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Chosen problems of the consumer protection
ŠUSTROVÁ, Petra
The main purpose of bachelor thesis is to perform a research focused on respondents´ awareness of their rights in the area of consumer protection at consumer loans. The secondary objective is to suggest changes for improvement based on collected data.
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Frugal Mathematics in Finance
JANKŮJOVÁ, Kristýna
This work is focused on application examples from financial mathematics. And especially the percentage, simple and compound interest and consumer loans associated with the calculation of APR. Initially, in a nutshell acquainted with the history of banking in both the world and in the Czech context. This chapter aims to show how the development of banking has helped to increasing indebtedness of humanity. The methodology chapter theoretically describes methods, for use in practice on the issues. The aim of this chapter is an overview of the use of simple basic mathematical operations for computing examples from financial mathematics. The final chapter is devoted to application examples. There are solved examples, which are inspired by current information.
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Consumer credits on the Czech market and indebtedness of households
Šedivý, Ctibor ; Půlpánová, Stanislava (advisor)
This bachelor thesis focuses on non-purpose, non-card, unsecured loans and indebtedness of Czech households. It defines the essential terms related to these loans and specify the suitable laws, it illustrate a development of lending and provides possible solution for over-debt households. It tries to compare selected products of costumers loans provided by banks and non-banks institution. It clarify to readers economic theory and aims to help clients with better orientation that could be a commonplace for experienced reader but practically we know our financial literacy in the Czech Republic isnt satisfactory.
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Public's insolvency as a social problem
Pajdová, Zuzana ; Sedláková, Jaroslava (advisor) ; Krbová, Jana (referee)
This bachelor's thesis will be concerned with the problem of people's debts in excess, who have low incomes. It will also search for reasons, why do the people lend more than they can pay for, and what are effects of these factors on their life. In theory it will sketch out general issue of consumer lending and possibilities of public's education towards the financial literacy. The intention of this thesis is a concept of possibilities solving public's insolvency and prevention of this event.
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The Progress of Czech households Indebtedness
Antoš, Ondřej ; Jílek, Josef (advisor) ; Rybáček, Václav (referee)
Diplomová práce analyzuje na základě statistických dat a modelů trend rostoucího zadlužování českých domácností. Zkoumá jeho průběh, historii, příčiny, důsledky a dále ho hodnotí v mezinárodním kontextu z makro- i mikroekonomického pohledu. Pro tyto účely jsou využity poznatky autora práce, domácích i zahraničních ekonomů, centrálních bank a statistických úřadů.
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