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Strategy of pension in the Czech Republic
Máslová, Monika ; Klazar, Stanislav (advisor) ; Blažek, Petr (referee)
The bachelor thesis deals with present strategy of additional pension insurance in Czech Republic. It describes primary characteristics of additional pension insurance. It discusses tax preferences, offered by the law 586/1992 Sb., about taxation from earning in the area of additional pension insurance with state benefits. The next segment of bachelor thesis represents the development of additional pension insurance in Czech Republic. Last but not least the additional pension insurance is compared with other products.
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Proposal of pension system change
Beníček, Jan ; Bokšová, Jiřina (advisor)
The goal of bachelor work is to propose pension system change and following steps necessary to pension system functioning. The first part of bachelor work considers current pension system in the Czech Republic. The second part is focused on analysis of demographic evolution in the Czech Republic, long-term economic sustainable system and impacts of current pension system on economy in the Czech Republic in 20 - 30 years. The thrid part of bachelor work includes proposal of pension system change and in the following part are described next steps necessary to long-term pension system functioning.
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The Necessity of Pension System Reform in Czech Republic
Vyrubalík, Miroslav ; Spirit, Michal (advisor) ; Chvátalová, Iva (referee)
This paper is dedicated to pension system reform in Czech Republic. First, theoretical part sums up legal framework of current czech pension system. It is focused particularly on Act no. 155/1995 Col. about pension insurance. In the next part is an outlook on three other european pension systems. Netherlands, Portugal and Hungary. Final part describes the state of our current pension system, prognosis about the future development, identifies biggest problems of current system and presents sollutions to them. Data used in this paper were obtained from official servers of Ministry of Labour and Social Affairs and Ministry of Finance of Czech Republic. Data regarding foreign pension systems were obtained from official server of OECD.
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Strategic Analysis of an Enterprise
Cífková, Zuzana ; Dvořák, Jiří (advisor) ; Morong, Michal (referee)
The goal of this theisis is a strategic analysis firm Pension Ametyst, namely the analysis of external and competitive environment, finding a competitive position in the market analysis and customer expectations. The practical outcome of this thesis is to outline the future strategy of the company and operational measures to help achieve the proposed strategy and improve the overall situation of the firm.
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Comparison of investment life insurance and pension insurance in terms of regulation and profitability
Malík, Filip ; Radová, Jarmila (advisor)
Work deals with pension insurance and investment life insurance. The aim of this work is to analyze these two products and to make their comparison in terms of profitability and control. The first two chapters are theoretical and deal with the characteristics of pension insurance and investment life insurance. The last chapter is devoted to a comparison of those two products. The essential difference between the products is due to their different nature. While the pension insurance is primarily a saving product, investment life insurance is primarily insurance product with saving component. The evaluation shows that investment life insurance can bring same earn as pension insurance, which doesn't offer insurance. But client has to undergo a higher risk and to choose the optimal investing strategy. Regulation of insurance companies and pension funds from the state is very strict. The emphasis is on protection of clients.
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Disability pensions and survivor benefits in Czech Republic
Vargová, Viktoria ; Marek, Luboš (advisor) ; Mazouch, Petr (referee)
The graduation thesis addresses the questions of disability pensions and survivor benefits in Czech Republic. The first chapter handles the definitions of the concepts used in terms of pension insurance, the characteristic of pension system generally and the legal regulations of the contemporary system. The second chapter analyses the full and the partial disability pensions. The third chapter describes the widow's, the widower's and the orphan's pensions. The fourth chapter contains the analysis of the contemporary pension system since the implementation of the present valid legal regulation until the year 2007, with focus on disability pensions and survivor benefits. Sub chapter 4.1 contains analytical forecast of the amount spent on pensions and of the number of each type of pensioners. The fifth chapter targets the forecasting of the demographic development of the population in Czech Republic, the problems of contemporary pension system and the proposed modifications within the new reform of the pension system.
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Pension reform in ČR
Wachal, Ondřej ; Skopeček, Jan (advisor) ; Čermáková, Klára (referee)
My bachelor thesis is analyzing the current retirement system in The Czech republic. I attempt to analyze and examine its main problems, and to decide whether the system is sustainable concerning above all the demographic development in this country. The paper also suggests several alternative ways of financing retirement and it evaluates their applicability in the conditions of The Czech republic. The analysis of the specific retirement reform system proposed by the current government of The Czech republic follows. I also outline several different scenarios which could be implemented in case the suggested reform would not be carried out. The main goal of my bachelor thesis is to answer the question, whether a reform of the current retirement system is inevitable, together with presenting alternative ways to solve the problem of retirement system reform. The conslusion of my final paper consists of analysis of these alternative solutions and a suggestion of the most appropriate one for the conditions of The Czech republic.
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