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Social security in the Czech Republic and the United Kingdom
Panská, Natálie ; Chvátalová, Iva (advisor) ; Spirit, Michal (referee)
The bachelor thesis deals with social security in the Czech Republic and the United Kingdom. The thesis is divided into 4 chapters. The first one introduces basic concepts of social security and establishes the social security in the international law and the law of the European Union. The second chapter analyses social security in the Czech Republic, with the main focus on pension and health insurance. The third chapter analyses accordingly the social security in the United kingdom, with the main focus on pensions and health insurance in the United Kingdom. The fourth chapter contains comparisons between these two countries as well as their evaluation.
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Transformation options for the current Czech pension system, emphasizing the problem of re-distribution rates and long-term sustainability
Fialka, Martin ; Prachař, Ondřej (advisor) ; Maialeh, Robin (referee)
This thesis describes anticipated development of the Czech pension system and the impact of population ageing on future pension benefits. The theoretical part describes the characteristics of the basic pension system models and the current pension system in the Czech Republic. It factors in the current political situation, current policies and debated changes. Using this data, the practical part estimates the future amount of pensioners in upcoming decades. The research results show that the number of pensioners in future decades will be significantly growing. The replacement ratio for future pensioners is decreasing and the average amount of money that Czech citizens are saving up in the III. pillar is insufficient to keep the ratio stable without taking additional measures.
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Czechs and Pension Savings - November 2013
Čadová, Naděžda
November's survey of CVVM comprised a bloc of questions concerning public opinion on the pension system in the Czech Republic and its possible change. We asked a selected part of our respondents that are not yet retired, whether they use any form of savings or investments to put money aside for their retirement, whether they fear they might not be sufficiently secured when retired, and what are their expectations regarding the sufficiency of pensions paid by the state.
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Reform of the Czech Pension System using Dutch Way
Melichar, Lukáš ; Klazar, Stanislav (advisor) ; Blažek, Petr (referee)
The aim of the diploma thesis is the detailed description and comparison of working of pension system in the Czech Republic with the system working in the Kingdom of the Netherland. Dutch pension system is considered one of the best pension systems in the world and that is why the diploma thesis contains also reflection if there would be the possibility to implement some elements into the Czech system. Partial aim of the thesis is the description of necessity of pension reform due to unfavourable demographic growth which brings higher pressure also on financial costs of pension systems. In addition to the comparison of how first pillars based on pay-as-you-go financing work is an important part of the thesis the comparison of private pension savings in the Netherland with currently introduced system of private pensions in the Czech Republic. For the clear arrangement is at the end of chapters short summary and final chapter contains the global comparison of both systems including the description of profitability and expensiveness, positives and negatives.
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Pension system
Sedláčková, Veronika ; Dočkal, Dalibor (advisor) ; Czesaný, Slavoj (referee)
The topic of pension insurance is often being discussed by politicians, experts and general public as well. This paper is focussed on describing the Czech pension system and comparing it to the pension systems of chosen member states of the European Union. It is also concentrated on incomes coming from particular fields of this very system. I will present comparison of pension benefits and average incomes during certain time periods. In the field of pension insurances I focus on calculating profitability of pension funds, valorization of the invested funds etc. In another part of this paper I am comparing the Czech republic to other selected states, concentrating on the expenses related. At the end I summarize the facts determined and those concerning the Czech system of pension insurance.
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Causes and consequences of economic inactivity in the Czech Republic
Petkovová, Ludmila ; Mazouch, Petr (advisor) ; Hulíková Tesárková, Klára (referee)
The aim of study is to analyze the causes of economic inactivity in the Czech population of working age. Attention is focused on its development, deeper understanding of the structure of the population and the consequences for him mean. The first section presents the concept of economic status, population and methods used by survey data in this area. Next chapters deals with the particular reasons for economic inactivity, such as education, retirement and disability pensions and other reasons that are asked in the Labour Force Survey conducted by the Czech Statistical Office. In the development there is particularly noticeable the prolonged duration of education of young population and the increasing age of retirement. The study continues with the analysis of the age and educational structure and development of the economically active population of working age. The last chapter analyses the issue of the average length of economic activities according to individual education based on the tables of economic activity.
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Old-age pension expenditures in the Czech Republic
Kolísková, Lucie ; Urbánek, Václav (advisor) ; Kubík, Rudolf (referee)
This bachelor project deals with the description and analysis of pensions in the Czech Republic, which are the most important item in the volume of expenditures of the central state budget. This expenditure is specific for its dynamic increase and its growing proportion on mandatory expenditures. It represents significant drain in the expenditure side of the central state budget and that is the main reason why the problems of the old-age pension system in the Czech Republic are relevant issue. In the first part of the work public and mandatory expenditures, in which pensions occupy the most significant dimension, are generally specified. In this part of work development of total expenditures, revenues of the central state budget and also dynamics of development of the mandatory expenditures are being analyzed. In the second part of work the czech old-age pension system is characterized. There is also presented the system managing and individual pensions analysis aiming to old-age pensions. Factors which are the source of problems and financial destability are also defined in this part of the work. The last part of the project is concerned with the description and evaluation of possible solutions focused to reform the old-age pension system, which is according to acquired facts in the Czech Republic inevitable.
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Public finances reform in the light of pre-election proposal by the Civil Democratic Party
Kurka, Vladimír ; Ševčík, Miroslav (advisor) ; Schwarz, Jiří (referee)
In this work I would like to evaluate government's reform about public finances, everything what was agreed upon and voted for by the end of 2007. At the same time I would like to compare that to the original pre-election proposal by the Civic Democratic Party and government's declaration by Mirek Topolanek coalition's party. In my work I will concentrate mainly on revenue of state budget, where the most impact manifest of the fiscal reforms is seen. The main differences are consolidation of tax brackets for individuals and also changes in rates of VAT, lowering corporate taxes and introduction of ecology taxes. Even though this reform appear like the straight taxes from the pre-election program from ODS, this form is only similar in tax brackets, but not by other structural tax provisions. On the side of current expenses was government less bold. On this issue, they enforced only small differences in the transfer expenditure, where they discontinue few pre-election populist statues, even though almost no changes were done in this section so far. This proposal in pre-election for negative tax was much more bold and interesting, because here together with the tax system the state could safe money and also be a motivation for people to work. Purpose of work is outlining other necessary steps in the reform process for public finances and also in area of financing of public medical system, retirement system and changes in budgetary allocation of taxes.
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The Czech pension system, its problems and possibilities of the reform
Machalová, Silvie ; Krebs, Vojtěch (advisor) ; Lapáček, Michal (referee)
The main aim of this diploma thesis is to give a complex view of the Czech pension system to the reader. In recent years pensions and their associated problems have been the main theme of many discussions. We often hear politicians and experts speaking about the financial problems of the Czech pension system and its unavoidable reform. The preamble of this thesis deals with different situations in the Czech pension system, the rules under which it operates and its history. The body of this work is focused on the analysis of fundamental problems and their effects on the contemporary pension system in the Czech Republic. The emphases in the thesis are on demographic trends; the ageing process; receipts and expenditures of the Czech pension system; the political situation and public opinion in the Czech Republic. The conclusion of this thesis describes various reforms for the Czech pension system and mentions basic information about the Slovak pension system.
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