škapa, Stanislav (advisor)
This thesis focuses on the possibilities of financing homeowners in the Czech Republic. It specifically analyzes use of mortgage loans and home building savings. It also accounts for the possibility of rental housing, which can help resolve the current need in the housing market. One of the modeled options analyzed in this thesis is a gradual low cost construction of one's own resources, self-help or reconstruction.
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Suggestion of the own Housing Financing
Pecová, Zuzana ; Drtilová, Radka (referee) ; Škapa, Stanislav (advisor)
Bachelor thesis deals with the possibilities of own housing financing in the Czech Republic. It specializes in financing to developer project for a specific natural person the entrepreneur. Aims on individual types of loans used to finance housing and comparisons. It includes more detailed look at the mortgage loan, types of these loans, repayment method, maturity and conditions of obtaining. The practical part deals with the complications that can occur when the actual financing and contains a specific method of solution
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