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Environmentální pojištění v České republice a ve vybraných státech Evropské unie
Novotná, Radana
The aim of the thesis is to analyse environmental insurance in the Czech Republic and in selected countries of the EU, particularly in Germany, Finland, and Great Britain. Using the descriptive method in the theoretical part, the relationship among economy and environment, market failures, insurance, and damage done to the environment are elaborated upon. The practical part concerns the existing environmental insurance, based on legislation that exists for each country studied herein, and provides a survey of the available environmental insurance. The author evaluates positive and negative aspects of the insurance of the selected countries in relation to the Czech Republic. The conclusion delivers proposals for the improvement of environmental insurance in the Czech Republic.
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Economic Instruments of Environmental Protection
Štěpánová, Alice ; Damohorský, Milan (advisor) ; Stejskal, Vojtěch (referee)
Economic Instruments of Environmental Protection represent an important category of environmental policy tools that influence regulated entities indirectly and which are supposed to have a great potential for solving environmental problems. The thesis deals with regulation of these instruments not only in general, but mainly in the current Czech law and in relation to the protection of soil and pieces of land. The thesis consists of four parts which are subdivided into chapters. In Part 1 there is a short description of the evolution of environmental policy and its tools. Part 2 describes economic instruments in general, their functions and types (fees, taxes, tradable permits, instruments to ensure duties and responsibility, deposit-refund systems, customs duties, public (state) aid instruments). Part 3 deals with economic instruments in current Czech law and Part 4 contains a more detailed analysis of these instruments relating to the protection of soil and pieces of land. Economic instruments are analyzed and evaluated according to the application of the economic stimulation principle. The aim of the thesis is to highlight positive and negative aspects of the current legislation.
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Actual situation in business insurance
Malík, Filip ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
The diploma thesis is concerned with current topics of business insurance risks. The goal of thesis is to explore actual business risks in the world and ways of protection, analyze development of business insurance market in the Czech Republic, categorize business insurance risks and in conclusion describe selected insurance products in detail, which will influence the market structure of business insurance most in future I suppose. These product are Key person insurance (Keyman), Directors and Officers liability insurance (D&O) and Environmental insurance. My analysis showed that the most important global business risks currently are economic risks, business interruption risks and risks of natural disasters. Businessmen in the following period will have to deal primarily with the threat of regulation and compliance, maintain continued access to credit and recover from economic recession. The business insurance market is growing slightly and also provides great potential for growth in the future. Major trend in the field of business insurance last years is stagnation and decline of insurance rates. It can be expected that the structure of business insurance market will be affected mostly by liability insurance.
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Environmetal insurance as one of instrument of the environmental protection policy
Bílková, Jana ; Hadrabová, Alena (advisor) ; Dvořák, Antonín (referee)
This thesis deals with the internalization instrument and with one of the form of provision and compensation of environmental damage, with the environmental insurance. It focuses on the development of this insurance, on the risk assesment, on the determination of premium and on the existing limitations in the insurance contract. The main problem is devoted to the analysis of the Czech insurance market and especially to the compulsory insurance of a major accident. By interrogation of firms and insurance companies, it evaluates a volontary access of the insurance contract conclusion. I try to show that the state intervation don't have to be so well-founded in this domain, because firms are willing to insure volontary and insurance companies are able to offer volontary insurance too. Free decision making of firms would be better and would lead to more effective solution than the state regulation.
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