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National Repository of Grey Literature 2 records found  Search took 0.03 seconds. 
Comparing approaches to improving processes in selected banks
 Voříšková, Kristýna ; Svobodová, Hana (advisor) ; Černý, Ondřej (referee)
Diploma thesis focuses on individual approaches to increase process efficiency in Czech banks. Target banks are Komerční banka, Česká spořitelna and Raiffeisenbank. Trend of bank services commoditization is forcing banks to reduce products prices and increase quality. The goal of this thesis is to compare approaches of forementioned banks and evaluate them based on pre-set criteria. After the analysis suggestions will be made. The first part diploma thesis explains process management terminology and presents specific theoretical approaches to process enhancing. The second part compares specific projects in three banks and suggests specific improvements. Diploma thesis also confirms the philosophy of continuous process improvement is valid for tertiary sector as well.
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Oligopolization of banking industry in Czech republic
 Pýcha, Mikuláš ; Mandel, Martin (advisor) ; Šíma, Ondřej (referee)
Bachelor thesis is targeting towards problem with oligopoly and capital accumulation of banks. This thesis analyses contemporary issues in financial world, which results from capitalistic order and it mostly focuses on banking industry. Firstly we focus on history of oligopoly and monopoly that are closely related to Karl Marx and his thoughts. Then we subscribe terms of oligopoly and monopoly and reasons why do they arise. Primarily we examine concepts of economies of scale or entrance barriers, those are often related to market failures and inception of oligopoly. Furthermore we devote to oligopoly models, which show how to reach equilibrium. The fundamental goal for this thesis is to analyze Czech banking industry and to prove the fact that it works under oligopoly structures. In order to prove these oligopoly structures we have to demonstrate that Czech banks reach extraordinary profits. In oligopoly a bigger bank should reach greater relative profit, which we deeply analyze. For measuring and proving oligopoly power we use procedures that are usually being used by European Central Bank. Most importantly it is the share of five largest banking institutions or Herfindahl-Hirschman index. These figures we also compare with foreign countries and try to find reliance of oligopoly power on the size of the country. In that order we choose countries that are more likely to form stronger oligopoly structures. The main objective of this thesis is to prove than banks are achieving extraordinary profits in Czech banking industry and emphasize the fact that banks holds the upper hand over clients.
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