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Multiaplication smart cards
Meluzín, Ivo ; Malina, Lukáš (referee) ; Sobotka, Jiří (advisor)
The goal of the first part of the thesis is to describe the options of wide usage of chip cards in different segments of our life. Consequently it is necessary to mention hardware and software equipment of smart card, its communication with terminal and data security. In this thesis we focus on Java Card environment in which we will try to create two applications, one for electronic purse and the second for user identification. Basically, we need to mention multiapplicational rules of sharing data and objects. At the end of the thesis we are focusing on the possibility of mutual interference between the applications and on protection against attacks. Also future applications of this technology are described.
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Multiaplication smart cards
Meluzín, Ivo ; Malina, Lukáš (referee) ; Sobotka, Jiří (advisor)
The goal of the first part of the thesis is to describe the options of wide usage of chip cards in different segments of our life. Consequently it is necessary to mention hardware and software equipment of smart card, its communication with terminal and data security. In this thesis we focus on Java Card environment in which we will try to create two applications, one for electronic purse and the second for user identification. Basically, we need to mention multiapplicational rules of sharing data and objects. At the end of the thesis we are focusing on the possibility of mutual interference between the applications and on protection against attacks. Also future applications of this technology are described.
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Cyber risk of cashless and electronic payments
Jahodář, Martin ; Stádník, Bohumil (advisor) ; Teplý, Petr (referee)
The author of this bachelor thesis deals with the present phenomenon, namely cyber risk narrowed to the field of payments. The subject of this thesis is to present comprehensive and understandable information about this phenomenon with the accent on defining vulnerable points to cyber risk connected with payments. At the same time, it should recommend steps to reduce the cyber risk and show how other users do so. A survey research is a part of this thesis and it analyses the awareness of society in this field. Last but not least it shows real cases of the cyber-crime.
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Payments Card on the Internet
Mládek, Jiří ; Matuštík, Ondřej (advisor) ; Nebřenský, Aleš (referee)
This thesis deals with the credit card on the Internet and everything associated with this technology. This is a historic development, use and types of payments, electronic purse and security. The aim is a analyze to use of payment cards over the Internet and analysis of their use in the purchase of e-shops in Bohemia. In modern times the trend is everything to facilitate, simplify and accelerate. The same is true of the technology of online payments. With this involves the security risks that are not ignored, and this issue will be mentioned in the work. The conclusion focuses on the evaluation of collected data relating to buying and using credit cards online among the Czech public. The work is structured into 5 chapters. The first deals with the history and development of payment cards, the second chapter discusses the types of cards and their use, the third chapter is devoted to security, the fourth is about electronic purses and the fifth analysis data from the questionnaire.
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Credit cards on the internet
Nejtek, Petr ; Matuštík, Ondřej (advisor) ; Brixí, Radim (referee)
Fast development of modern technologies brings new opportunities, which carry new risks. This work is aimed at options of using credit cards and electronic wallets, younger competitors of credit cards, on the internet. Huge amount of funds flows through those systems every year. Competitive environment forces companies provide more comfortable and more sophisticated systems. Together with new technologies come new risks. Situation is more complex with unsolved old troubles replaced by new ones. Work is oriented on modern payment methods in the environment of electronic shopping. The goal is to describe, comment and compare chosen methods, which are possible to use with modern electronic payments. Work takes into consideration both systems in the Czech Republic and systems abroad. In the end, there is an estimation of development of systems in the Czech Republic based on analysis of abroad systems and customer research.
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Credit card and electronic money systems
Brewczynski, Jan ; Půlpánová, Stanislava (advisor)
The Bachelor's thesis deals with the description and distinction of terms "payment instrument" and "electronic money". After the introduction I concentrate on definitions of basic terms, that consequently appear in the thesis, I focus on separation of terms "funds" and "payment instrument". Then I deal with credit cards and electronic banking. In the second part of the thesis I describe electronic money as a subset of funds and the difference between credit card and electronic wallet. Finally I mention future trends of both credit card and electronic wallet systems and I outline the possible development of credit cards.
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Electronic money in Germany
Trefilová, Inna ; Půlpánová, Stanislava (advisor)
The purpose of this thesis is to aquaint her readers with new form of money - electronic money and his regulation and practice function in Germany. Especially to make clear the different amid the conception of electronic money, electronic device and electronic liquid asset. It will give consideration to role of electronic money in monetary policy and role of telecommunication provider in connnection with this institute.
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Elektronické platební prostředky v České republice
Krištof, Pavel ; Půlpánová, Stanislava (advisor)
Předmětem této práce je analýza současné situace v oblasti elektronických platebních prostředků s důrazem na deskripci procesů souvisejících se zaplacením za zboží v obchodě platební kartou a vysvětlením ekonomiky platebních terminálů ze strany bank. Dále se práce zaměřuje na očekávané tendence v oblasti elektronických peněz a dalšího zjednodušení procesů při platbě.
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