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Loan Portfolio Quality of Microfinancial Institutions
Koutná, Barbora ; Zetek, Pavel (advisor) ; Rajl, Jiří (referee)
The first chapter of this thesis is an introduction to issue of microfinance. This chapter is about characteristic, targets and social importance of microfinance loans and about birth and history where microfinance started to help and who is founder of microfinance. There is also describing of today's microfinance market, the distribution and characteristics every single microfinance regions: number of microfinance institution, gross loan portfolio and another main attribute for every region. The aim of next chapter is to review actual trends which are typical for microfinance sector. The most important trends are new products, separation microfinance institutions for profit and non-profit institutions, financial sources, rising regulation of microfinancial institution and changing quality of gross loan portfolio in time. The last chapter is about the quality of loan portfolio selected states from Latin Amerika and Asia where the impact of internal and macroeconomics variables to quality of gross loan portfolio is tested by regression model.
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Efektivnost mikrofinančních institucí v Latinské Americe a Asii
Zetek, Pavel ; Witzany, Jiří (advisor) ; Srnec, Karel (referee) ; Alimukhamedova, Nargiza (referee)
The first chapter provides a comprehensive overview of microfinance academic literature with emphasis on recent innovations, trends and efficiency. In particular, we focus on controversial issues of microfinance, such as commercialization, regulation, interest rate policy and the balance between outreach and performance of MFIs. The next chapter especially investigates the role of public expenditures and general government debt in microfinance performance in Latin America and the Caribbean. Microfinance institutions finance their business activities primary with clients' deposits, equity or with external funding. The aim of the third chapter is to verify whether the external funding, macroeconomic development and the size of banking sector have some impact on a microfinance performance. This study investigates, as well, the possible reasons why many microfinance institutions have gradually experienced a decrease in the share of female borrowers in their portfolios over the last few years. The final chapter is focused on the impact of macroeconomic environment and internal variables of the microfinance sector on microfinance interest rates.
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The importance of foreign investment for the development of the banking sector of Ukraine
Andrianova, Anna ; Zetek, Pavel (advisor) ; Špániková, Kateřina (referee)
In my thesis I analyze the development of foreign direct investment in the banking system of Ukraine and the ukrainian market assessments of attractiveness for foreign investors. The theoretical part is devoted to the description of the banking system of Ukraine, the basic features of foreign direct investment and consequences of the inflow of such investment. The practical part is focused on the analysis of the basic economic indicators of the Ukrainian banking sector and the level of concentration of the banking market. The conclusion demonstrates that the banking sector of Ukraine has shown a significant improvement in recent years due to the entry of foreign investors (banks). At the same time, there are still some barriers, which government authorities should continue to deal with.
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Real assets market
Vavrušková, Lucie ; Zetek, Pavel (advisor) ; Špániková, Kateřina (referee)
The thesis aims to illuminate the basic real active investment options of the art market. The current state of the art market and its implications for investments oportunities will be the first part examined (including the contemporary trending), followed by pros and cons of such investment endeavours. The empirical part of the thesis comprises of the examination of foundation of the art trade and its progress in the Czech Republic and a close look on the global market of the last few years. The thesis concludes with findings of the art market labeled as an alternative to more standard investments (good choice for a portfolio diversification) nevertheless the specific intrigues of the said market call for experienced investment personnel.
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New trends in microfinance
Monyoková, Dominika ; Zetek, Pavel (advisor) ; Matejašák, Milan (referee)
This bachelor thesis deals with the issue of microfinance, with an emphasis on certain trends in this sector. Previous findings describing the origin, meaning and the basic characteristics of the microfinance sector, which this market actually differ from the other business models, are summarized in theoretical part. Practical part is focused on selected region of Asia. Detailed analysis examines certain trends in microfinance development, especially the range of products, method of financing, risk level of operations and financial efficiency. In conclusion, the findings show that despite the considerable development of microfinance sector, the market still faces many challenges.
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Current situation of the Czech credit union sector
Trčka, Jakub ; Janda, Karel (advisor) ; Zetek, Pavel (referee)
Credit unions have been gaining their popularity in a middle class population. This is mainly caused by higher interest rates on saving accounts and because of that credit unions are willing to lend money to riskier groups of borrowers. The popularity was increased also by setting the deposit insurace to the same level as for banks. The credit union sector went through a deep crisis in 90s. A stabilization was brought by legislative changes. The sector seems to by healthy but there are still negative factors. This thesis aims to analyze the current Czech credit union sector and shows its potencial problems.
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Microfinance - interregionální komparace
Harmincová, Zuzana ; Janda, Karel (advisor) ; Zetek, Pavel (referee)
In the introduction of the master thesis, the historical development and the reasons for the emergence of microfinance are described. The thesis focuses on comparison of the functioning of microfinance in various developing regions of the world, as well as on the analysis of the overall functioning, effectiveness, strengths and weaknesses, potential threats and opportunities in the microfinance markets. The conclusion offers several possibilities and insights on how microfinance could be more efficient in financial terms. The thesis also presents a brief evaluation of the benefits of microfinance and based on findings provides a prediction of further development of microfinance.
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Private banking in the Czech Republic
Kousalová, Klára ; Půlpánová, Stanislava (advisor) ; Zetek, Pavel (referee)
This thesis presents an overview of the cornerstones of the Czech private banking. Describes private banks according to various criteria, their approach to the client workload, an importance of private banker position, expectations and needs of the client in the context of marketing and Public relations, selected premium products and services and overlooks the private banking sector in the future.
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Comparison of mechanical and discretionary trading principles in intraday trading
Šuffner, Otakar ; Veselá, Jitka (advisor) ; Zetek, Pavel (referee)
This bachelor thesis compares mechanical and discretionary stock trading principles. The first theoretical section will include basic parameters of stock trading. In the second part will be designed mechanical trading system, which will be optimized with programmable filters. The theoretical basis, in the second chapter will be technical analysis and use of indicators. In the pivotal third part will be introduced discretionary trading strategy. This strategy will be based on the application of the auction market theory using volume profiles. In the conclusion will be evaluated the pros and cons of both trading approaches. There will also be a proposal how to combine mechanical and discretionary trading. Key words
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