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Pension reform in the Czech Republic - approach of system dynamics
PAPEŽ, Vladimír
The main aim of this diploma thesis is to provide a paradigmatic view on the future development of the pension system in Czech Republic within the environment of the system dynamics. This objective incorporates the goal of creating a dynamic model that will sufficiently informative and includes the key aspects, both the current and the future form of the pension system (PS) in Czech Republic. The results of the current form of PS conclude that under the presumption of slightly unfavourable demographic development and constancy of PS is the system unsustainable. The model also points out the fact that the problem of PS could be solved through its partial adjustment. Under the assumption of gradually increasing pension tax rate, opposed with the real value of pension benefit and gradual pension age postponement up to 71 years. The results of the pension form post reformed analysis pension form are based on the assumption of intergenerational schism. That means different attitudes to the pension system reform. Pension system post reformed analysis results coincidently work with the fact that all people under 30 years (year 2009) will join the voluntary pension fund system. The current scenarios consider that the coming generation of working population will without exception enter this voluntary system. The older population (aged over 31 years) will not participate in the pension reform. Another common feature of the proposed scenarios is the fact that all individuals will join the capital pillar (the pension voluntary system) at the beginning of the year 2013. When comparing current and post reform form of the pension system a remarkable finding has arisen. The model of the post reform PS shows considerably worse results than is model of the current PS form.
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The ensuring by means of the pension funds
Kopřivová, Lenka ; Radová, Jarmila (advisor)
I would like to describe the present form of the supplementary insurance in the Czech Republic. At first I have put mind to the characterization of this product. After it I have defined the pension funds and I have recommended the suitable corporation for the potential customers. This year we have listened the discussion about the retirement pension and its efficiency. Therefore I have taken the suggested changes of the retirement system in my writing. At the conclusion I have evaluated the results of the checklists. Due to them I have polled the public opinion about the supplementary insurance. The main object of my work is the describing the structure: PENSION FUND -- SUPPLEMENTARY INSURANCE -- PUBLIC.
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Alternative possibilities of financing of the czech pension system
Vránková, Martina ; Weberová, Jana (advisor)
This bachelor's work points out the possible negative impact of the ageing population in the Czech Republic on the pensions system. If the current state of financing the old-age pensions were to be sustained it is in danger of longterm untenability. The proposed change of financing the czech pension system is based upon general reccomendations of various world organisations engaged in the pension area and from comparing pension reforms executed in Slovakia, Poland, Hungary and Slovenia.
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