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Microfinance in the EU
Odstrčilíková, Linda ; Němcová, Ingeborg (advisor) ; Tunkrová, Věra (referee)
This work deals with microfinance in the EU. It explains the relationship among the EU instruments, programmes and initiatives, and it brings the most important information about all available products for both potential providers and potential clients. The work focuses mainly on the European Progress Microfinance Facility and its supporting products. It also contains brief historic development of microfinance, information about financing of microcredits in the EU, real life examples and critics of microfinance.
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Sociální bankovnictví
Pospíchal, Tomáš ; Chalupníček, Pavel (advisor) ; Houdek, Petr (referee)
My diploma thesis is about social entrepreneurship in the banking sector. The thesis has two parts - theoretical and practical. In the theoretical part I examine the social entrepreneurship in general, i.e meaning of altruism in entrepreneurship. The ambit of my interest is interesting also because for-profit and non-for-profit organizations operate or operated on the same market. The practical part contains several case studies of "social banking" institutions. Concretely, I chose charitable banks in Italy and Spain emerging in 15th century, furthermore kampeličky and Raiffeisen cooperatives, microcredit and P-to-P lending. I try to answer the question whether the "social banking" is a meaningful concept and whether we can find in history some development leading to the current form of microcredit.
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Dreams and Present Reality of Microfinance
Bizoňová, Jana ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
Microcredit is now regarded as one of the most effective weapons in the fight against the poverty. The word "microfinance" itself became worldwide known in 2006, when both Muhammad Yunus and the Grameen Bank were awarded the Nobel Piece Prize. The thesis aims to provide a complex picture of the microfinance pioneer Muhammad Yunus, the emergence of modern microfinance as well as different approaches to microfinance. These subtasks are used to fulfill the main goal of this work - to acquaint a reader with the main differences between the original concept of microfinance and its present practice.
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Providing of development assistance trough microcredits
Rippl, Josef ; Kalínská, Emílie (advisor) ; Ashraf, Shahed Jamal (referee)
The objective of this bachelor's thesis is microfinance in the developing world. The goal was to determine whether microfinance is viable alternative to development assistance. First part of the thesis is concerned with analyzing developing countries and is trying to explain reasons behind their low performance. Next is a description of different versions of the development assistance. The main part of the thesis is focused on the history of microfinance, the main principles of their functioning and explaining the process of the provision of microcredit. It shows what are the benefits of microfinance for their users, but also criticizes microfinance. A closer look at microfinance in practice is demonstrated in an example of the Bangladeshi Grameen Bank, the oldest microfinance institution in the world. In this part, two lending programs and their rules are described: Grameen I and Grameen II.
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Microfinance
Pekař, Jan ; Zetek, Pavel (advisor)
The bachelor thesis parses the topic of microfinance. It provides information about the history and development of microfinance, as well as the emergence of different social attitudes and schools of thought. Also depicts the process of microfinance, from the investment decision, through the consumption of microcredit by an actual client, to final investment revenue. The thesis defines all the subjects involved in this process and describes the procedure. The analysis also refers about problems connected with microfinance, emphasizing lack of regulation and non-existing standards. The final part of the study offers possible solution of the situation, designed to lower costs of microfinance and at the same time higher it's reputation among public.
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Microfinance and microcredit in developing countries
Harmincová, Zuzana ; Zetek, Pavel (advisor)
The main aim of the baccalaureate thesis is to summarize the available knowledge in the field of microfinance and microcredit in developing countries and assess the effectiveness of microfinance institutions sorted by type. The thesis also deals with the increased incidence of moral hazard on both sides of microfinancial services, resulting in a considerable emphasis on barriers to entry the microfinancial market, regulation and supervision of microfinance institutions and an appropriate legislative framework. Despite the fact that previous research works of the impact of microfinance on the standard of poor inhabitants' living are mainly focused on the economic side of the issue, the thesis assesses the impact of microfinance on the other (e.g. social) aspects of life. In accordance with quantity of published research documents, author states higher efficiency declared by non-profit microfinance institutions, as well as greater social benefit of such institutions and organizations.
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Microcredits: development and current practice
Pátková, Julie ; Půlpánová, Stanislava (advisor)
The thesis focuses on the origin and development of microcredits. In the first chapter, origin of the microcredit as a new bank product in Bangladesh is described. Further on, the most important differences between a microcredit and other credits are analyzed. A description of institutions that provide microcredits, their regulation, risk management and other microfinance products is done. The thesis also pays attention to the influence which the product has on human society. In the last chapter, development of microcredits in economically advanced countries is described.
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Microfinance and economic crisis
Vlčková, Petra ; Mládek, Josef (advisor) ; Štěpánek, Pavel (referee)
This thesis deals with microfinance in developing countries. The first part of the work provides basic information of the origin, history and the principles of microfinancing. Another part of the work describes the various ways and possibilities of providing microfinance services, provides and compares concrete examples of microfinance institutions. Bachelor's thesis also offers informations about how to measure the effectiveness of microfinance institutions and their new alternatives. The aim of this work is to see how the current economic crisis affects individual microfinance services providers. The conclusion summarizes the findings.
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Mikroúvěr a sociální podnikání
Kotálová, Radka ; Burgerová, Jiřina (advisor) ; Chalupníček, Pavel (referee)
This work deals with the fight against poverty using microcredit and attempts to explain the principles of social business. It describes the concept of microfinance and its history and offers examples of microfinance institutions operating in Mexico and Bangladesh and their comparison. The dark side of microcredit (i.e. dowry and violence) concludes this paper. It is based on books by Professor Yunus and data concerning the microfinance institutions of Mexico and Bangladesh provided by the MIX Market platform.
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Microfinance - poverty reduction tool
Šimlová, Denisa ; Adamcová, Lenka (advisor) ; Dvořáková, Klára (referee)
This diploma thesis focuses on microfinance, it's basic characteristics and general principles of it's function. It introduces microfinance approaches, development of microfinance, microfinancial services and microfinance providers. Two largest microfinance institutions in Bangladesh, Grameen bank a BRAC, illustrate how microfinance works, helps to empower the poor and reduces their poverty in one of the poorest countries in the world.
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